Ron Brachear- Country Financial

10/15/2024

If you’ve made any recent changes to how you staff or manage your farm, then we should talk! Your insurance coverage might need to be updated if you’ve, for example:

• Hired a new employee
• Have a child helping out on the farm
• Created a new financial entity to manage your assets

Let’s double check that your coverage still protects all your drivers, employees and equipment.

09/27/2024

Life insurance provides more protection than you might think. If something happened and you were no longer here to help pay for the mortgage, life insurance is a great way to help your family stay in your home. Plus, enhancing your coverage might be more affordable than you expect. Contact me today to discuss your options and feel confident your loved ones have the financial security they need.

09/25/2024

Your farm’s risk management plan must have a spot carved out for life insurance.

“Farmers are resilient, hardworking and often take risks,” writes Chelsie Moore, director of wealth management solutions at COUNTRY Financial. “But this same spirit of invincibility can sometimes lead to overlooking the inevitable realities of life.”

As well as providing financial security for your family, the right life insurance policy can help ensure your farm stays in the family and for generations to come.

Learn more at https://cfin.us/47EvLpS

09/12/2024

For everyone out in the fields this time of year, remember to put your safety and well-being first. Frequent breaks can go a long way to keeping everyone on your farm safe. What’s your favorite way to blow off some steam during harvest? See more safety tips at http://cfin.us/7Steps

08/27/2024

There are a lot of myths about life insurance floating around out there. According to the Life Insurance Statistics, Data and Industry Trends 2024 report published by Forbes, 52% of Americans say they don’t have life insurance because they believe it’s too expensive. In fact, 82% of people surveyed overestimate the cost of a life insurance policy, with a majority of people incorrectly estimating the cost of life insurance to be 3x as high as it actually is.

Why is this? The truth is, there may not be a very good reason for this belief. According to the 2024 Insurance Barometer Study Report, 54% of people surveyed said their life insurance cost estimate was based on “gut instinct” or a “wild guess.”

The right life insurance for your needs might be more affordable than you think. Contact me today to see how we can affordably enhance your life insurance coverage or get you set up with a policy from Forbes’ #1 ranked life insurance in the U.S.

Life insurance policies issued by COUNTRY Life Insurance Company®️ and COUNTRY Investors Life Assurance Company®️, Bloomington, IL.

08/16/2024

Life changes fast. Has your life insurance kept up with you? Whether you’re welcoming a new child or have purchased a new home, now is the time to reevaluate your needs to ensure you have the proper protection. With the right policy, you can feel protected while still paying an affordable monthly premium for Forbes’ #1 ranked life insurance in the U.S. Lets talk!

08/07/2024

Farm insurance is important, but it’s not all I can do for you. Whether you need auto, home or life insurance — or help passing on your operation, I’ll be there.

07/24/2024

07/24/2024

You don’t want to worry about your insurance, you just want to trust it’s there when your farm needs it. As a Farm Certified Representative, I can look at your farm operation and make recommendations for coverage that helps you sleep easier at night.

07/10/2024

Since 1925, COUNTRY Financial has grown to offer everything from farm to business insurance — but we still remember where we came from. As a Farm Certified Representative, I rely on this experience to customize your farm’s insurance and meet your operation’s specific needs. Contact me today to learn more!