Lattes & Loans

Lattes & Loans Loan Officer | Marketing Director
Jesus Follower 👑
Coffee Addict ☕️
MJW Mortgage | 199907
NMLS 2681440
Equal Housing Opportunity

Real talk: most agents I know are either ignoring AI or using it badly. There's a better middle ground. 🤝Teaming up with...
05/14/2026

Real talk: most agents I know are either ignoring AI or using it badly. There's a better middle ground. 🤝

Teaming up with Meighan Wise from Keller Williams Portfolio a Lunch & Learn and have an honest conversation about the tools (Claude included), where they fit into your workflow, and the parts of the job that will always be yours.

Come hungry, leave sharper.

📍 Fishers | 🗓️ May 26 @ 1 PM | RSVP in bio

CLOSED. ✅Carmel, IN. $370K funded. 3 beds.One very happy family. Hamilton County, who's next?!
05/12/2026

CLOSED. ✅
Carmel, IN. $370K funded. 3 beds.
One very happy family. Hamilton County, who's next?!

New chapter, and I couldn't be more pumped about it. I've officially joined Rate as VP of Mortgage Lending, and I'm goin...
05/06/2026

New chapter, and I couldn't be more pumped about it. I've officially joined Rate as VP of Mortgage Lending, and I'm going all-in on becoming the best Loan Officer I can possibly be!

Here's the thing that gets me fired up: the resources, tech stack, and product lineup at Rate are absolutely next-level. I'm talking about real tools that let me actually serve a wide range of clients, whether you're a first-time buyer trying to figure out where to start, a seasoned investor adding to your portfolio, or somewhere in between. This is the kind of platform that lets me show up the way my clients deserve.

Huge thank you to the Rate team for bringing me on and betting on me. That kind of belief doesn't go unnoticed, and I plan to earn it every single day. I'm betting on myself, betting on this craft, and locked in on doing excellent work for the people who trust me with one of the biggest financial decisions of their lives. If you're thinking about buying, refinancing, or just want to run some numbers and see what's possible, let's talk. My door is wide open!

Dillon Baker, VP of Mortgage Lending
NMLS # 2681440
317-440-0849

🔑 Funded & CLOSED in Kokomo! Another smooth one in the books, and I have to give a massive shoutout to Radcliffe — work...
04/14/2026

🔑 Funded & CLOSED in Kokomo!

Another smooth one in the books, and I have to give a massive shoutout to Radcliffe — working with her was great. Communicative, professional, and just an all-around amazing agent. More deals like this, please!

Ready to make YOUR homeownership dream happen? Let's talk!

Reviews like this mean everything to me!My goal is simple. Provide the best possible experience and bring real solutions...
03/03/2026

Reviews like this mean everything to me!

My goal is simple. Provide the best possible experience and bring real solutions to every buyer I work with. Every situation is different, and I take pride in finding a path forward so families can get into a place they can truly call their own.

I believe the American Dream of homeownership is still alive. I love helping people take steps toward it, one client at a time.

Grateful for the trust. Ready for the next one.

02/28/2026

Negotiating the sells price can be a waste of time and money.. DO THIS INSTEAD! Everyone’s situations is different but most of the time getting seller concessions to help with closing cost can get you in a home much faster and cheaper on day one. And the monthly payment doesn’t change very much. Use this to get in a home quicker and keep the money in your pocket. *This is an example, not a promise to loan. These numbers are not exact calculations and prices may vary depending on your situation.* RealEstateNegotiation HomePricing FirstTimeHomeBuyer RealEstateStrategy HousehuntingTips

02/26/2026

Let’s talks Lattes and Loans!

Going to teach you how to make a mocha while teaching you how to get in a home in 2026!

3 Things Lenders Look At
* Debt-to-Income Ratio: How much are you bringing home compared to how much you paying in debts
* Credit Score: try to get shoot for 720+! Don’t take out any big debts right before buying a home.
* Downpayment: 3-5% of the purchase price and a couple months of reserves!

*These are just examples, this is not a promise to lend or accept application.*

Another first-time homebuyer officially closed in Westfield!The snowstorm is over, and people are ready to move. The mar...
02/24/2026

Another first-time homebuyer officially closed in Westfield!

The snowstorm is over, and people are ready to move. The market is heating back up, and this family stepped in at the right time.

It was a privilege to help them through the process, and a huge credit to my Realtor partner Matt Dooley. In a competitive fight, you want Matt on your side. He knows how to navigate pressure, negotiate hard, and get deals closed in a hot market.

Great team effort. Even better outcome!

02/23/2026

The market does not just react to bad news. It reacts to uncertainty.

For the past year, the Fed has repeatedly pointed to instability and trade policy as reasons to stay cautious. When policy feels unpredictable, bond markets demand higher yields. Higher yields mean higher mortgage rates.

If the tariff authority gets limited and markets sense more stability, that could ease inflation expectations and slowly bring rates down. Not dramatically. Not overnight. But even small shifts matter.

This is not a rate crash moment. It is a potential step toward calm. And calm is good for buyers and agents alike.

Stay informed. Stay prepared. The market rewards those who are ready.

Closed on a solid duplex investment property with Ryan Rominger at Intrigue Real Estate.This deal had a few bumps along ...
02/05/2026

Closed on a solid duplex investment property with Ryan Rominger at Intrigue Real Estate.

This deal had a few bumps along the way, but Ryan did what he does best—represented both sides with clarity and care, and brought it across the finish line with both parties walking away happy.

The investor locked in a cash-flowing property from day one, and Intrigue Property Management will take it from here.

Strong partnerships make all the difference.

Address

252 W Main Street
Carmel, IN
46032

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