Benjamin Kagel - Country Financial

Home
United States
Carol Stream, IL
Benjamin Kagel - Country Financial

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Benjamin Kagel - Country Financial, Insurance Agent, 245 S Gary Avenue, Carol Stream, IL.

01/26/2025

Life changes fast. Has your life insurance kept up with you? Whether you’re welcoming a new child or have purchased a new home, now is the time to reevaluate your needs to ensure you have the proper protection. With the right policy, you can feel protected while still paying an affordable monthly premium for Forbes’ #1 ranked life insurance in the U.S. Lets talk!

01/25/2025

Home fires can start and escalate quickly in everyday moments. So, here are some fire safety tips you can use to prevent fires.

1.Pay attention in the kitchen
• Turn the burner off before you walk away.
• Turn pot handles toward the back of stove.
• Keep stove clear of oven mitts, towels etc.
--
2. Use a space heater with care
• Leave at least three feet of empty space around the heater.
• Plug the heater into a wall outlet (not an extension cord).
• Ensure heater is approved for indoor use.
--
3. Maintain your furnace
• Ask a heating and cooling specialist to inspect it every year.
• Change furnace filters every three months.
--
4. Check your chimney
• Pay for annual chimney sweeps.
• Dispose of (or vacuum) ashes only after they’ve cooled for at least 48 hours.
--
5. Leave smoke detectors enabled
• If your smoke detector goes off while you’re cooking, don’t turn it off. You might forget to turn it back on.
• Test smoke and carbon monoxide detector batteries at least twice a year.
• Pay attention to your wiring very floor, including the basement.
--
6. Pay attention to your wiring
• Don’t overload electrical outlets by reviewing wattage rating and following manufacturer instructions.
• If you blow a fuse, consider it a warning and decrease wattage by plugging that item into a different area.
--
Don’t forget to make sure you’re protected with proper home insurance coverage. Give me a call today!

01/24/2025

Adam knows the value of having a plan and peace of mind if the worst happens. That’s what life insurance can do — help you prepare for the unknown, so you can live the life you love. Here’s more about life insurance.
What is life insurance?
Life insurance provides your family with money to pay debt, funeral expenses, etc. if you die. You pay your insurance company a premium. In return, your beneficiaries (the people you select) get the death benefit.
—
Types of life insurance
Term life insurance: Coverage for a specific amount of time. If you die during that time, your beneficiaries get the death benefit.
Permanent life insurance: Lifetime coverage that builds cash value.
—
How does life insurance work?
For a term policy, select a policy term and the amount of money you’d like your beneficiaries to get if you die during that time.
For a permanent policy, if you make the required payments and don’t let the policy lapse, you get lifetime coverage. Plus, you can access the policy’s cash value while you’re alive.
—
Why do I need life insurance?
Here are the top five reasons people get life insurance*:
• Funeral expenses
• Wealth transfer
• Income replacement
• Mortgage pay off
• Retirement income supplement
*Source: 2023 Insurance Barometer Study, Life Happens and LIMRA
—
To find out what type and how much life insurance you need, give me a call today and let’s talk.
——
we’ve been helping families plan for the future and protect the life they love since 1925. Follow us for ways you can protect what matters most.

01/19/2025

COUNTRY Financial continues to maintain its financial strength and deliver on promises to clients. AM Best, an independent insurance ratings agency, affirmed our A+(Superior) rating.

This is especially notable, as many other insurance companies have received downgrades as the industry struggles with higher costs and rising losses.

COUNTRY has been in business for nearly 100 years, and we are making long-term decisions that will help us to be there for clients for the next 100 years.

01/18/2025

Life insurance provides more protection than you might think. If something happened and you were no longer here to help pay for the mortgage, life insurance is a great way to help your family stay in your home. Plus, enhancing your coverage might be more affordable than you expect. Contact me today to discuss your options and feel confident your loved ones have the financial security they need.

01/17/2025

Looking for snow in the forecast? Whether you’re tuning up your snowmobile or buying a new one, let’s make sure it’s protected. Call me. http://bit.ly/3NToecE

01/16/2025

In this new year, we are celebrating a huge milestone: COUNTRY is 100 years old!

