Indy's Real Estate Gurus

Indy's Real Estate Gurus Indy’s Real Estate Guru’s will introduce listeners to the best and most experienced minds in Indiana on all of these subjects.

This will help listeners make the best decisions on all of their real estate and financial needs to impact their lives.

09/02/2026

Looking for ways to lower your monthly payment, not just your down payment? USDA loans can offer savings that FHA loans do not. Take a moment to watch the video and call me to explore your options.

What's your home actually worth right now? Market conditions shift fast, and if you've been thinking about moving up, yo...
09/01/2026

What's your home actually worth right now? Market conditions shift fast, and if you've been thinking about moving up, your equity might get you there sooner than you think.

Connect with a local professional today: www.nationslending.com/search

08/28/2026

Many people assume USDA loans have strict income limits, but the reality is more flexible than expected. Middle income households often qualify without realizing it. Watch the video and message me to see where you stand.

There's no such thing as a "perfect" rate, just the right time for you. Waiting on a number that may never come could co...
08/27/2026

There's no such thing as a "perfect" rate, just the right time for you. Waiting on a number that may never come could cost more than moving forward today. Let's run your numbers and see.
Connect with a local professional today: www.nationslending.com/search

08/26/2026

Your path to homeownership might be hiding in plain sight. USDA eligibility reaches across much of the country. Watch the video and send me a message to find out if your area qualifies.

That equity you've built isn't just a number on paper - it's opportunity waiting to be used. A Cashout Refinance lets yo...
08/25/2026

That equity you've built isn't just a number on paper - it's opportunity waiting to be used. A Cashout Refinance lets you access it without selling the home you love.

Connect with a local professional today: www.nationslending.com/search

08/21/2026

Think USDA loans are only for rural farmland? The truth might surprise you. Take a moment to watch the video and call me so we can check if your neighborhood qualifies.

5.0 star review received on Experience.com for Rick Ripma by Ashley C - Rick was great in every sense of the word. He wa...
08/20/2026

5.0 star review received on Experience.com for Rick Ripma by Ashley C - Rick was great in every sense of the word. He was very knowledgable and helpful. He always got right back with us whenever we had questions or concerns. He was always available and made us feel like we were in the best hands we could be in. We had a very bad experience before turning to Rick for help. We were relieved instantly after speaking with him and knew this time was definitely not going to be the same as our previous experience. I would highly recommend Rick to anyone looking to purchase a home. We had a fantastic experience and are so very grateful to have been blessed to have Rick as our mortgage advisor :)

Click to see all 226 reviews of Rick Ripma, Personal Mortgage Advisor | NMLS # 664589

Celebrating successful closings and the exciting journeys ahead! We're thankful to our clients for allowing us to be par...
08/20/2026

Celebrating successful closings and the exciting journeys ahead!

We're thankful to our clients for allowing us to be part of these important milestones and to our agent partners for their continued support in making each closing possible.

Congratulations on your new homes and all that awaits in this next chapter!

If you or someone you know is ready to take the next step toward homeownership, my team and I are here to provide expert guidance every step of the way. We are dedicated to making the homebuying process as seamless and successful as possible.

Rick Ripma – Personal Mortgage Advisor | NMLS 664589
📞 463-223-9592
📧 [email protected]
🌐 ⁠https://nationslending.com/rick-ripma



Address

4451 Haven Court
Carmel, IN
46077

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