CTC Financial, Inc

08/19/2025

Wondering what homes are going for around the country? In July 2025, the U.S. median list price came in at $439,450, up slightly from last year and consistent with 2023–24 trends.
Highest-Priced States: The states with the highest median home listing prices are Hawaii at $761,000 and California at $750,000.
Lowest-Priced States: The lowest median price is found in Iowa at $290,000. Other states with prices below $350,000 include Indiana ($303,000), Ohio ($290,000), Oklahoma ($305,000), and Nebraska ($350,000).
See how your state stacks up and get the latest housing trends report: https://rltor.cm/wblq4h

07/31/2025

Considering an FHA loan? They're a great option for first-time homebuyers and repeat buyers alike. Let's talk about your possibilities.

07/15/2025

Housing Market Predictions for the Next 5 Years [2025-2029]

Over the next five years, the housing market is likely to see some big changes. And real estate investors need to pay close attention. Here are the top three trends that are expected to shape the U.S. housing market over the next five years.

Stable and slow-paced housing market: The national average annual appreciation rate would hover between 3-5%, much lower than the boom years of 2020-2023. That is, there will be moderate growth and no major surprises.

High interest rates: Mortgage rates are expected to stay high for a while, with the 30-year fixed rate hovering between 6.5% and 7.5% through 2027, and potentially dipping to 5.5%-6% in 2028-2029.

Strong rental market: As a result of high home prices and high mortgage rates, potential home buyers will have a hard time affording homes. This means rental demand will be robust through 2029. But because of the oversupply of apartments across the U.S., overall rent growth will be modest (2-3% annually). Over the next five years, we’re also likely to see single-family rentals outperforming apartments.

These housing market predictions for next 5 years are not just random guesses. They are based on careful research and analysis, incorporating insights from real estate market experts. Understanding them will equip you as a real estate investor in the U.S. housing market to strategically plan your acquisitions and dispositions, maximize your returns and reduce risks.

Our predictions are based on a solid, multi-faceted analysis of housing and economic data from top-tier and trustworthy sources like the National Association of Realtors, Fannie Mae, CoreLogic, Zillow, and Redfin. Additional expertise from co-founder Kathy Fettke has been factored in. You’ll find her in-depth analysis and forecasts for the 2025 housing market here:

https://realwealth.com/learn/housing-market-predictions/ #:~:text=1%20%E2%80%93%20National%20average%20annual%20appreciation,the%20expected%20rate%20of%20inflation.

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06/09/2025

Looking for a home loan? No need to look any further than your own neighborhood. Give us a call or stop by!

04/25/2025

Use your tax refund towards your future home!

Give us a call 775-883-2220

NMLS # 382923

04/10/2025

Did you know you can use your tax refund towards your down payment for a new home?

Call us if you have any questions!
☎️ 775-883-2220
NMLS 382923

03/26/2025

🏡 We're here to support your mortgage needs 🏡

VA Loans – Zero Down for Veterans & Military
FHA Loans – Low Down Payment
USDA Loans – 100% Financing for Rural Buyers
Conventional Loans – First-Time & Repeat Buyers
One-Time-Close Construction Loans – Build Your Home to your specifications
Manufactured Home Loans – VA, FHA, USDA & Conventional
Reverse Mortgage Loans – For Seniors 62+
Home Equity Line of Credit (HELOC) Loans
Debt-Service Coverage Ratio (DSCR) Loans
Bank Statement Loans - Self-Employed

You have questions, we have answers 🏠

NMLS #382923
775-883-2220

02/18/2025

We love our Veterans!
Give us a call if you're ready to utilize your VA benefits for a new home 🏘

01/29/2025

Who Qualifies as a First-Time Home Buyer?

First-time home buyer qualifications are surprisingly flexible
Understanding who qualifies as a first-time home buyer can open doors to various special loan programs and assistance.

While it may seem like these benefits are exclusive to those who have never owned a home, many lenders extend eligibility to anyone who hasn’t held property in the past three years.

So, whether you’re venturing into homeownership for the first time or making a comeback, you could still reap the financial advantages of qualifying as a first-time home buyer.

Ask us about our first-time home buyer options!

01/16/2025

How could the recent California fires affect Nevada’s housing?

The Los Angeles wildfires will most likely put pressure on Nevada’s already tight housing market.
In any given year, about 70% to 80% of new residents of Southern Nevada are coming from Southern California. The latest wildfires may lead even more people to relocate and consider setting roots somewhere else.
Research shows the median individual who moves from out of state is about 15% wealthier than an in-state Nevada resident, which means they are better able to compete in the housing market.
If you are on the fence about homeownership, now might be the best time for you to see if you are ready to purchase before we have an influx of Californians who could be able to outbid you.
Give us a call today to see what loan programs you qualify for.
775-883-2220

01/07/2025

Did you know your home's equity could be cash in your pocket? Renovate, update or repair, the funds are there and the possibilities could be endless. A cash-out refinance could be exactly what you're looking for. Call us today to find out how your home can work for you!