From our humble beginning as a group of Illinois farmers providing fire and lightning insurance in 1925 to an award-winning insurance and financial services company that serves nearly one million clients in 19 states, we are COUNTRY Financial.

Thank you to all my clients who trust us to be there when you need us most. Without you, we wouldn’t be here today.

I am so proud to represent a company that stands strong today after 100 years, and I look forward to doing my part to ensure COUNTRY Financial continues serving clients for the next 100 years.

01/15/2025

Life insurance is a vital part of protecting your financial future and it will never be more affordable than it is today.

So, how affordable is life insurance, really?
The truth is, it depends on many factors, like age, health, lifestyle, coverage amount, etc. The good news is that even though the factors influencing your rate may feel extensive, getting life insurance is easier than ever. Life insurance companies use advanced underwriting methods to make the process easy for you.
--
How can I lower my life insurance cost?
There are a variety of life insurance options that can fit your needs and budget. But if you want to try to lower your rate, these steps may help:
✅ Purchase a policy at the youngest age possible. Parents may consider purchasing a policy for children as their premiums are typically much lower than an adult’s.
✅ Live a healthy lifestyle. Individuals who live healthy lifestyles generally have lower premiums than those who don’t, as they tend to live longer and have a better quality of life.
✅ Review your insurance options. Term life insurance is typically less expensive than whole life insurance, since you are only paying for it for a certain amount of time.
--
If you don’t have life insurance or haven’t reviewed your policy in a while, meet with me to discuss what life insurance is best for you right now and how much you can expect to pay for it. You might be surprised to learn that it’s more affordable than you first thought.

08/15/2024

Deductibles are a key part of your home and car insurance policies. When you have an insurance claim, your deductible is the amount of money you pay for repairs before insurance starts paying.

❔-- How does a deductible work?
When you buy an insurance policy, you’ll select a deductible amount that you're comfortable paying. Your insurance company will use this amount to set your premium.
If something happens to your covered home or car, you’ll file an insurance claim. Your insurance company will take your deductible amount out of the total payout of the claim.

❔-- How do deductibles affect rates?
Your chosen insurance deductible will impact the premium you pay for your insurance policy. In general, if you choose a higher deductible, you'll have a lower premium, and vice versa.

❔-- How do I set my deductible?
Standard home insurance uses dollar-amount deductibles. Remember, this is the amount you'll pay out of pocket if you have a claim, so think about your budget and how much risk you're willing to take when selecting a deductible.

❔-- Why do I have to pay a deductible?
Insurance deductibles play a key role in how insurance works. You pay a deductible to help:
• Control insurance costs
• Encourage responsible behavior
• Prevent fraud

As always, contact me so I can help you choose the right deductible for your home and auto insurance needs.
-----
we believe the more you know about insurance, the better prepared you’ll be to make decisions. Follow for more insurance and financial info.

07/26/2024

Insure with confidence. AM Best* rates us “A+ (Superior)”** for financial strength and ability to meet client obligations. COUNTRY Life Insurance Company®️, our issuer of life insurance, has been in a top AM Best rating category for 90 consecutive years. Contact me today!

*For the latest rating, access ambest.com.
**AM Best's rating report 2023

07/25/2024

Good news! COUNTRY Financial has been ranked #1 for life insurance in the U.S. on Forbes’ World’s Best Insurance Companies 2024 list! Plus, we placed seventh in the U.S. for auto insurance and eighth for homeowners’ insurance. I am proud to help my clients secure their financial futures and protect the things that matter most through our products and services.

Learn more about the ranking and check out the list: https://www.forbes.com/lists/worlds-best-life-insurance-companies/

07/19/2024

Our Claim teams are working tirelessly to deliver on our promises while continuing to provide best-in-class client experiences. If you need to file a claim or check the status of your claim, please call 866-COUNTRY or log in to your account on COUNTRYFinancial.com.

Address

245 S Gary Avenue
Carol Stream, IL
60188

Telephone

+16308662015

Website

http://countryfinancial.com/benjamin.kagel

Alerts

Be the first to know and let us send you an email when Benjamin Kagel - Country Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Benjamin Kagel - Country Financial:

Shortcuts

Want your business to be the top-listed Finance Company in Carol Stream?