PlanMember Financial Corporation

06/15/2026

How are you spending your summer? It might say more about your portfolio than you think 👀 Leave a comment below and tell us what type of investor you are.

06/12/2026

An in-plan Roth conversion lets you transfer certain pre-tax retirement savings into an after-tax Roth account, so future growth and qualified withdrawals can be tax-free. The tradeoff? You’ll pay taxes on the amount you convert now.

In the right situation, it can be a smart way to manage your tax exposure over time. It all comes down to timing and your long-term plan. Get the details here and see when it might make sense for you:

An in-plan Roth conversion allows participants of 401(k), 403(b), or governmental 457(b) plans to transfer pre-tax funds to an after-tax (Roth) account contained within the same plan. The main advantage of a conversion is that it lets the converted money grow tax-free (instead of tax-deferred). This...

06/10/2026

Budgeting doesn’t have to be overwhelming. Watch our quick video to learn simple steps to organize your finances and confidently plan for what’s next.

Understanding how to develop and maintain a budget can mean the difference between feeling burdened by debt or saving for a house, retirement, or vacation. Here’s a brief overview explaining the importance of budgeting, elements to consider, and how to get started.

06/05/2026

Your beneficiaries play a big role in shaping your financial legacy. When was the last time you reviewed yours? Learn what to consider when naming and updating beneficiaries for your retirement accounts.

The beneficiaries you name for your retirement accounts can have a major impact on your family’s financial future. That’s why it’s essential to designate them properly and review them regularly. Making smart choices ensures that what you’ve worked so hard to save goes exactly where you want ...

06/05/2026

Sending congratulations to our newest Securities Industry Training and Training Operations program graduates! 🎉

“Training can create the structure, provide the content, and open the door for practice. But growth still requires the individual to step into it. This group did that,” says the Securities Industry Training Team.

The future at PlanMember is bright, and we’re proud to welcome them to the team.

05/20/2026

Graduation season marks a major milestone for both students and families.

As your teen prepares for their next chapter, it may be the first time they’re making financial decisions on their own. Now is a natural time to continue — or start — the conversation about their finances.

We’ve outlined 10 tips to help you guide your conversations. Visit the link below to get the full guide: https://www.planmember.com/members/10-tips-to-talk-to-your-teen-about-money/

05/19/2026

Unlock smart ways to use your home’s equity! Whether you’re thinking about renovations, consolidating debt, or funding education, learn how a home equity loan could help you reach your financial goals without risking your future.

Buying a home is one of life’s major milestones. Beyond providing a personal space to decorate, host, and truly make your own, homeownership can also open new financial opportunities. Over time, as you pay down your mortgage and your property appreciates in value, you build home equity. Equity is ...

05/18/2026

There is a new way to save for your child's future. If you have a newborn, you also may be eligible for a special government gift.

There is a new tax-advantaged savings and investment account designed especially for children. Known as a Trump Account, it provides a new way to save for a child’s future. These accounts are owned by the child but administered by an adult and work much like a custodial IRA, but with special rules...

05/10/2026

Mothers give their time, love, and wisdom to shape our future. Happy Mother’s Day to the women who were there for us every step of the way. 💛

05/08/2026

You've worked hard for your money & deserve to enjoy it on travel! Check out my 5 tips for smarter, comfier trips after 50. Perfect for your next adventure.

Enjoying travel after 50 is about comfort, safety, and smart money choices that protect your future. Here are five focused tips tailored to you.