Hammer Mortgage Team

01/01/2019

Waiting on Flood Insurance to close your home loan during the gov't shut down? Not any more, you can close!!

The announcement rescinded the agency's earlier guidance issued to industry partners to suspend sales operations as a result of the current lapse in funding from Congress.

07/16/2013

Tuesday Trivia: True or False - you have to wait 7 years after a Bankruptcy to buy a house...

07/02/2013

Had a great time this past weekend seeing so many familiar (& new) faces at the Fishers Freedom Festival. Looking forward to doing it again Wed & Thurs at CarmelFest. Stop by and see us!

06/25/2013

From the mouth of our Branch Manager - please read and take note, especially if you're about to buy!!!

OK! It is time to get on my podium for a minute and RANT! Bait and Switch Mortgage Rates drive me insane! I saw an ad on TV in my office this morning advertising a ridiculous low rate like what is flashing on the internet and in the local paper. The "Small Print", which I had to freeze to be able to read it, stated this incredible rate was for 15 years, had to have a debt ratio of less than 30% (On a 15 year loan?) and the loan could include up to 3% in origination points PLUS "normal closing costs"! (Any Lender can do these loans but won't if they are legitimate!) This is the most ridiculous and unethical way to advertise rates yet home buyers fall for it all the time! Our local Realtor's are constantly trying to help their clients to "listen" and use legitimate Lenders like ourselves and others that have great reputations in our industry but customers "think" they will save a dime. In reality, buyers end up costing themselves a TON of money, time, and for sure a lot of frustration! The mortgage process is stressful enough when you deal locally with a legitimate Lender that has LOCAL SUPPORT and you can sit in their local office and talk. When you add the complexity of dealing with a Lender you will never meet or see, or you deal with someone who has their processing in India or the Philippines (Some major banks that received TARP bailouts actually now process their loans overseas!), you lose the commitment of locally employed Lenders who are committed to be here for you for years to come! I do not understand someone wanting to risk their largest investment to someone on the phone in Detroit or Cleveland or Phoenix and "TRUST THEM" with the single largest transaction of their life over an ad in the paper or the internet?? Yeah! That seems like a real good move....NOT!

06/11/2013

Congrats to all - esp Vicki, Pat &
Don! Another happy & satisfied client!

Congrats to Aimee Bruno on the purchase of her new home and a huge shout out to Pat Hammer and Don Shanley with the Shanley Team at Inlanta Mortgage for all their hard work! Aimee - Enjoy!!!!

06/10/2013

Could the market be switching to a seller's market??? One of our staff's neighbors just sold their $300K house for OVER the asking price in Fishers. Might be time to sell & build the house of your dreams!

06/06/2013

Learning lots of biz-changing info here in Vegas at the 2013 Mastermind Conference! Time to change our strategy, which will change our story, which will change our state!

05/31/2013

Today is the last day of school for many in the Indiana area. Are you starting your home search for the right school district? Give us a call - we have many GREAT Realtor partners to choose from and a long list of loans - we can help pick the right Realtor and loan to suit your needs and lifestyle!

05/21/2013

After the recent devastation in Oklahoma - it is clear as to why we help our Heroes!!! Our hearts and prayers go out to everyone affected. We're also grateful to those who are jumping in to help in whatever way they can!

05/14/2013

April showers brought more May showers! We're blessed by all the relationships with our Clients, Realtors and Heroes we are helping. On the flipside, the cold weather & rain showers can go away - we want the flowers already!

03/21/2013

Had an amazing Rewards Trip with LO's, Branch Mgr's and Corporate folks at Sandals in the Bahamas! Rejuvenated and ready to take our branch to a higher standard than ever! Our clients and realtor partners deserve our BEST!

03/01/2013

EXCITING NEWS for many home borrowers! Keep reading to see the new FHA FICO Score provisions!!!

Borrowers with credit scores 620 and up may now be eligible to finance a home using an FHA loan.

Are you seeking to purchase a home using the FHA loan program? Due to new lower credit score requirements, you may now have the opportunity to qualify for an FHA loan despite a few black marks on your credit report.

Borrowers with FICO scores 620 and above may now be able to qualify for an FHA loan. This reduced FICO score may help borrowers who pay their bills on time but have experienced a credit hiccup or two in their past.

FHA mortgage loans offer lower down payment options than conventional mortgage loans. Contact us for more details on this loan program.

Time to Buy!
Fixed mortgage rates continue to hover around record lows helping keep house affordability high as we head into the spring home buying season. Inlanta Mortgage offers FHA, FHA 203K, USDA, VA and conventional loan programs.

Inlanta Mortgage offers Fannie Mae/Freddie Mac agency products, as well as a full suite of jumbo and portfolio programs. The company is fully delegated HUD-FHA including FHA 203K, VA, and USDA approved. Inlanta Mortgage also offers numerous state bond agency programs.

Inlanta Mortgage is proudly celebrating twenty years in business. The Shanley Team at Inlanta Mortgage is here to help you with all of your lending needs!