04/16/2026
Many of you have already filed your tax returns, and if you overpaid last year, you may have received—or will soon receive—a refund. This is a friendly reminder to use that money wisely.
While your first instinct might be to treat yourself, I encourage you to take a moment to take inventory instead. Do you have outstanding debt such as credit cards, a car loan, or student loans? Do you have at least three months of expenses set aside in an emergency fund? Could you benefit from increasing your investments?
I know this isn’t as “fun,” but what’s truly not fun is the stress of constantly being in debt. Making thoughtful choices now can create peace of mind later—and your future self will thank you.
