Sean Kiernan

Sean Kiernan I'm Sean Kiernan, Loan Consultant, NMLS # 785924

New American Funding NMLS # 6606 In 2011 I left the title industry and went into home lending with Wells Fargo.

I'm Sean Kiernan, Branch Manager at Cross Country Mortgage
I'm Sean Kiernan, Branch manager at CCM. After leaving the Navy in 1995 I moved from Pennsylvania to Carson City with my family. I started a new career in the title insurance business with Northern Nevada Title. Working as a title officer I learned about Northern Nevada’s local counties and all the special circumstances involved with resea

rching and insuring a properties marketability. I then moved into the business development side of the title industry where I formed close relationships with many local real estate professionals. At Wells, I was educated in the home mortgage lending process. From Conventional, Jumbo, VA, FHA, USDA and down payment assistance loans I’ve done them all. In 2017 I joined On Q Financial where I met and learned from some of the most knowledgeable people in the lending industry. Today I work with those same folks and others at Cross Country Mortgage. CCM enables me to help even more people. We can perform all the loans previously mentioned and we can also perform non-qualified mortgage loans. Loans like bank statement loans, investor loans, 1099 loans and many others. As your home mortgage advisor, I am very well qualified to handle any transaction. Give me a call today to talk about your home financing needs. Serving Northern Nevada since 1995
Licensed in CA, MT, NV, and OR
Licensed Branch Manager
Personal NMLS #785924 Branch NMLS #2127588 Company NMLS #3029
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Want fresh produce from your own backyard? Swipe through to see easy ways to start your own edible garden and make your ...
09/02/2026

Want fresh produce from your own backyard? Swipe through to see easy ways to start your own edible garden and make your space work for you. 🥬

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Le...
08/31/2026

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Let’s customize a plan that fits your life, right now.

Same numbers. Different outcome. How you structure the deal can completely change how the buyers feel about it. Strategy...
08/28/2026

Same numbers. Different outcome. How you structure the deal can completely change how the buyers feel about it. Strategy is the difference between another pass and being sold. Let’s talk about your next deal.

Your dog deserves a yard.And you deserve a payment that fits your budget.A buydown can help lower your monthly payments ...
08/26/2026

Your dog deserves a yard.
And you deserve a payment that fits your budget.
A buydown can help lower your monthly payments during the early years of your loan, making homeownership feel more attainable. Reach out to learn how your options could make buying a home more affordable.

Remember why you wanted to upgrade? More space. Better schools. Nicer neighborhood. You aren’t signing up for storage un...
08/24/2026

Remember why you wanted to upgrade? More space. Better schools. Nicer neighborhood. You aren’t signing up for storage units, double-moving costs, or financial juggling. NAF Cash cuts out the chaos:
• Straight Shot: Move directly from your current home to the new one.
• Stability: Keep the kids in their routine during the transition.
• Zero Pressure: Sell your old home when the right offer hits.

Upgrade the home. Not the stress level. Get Started.

Summer plans don't have to be put on hold. ☀️A temporary buydown could help lower your monthly mortgage payments during ...
08/21/2026

Summer plans don't have to be put on hold. ☀️
A temporary buydown could help lower your monthly mortgage payments during the first 1–3 years, giving you more breathing room while you settle into your new home.
Let's talk about whether it's the right fit for your homebuying journey.

It’s not about if you can buy, it’s about how. The right approach can make all the difference. Comment “INFO” and I’ll s...
08/17/2026

It’s not about if you can buy, it’s about how. The right approach can make all the difference. Comment “INFO” and I’ll send details.

Stop letting past credit events block future investments. With NAF Investor Express, qualify based on rental income, not...
08/14/2026

Stop letting past credit events block future investments. With NAF Investor Express, qualify based on rental income, not your history. One day seasoning. Zero income docs. Time to get back in the game.

Unlock new beginnings with ease! 🏡✨ Gear up for school and step into your dream home with one of NAF's many unique produ...
08/12/2026

Unlock new beginnings with ease! 🏡✨ Gear up for school and step into your dream home with one of NAF's many unique products and services. Purchase using cash for a straightforward buying process, get down payment assistance, or experience NAF's exclusive concierge service today! Contact me to learn more.

Summer isn't slowing down—and neither is the housing market. Whether you're dreaming of a backyard for BBQs, a pool for ...
08/10/2026

Summer isn't slowing down—and neither is the housing market. Whether you're dreaming of a backyard for BBQs, a pool for the kids, or simply a place that feels like home, now is a great time to start the conversation. If buying a home is on your summer bucket list, let's connect and build a game plan that works for you. Send me a message to get started.

Address

Carson City, NV
89703

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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