Knights Insurance Agency

05/29/2026

⚡ Fast Facts Friday ⚡

Hooking up a trailer or camper doesn’t automatically mean it’s fully covered.

Here’s the quick breakdown:
🚘 Liability coverage follows the vehicle towing it.
🏕 Physical damage coverage for the trailer/camper itself is NOT automatically included.
💰 Most banks only require physical damage coverage if there’s a loan on it. (It's not required otherwise in Michigan)
📋 If the trailer or camper isn’t scheduled on your policy, there will be no coverage for damage to it.

Translation? If it gets damaged, stolen, hit by a tree, or backs into something… you could be paying out of pocket.

A quick policy review now can save a big headache later.

05/28/2026

This week, Knights Insurance is thrilled to celebrate Reagan Shadley as the Cass City Red Hawk Athlete of the Week! 🎉👏 Huge shoutout to the Tuscola County Advertiser for always hyping up our local superstars. Way to go Reagan, you crushed it! 🏆🔥 Cass City Red Hawk Athletics

05/25/2026

In observance of Memorial Day, our office will be closed Monday, May 25, 2026.

Today we remember and honor the brave men and women who made the ultimate sacrifice for our freedom. We are forever grateful for their service and sacrifice.

We hope everyone has a safe and meaningful Memorial Day weekend with family and friends. Our office will reopen during normal business hours on Tuesday.

05/22/2026

🚨 Fast Facts Friday 🚨
Did you know… standard homeowners insurance does NOT cover inland flooding? 🌧️🏠

If water enters your home from rising water, heavy rain, overflowing ditches, or flooded roads — that’s considered flood damage and typically requires a separate flood policy or additional coverage on your current policy.

And here’s the surprising part:
💦 You don’t have to live near a lake, river, or ocean to experience flood damage. Inland flooding can happen almost anywhere — especially during Michigan’s heavy spring and summer storms.

Flood insurance can help protect:
✔️ Your home
✔️ Your belongings
✔️ Your peace of mind

Don’t wait until the water is rising to ask about coverage. We’re happy to review your current policy and discuss your options! ☔

📞 Call Knights Insurance today and let’s make sure you’re protected from the unexpected.

05/21/2026

This week, Knights Insurance is thrilled to celebrate Kenzleigh Lopez as the Cass City Red Hawk Athlete of the Week! 🎉👏 Huge shoutout to the Tuscola County Advertiser for always hyping up our local superstars. Way to go Kenzleigh, you crushed it! 🏆🔥 Cass City Red Hawk Athletics

05/20/2026

05/19/2026

At Knight’s Insurance Agency, we believe great coverage starts with great conversations.

Our job is to think of the questions you may not even realize need to be asked — so you can feel confident knowing you’re properly protected. From life changes to hidden gaps in coverage, we’re here to help guide you every step of the way.

Thank you, Dan, for the kind words and for trusting our team! ❤️

05/15/2026

🚗 Fast Facts Friday 🚗

What is PIP? 🤔

PIP stands for Personal Injury Protection, and in Michigan it helps cover medical expenses if you’re injured in an auto accident — regardless of who was at fault. It can also help with things like lost wages and replacement services while you recover.

Michigan drivers can choose different levels of PIP coverage, so it’s important to make sure your selection actually fits your needs and budget. The cheapest option isn’t always the best option when it comes to protecting yourself and your family.

Not sure what PIP option you currently have? Give us a call — we’d be happy to review your policy with you! 📞