Edward Wildermuth, Financial Advisor, Mosaic Wealth Advisors

01/10/2026

After passing the CFP® exam back in 2019, I promised my wife I would take some time off from any more credentialing and continuing education. That was quite the marathon to pass that exam, and it was great to apply that practical knowledge to my clients. Well, it’s been a few years, and I had to scratch that educational itch again.

I’m excited to share that I’ve officially passed my final exam and earned the Tax Planning Certified Professional (TPCP™) designation through The American College of Financial Services! 🎓

Unlike an accountant or enrolled agent designation, this advanced credential focuses specifically on proactive tax planning. The coursework dives deep into strategies around:

- Retirement income and distributions
- Tax-efficient investing
- Business owner and self-employed planning
- Charitable and legacy strategies
- Coordinating taxes across a client’s entire financial picture

Why this matters to my clients:

Taxes are often one of the largest expenses you’ll face over your lifetime. This designation strengthens my ability to help clients keep more of what they earn, avoid common tax pitfalls, and make smarter decisions before—not after—tax time.

A special thanks to Jeffrey Levine for being the main instructor on this designation. It’s a great addition and skill set that only furthers the financial planning profession.

As always, I’m grateful for the trust my clients place in me and look forward to continuing to raise the bar in the advice I provide. I'm excited to share my educational milestone!

06/02/2023

The Federal Reserve keeps raising interest rates, but the labor market remains sturdy despite their efforts to slow hiring. Find out what the May jobs report said, and what that could mean for the Fed’s plans: https://bit.ly/42p2qvc

Employers added 339,000 jobs in May despite high interest rates and inflation. Unemployment rose to 3.7%

05/31/2023

End-of-life planning may seem uncomfortable, but viewing it as a gift to your loved ones is one way to get started. Follow these steps to create a will and keep a record of your accounts and belongings to help your family in the future: https://n.pr/3oFKfna

Talking about death makes many of us uncomfortable, so we don't plan for it. But the reality is that even a small amount of planning ensures our final wishes are honored — and makes it easier on our family and friends. This episode will help you get started on making a will and an advance directiv...

05/15/2023

Your credit score might get an unexpected boost after the three major credit bureaus removed medical debt from credit reports. Find out how this could potentially affect access to credit for many Americans: https://bit.ly/3nOSBsv

Folks may see their scores increase by 21 to 32 points.

05/03/2023

What is considered a good credit score? And how does your score measure up? Learn how to improve your credit score to get the best terms and rates. https://bit.ly/3UJ0HON

Data shows credit score averages tend to increase as credit holders age because of their account history. Here's what's considered a "good" score.

04/24/2023

Are you up to date on SECURE Act 2.0 retirement plan provisions? Make sure you know what may be available for your plan, as well as some required changes that plans must have in place: https://bit.ly/3AHFzjn

04/04/2023

Did you know that student loans don’t count as taxable income? Learn more important information about how your student debt will affect your taxes here: https://yhoo.it/3Gc7Pxu

03/25/2023

Had a great time at the Legacy Athletics Partner Games today!

03/24/2023

Faced with the task of balancing the recent bank collapses with inflation that is still too high, the Federal Reserve (Fed) raised interest rates by a quarter point. Read on for the reasons behind the latest hike, and what Fed officials wrote in their policy statement: http://bit.ly/3TAdpzl

The Federal Reserve raised interest rates by a quarter point on Wednesday as it attempts to fight stubbornly high inflation while addressing risks to financial stability.

03/20/2023

Estate plans are not only for the wealthy. Find out the benefits of having one, and why it may be viewed as “a gift” to your family: http://bit.ly/3Z2psXl

Your estate plan doesn't need to be complicated, experts say, but it does need to be done properly so that your wishes will be carried out.

02/14/2023

The latest Consumer Price Index shows that, while inflation has eased for the seventh straight month, it doesn’t appear to be quickly returning to the 2% rate the Federal Reserve is targeting. Read on for an analysis: http://bit.ly/3lBV205

January's inflation report showed a continued decline from prior months. Investors are hopeful it will prompt the Fed to pause rate hikes.