Carol Chybowski Insurance Agent

04/06/2026

https://www.nytimes.com/2026/03/27/your-money/long-term-care-insurance.html?unlocked_article_code=1.Y1A.unqE.3y59eYBwDhyh&smid=url-share

Care for people who can’t take care of themselves is expensive, and regular health insurance doesn’t cover the cost.

03/26/2026

Kirkendoll-Sickafoose

02/14/2026

Wishing you a wonderful Valentine's Day.

01/16/2026

President Donald Trump released a sparsely detailed healthcare policy framework Jan. 15 that calls on Congress to codify voluntary drug pricing agreements with major pharmaceutical companies, direct payments to Americans over extending enhanced ACA subsidies, and expand price transparency requiremen...

12/12/2025

🌍📚 Considering a gap year? Discover the benefits, considerations, and tips for making the most of this transformative experience. Read now on the and embark on a year of self-discovery, personal growth, and unique opportunities! 🎓 https://www.tuitionrewards.com/newsroom/articles/432/when-considering-a-gap-year?catid=3

12/12/2025

Priority early access & all-year admission included.

11/10/2025

Plan for retirement with tailored solutions in estate planning, life insurance, and financial strategies. Secure your future today—get started now!

07/31/2025

Summer break is the perfect time to teach your kids valuable money lessons that will last a lifetime.

Financial literacy isn't taught in most schools, which means parents play the crucial role in preparing their children for financial success. Here are some age-appropriate ways to get started:

👶 Ages 5-10: Use allowances to teach saving, spending, and sharing money
👦 Ages 11-14: Open a savings account and explain compound interest
👧 Ages 15-18: Introduce budgeting, part-time jobs, and smart spending habits

We believe financial education starts at home. The lessons you teach today will shape your children's financial future tomorrow.

What money lessons are you teaching your kids this summer?

07/26/2025

This is true. A family member just was hospitalized overseas and we are so grateful they had it.

Planning a summer getaway? Don't forget to protect your vacation investment!

Nothing ruins a dream vacation faster than unexpected cancellations, medical emergencies, or lost luggage. Travel insurance might seem like an unnecessary expense, but it can save you thousands when things go wrong.

We believe protection extends beyond life and health insurance. Consider these vacation protection strategies:

✈️ Trip cancellation and interruption coverage
✈️ Emergency medical coverage abroad
✈️ Baggage and personal property protection
✈️ Travel delay reimbursement

A small investment in travel protection can ensure your vacation memories are happy ones. Don't let the unexpected turn your dream trip into a financial nightmare.



https://www.alegacys.com/services/financial-strategies/

07/19/2025

06/27/2025

DM me for more info!

College costs continue to rise, but your family's educational dreams don't have to fall out of reach.

We'll help you navigate the complex world of education funding with strategies that balance college savings with your other financial priorities. Whether your child is 2 or 12, it's never too early (or too late) to start planning.

Our approach helps you:

📚 Choose the right savings vehicles (529 plans, Coverdell accounts, etc.)
📚 Maximize financial aid eligibility
📚 Integrate college planning with retirement strategies
📚 Explore creative funding alternatives

Let us help you create a roadmap to educational success without compromising your financial future.



https://www.alegacys.com/services/education-funding/

06/27/2025

Join the Phoenix VA at the Hopi Code Talkers Recognition Day event.