Riano Mortgage Team

05/17/2022

12/31/2020

Did your DIY project turn into a DIFM (do-it-for-me)? We get it… you’ve got big ideas. And that’s why we have big ways to help you bring them to life. There are several options for financing renovations and remodeling, and we break down the top 3 here. https://buff.ly/3rD0azh

12/30/2020

We're all staying at home more now, so DIY projects have undoubtedly crossed your mind, if not your news feed. If you're ready to give it a shot, we've got 5 (relatively easy) fixer-up ideas to add value to your #1 investment - your home! https://buff.ly/2WNTYqa

12/29/2020

Chances are you're confident in the house you've chosen to buy. But what about how you'll finance it? It's ok if you need some help on that front. Check out these 5 common types of mortgages. And when you're ready, get started right from your phone on our LoanNow app. https://buff.ly/38HVgIH

12/29/2020

Step 1. You decide you want to buy a house.
Step 2. ?
If that's how you're feeling, you're not alone. Fortunately for you, we've made an 11 step outline to show you what the entire journey will look like. Have a look, and when you're ready to get started, we will be with you the whole way! https://buff.ly/3psULsO

12/28/2020

Credit is often thought of as the most important measure of your financial position. It can be hard to maintain a good credit report, particularly given the difficulties so many of us have faced as the COVID-19 pandemic has endured. We have put together a list of 5 steps you can take right now to mitigate this tough time's impact on your financial health. https://buff.ly/3rtf2jT

12/28/2020

How do I figure out a monthly mortgage amount I can realistically afford? What about the down payment? Luckily, you’re not in this alone. There are simple solutions to help steer you in the right direction when it comes to budgeting for your new home. Take a look at this article on setting a budget to buy your first home. https://buff.ly/3nLuu8J

12/27/2020

You're a visionary. You see potential. Maybe you see the possibilities in your current home, or you've found one that can be transformed into the oasis only you can bring to life. For both of those scenarios and more, you'll want to look at an FHA 203(k) construction and renovation loan. There are multiple 203(k) loan options, ranging from major renovations to remodels and repairs. See all the details and connect with an FHM Loan Officer who can help you get started today. https://buff.ly/2Jehrxq

12/26/2020

As your closing day approaches, have you taken time to review the types of documents you'll be signing in that big stack? It can be helpful to briefly review the mortgage and real estate documents that will be part of your closing process. Check out these 9 most common ones. https://buff.ly/37Om9f3

12/23/2020

After you've finished your mortgage application, the next document you'll be looking at is your loan estimate. It will contain a lot of information, giving you a high-level overview of your proposed mortgage, including the terms, projected payments, and cash to close. Here's an easy-to-follow breakdown of what to expect in a loan estimate and what it all means. https://buff.ly/3hczwIF

12/22/2020

There are so many things you're already considering, preparing, and maybe even worrying about as you plan to buy your own home. Likely, one of those is how to manage your personal finances to make the mortgage process as seamless as possible. We tackle that, and much more, in our guide "Navigating the Homebuying Journey." https://buff.ly/3h7wJkc

12/22/2020

Did you think applying for a mortgage was hard? Maybe the last time you did it you had to fill out paper forms at the bank or complicated website forms that required a computer. Gone are those days! We make it as easy as downloading an app... literally. You can apply through our LoanNow app and get back to that last-minute holiday shopping we all know you'd rather be doing. https://buff.ly/3hcxJ6D