Solidify Mortgage Advisors

06/06/2024

The biggest barrier to becoming a homeowner has finally arrived! Message us today! 🏡

02/09/2024

No matter which team you're cheering for in the Big Game, we guarantee you'll be a winner when it comes to your home loan. Give us a buzz and let's devise a genius game plan to score you that dream home. Don't fumble this opportunity!

02/08/2024

Applying for a home loan soon?

DO: Work with a local mortgage broker (like us) who’ll shop around for a great loan. 🧠💰

DON’T: Buy a car or make any other major purchase that will affect your credit. 🚗🚫

02/06/2024

According to the latest HMDA data, choosing to work with an independent mortgage broker saves the average homebuyer up to $9,407!

If you are looking to purchase a home - or an LO interested in saving your clients thousands - contact us today!

02/04/2024

Worried about getting a low appraised value on your home? Or maybe you just want to close faster? You may be eligible for an appraisal waiver! DM us to learn more.

02/02/2024

Happy Groundhog Day! 🌷 Time for our little weather forecaster to do his thing. Fingers crossed he doesn't see his shadow and we can kick winter to the curb! Say hello to blooming flowers and hello again to the joy of ice cream! 🌼💕

02/01/2024

Ready to buy your first home? 🏡🏡 This checklist will help you avoid rookie mistakes!

01/31/2024

There's no better feeling than making that perfect home a reality for a borrower. Get that exhilaration regularly when you join our team — we're looking for talented people now. Reach out to us today and let's embark on this thrilling journey together! 📈🥇

08/10/2022

Robert Salas, previously Sr. Mortgage Advisor at Solidify, has been promoted to Managing Director – Mortgage Lending.

Robert started with Solidify in 2019, bringing more than 20 years of helping families achieve homeownership and financial freedom through a consistent effort in finding the best rates.

Now, as a member of the leadership team, Robert will further enable and customize Solidify’s portfolio of lending products to service the evolving needs of our clients across the country.

https://solidify.com/robert-salas-promoted-managing-director/

Congrats, Robert!

CARLSBAD – August 10, 2022: Robert Salas, previously Sr. Mortgage Advisor at Solidify, has been promoted to Managing Director – Mortgage Lending. Robert started with Solidify in 2019, bringing more than 20 years of helping families achieve homeownership and financial freedom through a consistent...

06/24/2022

Buy-and-hold and flip investors who buy, rent and sell 🏠 homes by the tens of thousands are quietly crowding out individual buyers and reshaping the entire landscape of US Housing.

Their buying binge has not only driven up prices and driven out family buyers, but by creating more ownership by fewer entities it also creates a systemic risk.

There are two specific risks 📉 to be concerned about with these investors...

👉 https://solidify.com/this-could-crash-the-housing-market/

Housing is currently seen as being on solid footing with strong loan quality and high demand The rapid rise in institutional investors buying residential property is reshaping the US housing market Concerns are rising that any instability with institutional investors could lead to a housing crash Le...

06/08/2022

When you see homes for sale, how long do you think the new buyers will live there? If they are average, figure on 7 to 11 years. But the mortgage loan that came with the home likely won't be around half that time.

"You may take out a 30-year mortgage, but the average duration of that loan, believe it or not, over the last few years has only been three to five years...," says Dusty Broderick, co-owner of Solidify Mortgage Advisors.

His company got Joanna DeCelles into her new home. She says her first mortgage company failed to do that and rates kept rising.

Most mortgages do not come with a prepayment penalty any longer.

"If I came to you today and said, 'I can save you a quarter percent on your interest rate,' which would be effectively, let's just say $32,000 over the term of the loan, and I could do it at no cost," says Dusty Broderick, "So it's free money. Why wouldn't you do that?"

You should, and DeCelles says she will. She has already placed her order for a new loan if rates drop.