Fair Winds Insurance

05/30/2025

🌪️ Hurricane Season Starts June 1 — Are You Ready?

As your trusted local insurance agency, we want to help you prepare, protect, and stay informed as the 2025 Atlantic Hurricane Season officially begins this Saturday, June 1.

🌀 Here’s What You Need to Know:

✅ Review Your Insurance Coverage:
Now is the time to double-check your homeowners, renters, flood, and windstorm policies. Make sure your coverage limits reflect today’s rebuilding costs. Remember: flood insurance typically takes 10-30 days to go into effect.

✅ Create or Update Your Emergency Plan:
Know your evacuation routes, prep a family communication plan, and organize essential documents (including insurance info) in a waterproof container or secure digital file.

✅ Prepare Your Property:
Trim trees, secure outdoor items, and inspect your roof, windows, and doors for potential vulnerabilities. A little prep now can save thousands later.

✅ Build Your Emergency Kit:
Stock up on essentials: water, non-perishables, flashlights, batteries, medications, and pet supplies.

📞 Have questions about your policy or need a review? Call us today or send us a message. We’re here to help before, during, and after the storm.

👉 Tag a friend or neighbor who could use this reminder. Let’s stay storm-ready — together.

09/17/2024

We are here for our clients and our community in the aftermath of the unexpected, unnamed storm event. Tropical Cyclone 8 has created catastrophic damage in its path and we know many have a journey ahead of them. Give us a call to help with anything we can for you!

06/01/2024

This influencer has laid out Hurricane Preparedness in a captivating way!
We really like how she started this out with a reminder to document your contents and keeping your insurance policy information handy!

02/07/2024

Update from Insurance Commissioner Mike Causey regarding the NC Rate Bureau’s proposal for drastic rate increases that were out publicly a few weeks ago.

N.C. Insurance Commissioner Mike Causey has denied a request by the North Carolina Rate Bureau to raise homeowner insurance rates by an average of 42.4 percent.

11/21/2023

Sending warm wishes your way as Thanksgiving approaches! Whether you're surrounded by a crowd or just a cozy few, we hope your holiday is full of joy and good health 🦃

Please remember our office will be closed November 22-24, returning on Nov 27. Enjoy a fantastic Thanksgiving! 🍁

08/29/2023

Following Hurricane Idalia, we want to share our hopes that all of you are safe and sound 💗 If your property sustained damage, know that we’re here to help.

Here are a few initial steps to take:

✔️ Prioritize safety - Leave the property if there are immediate hazards or risks. Do not attempt to survey the damage yourself if it is not safe to do so.
✔️ Document the damage - If it’s safe to do so, take photos or videos of the damage, capturing wide-angle shots and close-ups as evidence for any claims.
✔️ Mitigate further damage - Again – if safe – take reasonable steps to prevent additional damage, such as covering a damaged roof with a tarp. Keep receipts for temporary repairs.
✔️ Give us a call - We can offer clients tailored advice and help facilitate communication with the insurance carrier.

If you have insurance questions or other needs post-storm, don’t hesitate to reach out. Even if you’re not a client, we’re happy to help however we can 🤝

08/11/2023

🌀 Hurricane season is officially in full swing. As agents who help people recover from financial setbacks caused by natural disasters, we want to remind you that being prepared can make a world of difference.

Swipe through for some guidance to help you stay ahead of any storm that may come your way.

And one more quick thing: review your insurance policies to understand what's covered after a hurricane hits. Feel free to reach out if you need help understanding your policies or exploring additional coverage options.

Got any other tips? Leave them in the comments 💬

07/03/2023

Happy almost-4th of July, everyone ❤️🤍💙 We hope you have a great Independence Day filled with good food, laughter, and plenty of time to relax.

Our team will be out of office doing just that on Monday, July 3 and Tuesday, July 4. If you have needs or questions, feel free to reach out, and we’ll get back to you upon our return!

06/21/2023

It’s summertime – sort of 🤔 As you’re probably aware, the first day of summer is June 21, and this sparked a funny debate in our office. So what do you think:

⛱️ Summer starts as soon as it’s June (or even on Memorial Day)

🌼 Nope, it’s still spring for most of June, and that’s a fact

Tell us your vote by commenting a ⛱️ or 🌼 below!

05/29/2023

On this Memorial Day, we wanted to take a moment to honor the fallen service members who fought bravely for our country’s freedoms. Their sacrifices will not be forgotten, and our hearts go out to the loved ones they left behind.

05/04/2023

It’s that time again. On this day, we have a message for all of our followers: May the 4th be with you 🌌

As Yoda would say: curious, we are, to hear your thoughts: What Star Wars movie is the best? Comment below!