Cortney Gardner - State Farm Agent

Cortney Gardner - State Farm Agent Help people manage the risk of everyday life, recover from the unexpected, and realize their dreams.

05/18/2026

This is a reminder that all drivers have to be listed on your policy in order for coverage to extend in the event of an accident. State Farm has been sending out documents with this information since fall of last year.

If a person drives your vehicle ONE or more times a month, they must be added to the policy!

Please do not ignore these documents! We know you receive a lot of mail, but this is probably the most important information State Farm has ever sent out. Coverage for a claim CAN BE DENIED if the driver was not added previously.

Its SUPER BOWL TIME!!!What are your predictions?
02/06/2026

Its SUPER BOWL TIME!!!

What are your predictions?

01/26/2026

Due to severe road conditions in the area my office will be closed Monday 1/26. However, if you need any assistance at all please call the office phone, 573-333-1232. It will forward you to my personal cell phone.

We will continue to monitor the conditions and keep you posted. Thank you and please stay safe. If you don't have to drive please stay home.

Good morning! I know everyone is really excited about the snow we are expected to get in the next few days. I just want ...
01/21/2026

Good morning!

I know everyone is really excited about the snow we are expected to get in the next few days. I just want to remind everyone to practice safe habits.

NEVER plug a space heater into an extension cord. Make sure to unplug the space heater when left unattended.

It takes less than 2 minutes for a fire to become life threatening and less than 5 minutes for your home to be engulfed in flames.

I cannot wait to hear everyone's snow stories but lets make sure its good ones!

12/16/2025

If you received a text from us today regarding your drive safe and save, please open the State Farm app and follow the prompts.

Through trial and error, we have learned that the beacon has stopped reporting because the app needs to be updated on your phone or you need to allow the permissions State Farm request.

11/11/2025

As of 11/10/2025 State Farm has had a premium rate decrease of around 17% -10% depending on your household.

We have spent the day revisiting old quotes and the majority of them have decreased from the price we offered earlier in the year.

If you need a quote, now is the time!

10/20/2025

We are so sorry for the inconvenience but our entire system is down this morning. We have no phones and no computer access. Please leave voicemails! We will call as soon as we have the ability!

05/20/2025

Due to the weather that moved in around 3, our phone lines and internet are down.

If you have damage, please take pictures and text them to the office (573-333-1232). We will call you and take care of you as soon as our systems are back up and running.

Remember, preventive care is recommended. You can remove debris and tarp damage! Please take as many pictures as possible!

04/03/2025

We are so sorry for the inconvenience. Our systems are still done. Our computers and phone lines are not working at this time.

This is an area issue, we do not have an expected time frame as to when it will be back. The office is open, please come by or leave voicemails.

04/03/2025

Please bare with us, our office phones and systems are completely down this morning.

Leave us a voicemail and we will get back to you ASAP!

Address

405 Ward Avenue
Caruthersville, MO
63830

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+15733331232

Website

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