Montaño Mortgage NMLS #1518135

11/29/2022

JUST ANNOUNCED : CONFORMING LOAN LIMITS FOR 2023

San Diego County - Single Unit = $977,500

So you can get a 1-unit property with as little as 5% down with a loan amount of $977,500. Meaning qualified buyers can purchase a $1,028,948 home with just $51,448 down!

Riverside & San Bernardino Counties- Single Unit $726,200

Orange County - Single Unit $1,089,300

07/12/2022

https://www.keepingcurrentmatters.com/2022/06/23/homeownership-is-a-great-hedge-against-the-impact-of-rising-inflation/?utm_campaign=Blog_Promo&utm_content=DailyBlog&utm_medium=social&utm_source=facebook&hss_channel=fbp-295788075627&mibextid=FrZHod&fs=e&s=cl

If you’re following along with the news today, you’ve heard about rising inflation.

06/30/2022

A recession does not equal a housing crisis.

03/08/2022

Come join us for our First Time Home Buyer Class this week!

Free food, drinks, and great info 👍🏻

Join us on Thursday, March 10th from 6-8 PM @ Cocina Del Charro Escondido, CA 92025

We hope to see you there!!

03/02/2022

Because it’s about our clients and making their dream a reality. Congratulations to Abram & Perla on their new home! 🏡🔑✨

12/16/2021

Renting, which involves relatively low stress and commitment, is often seen as an affordable alternative to buying a home. However, rent prices in major cities and metro areas around the U.S. are becoming increasingly expensive. Check out these reasons to ditch the rental!🏠

08/09/2021

💭 Did you know? You can borrow from your 401(k) to finance your home purchase!

While not necessarily the first option you should turn to, it can be done.

According to Investipedia.com, it’s best to borrow from your 401(k) rather than withdrawing from it. Even though you will have to pay yourself back, taking out a loan typically won’t incur early withdrawal penalties or necessitate income tax on the amount taken out.

07/04/2021

Happy 4th 🎇, from all of us at PGS Home Loans.

06/03/2021

There’s no need to worry about a big down payment! Call us today to see how you can get into a new home with as little as 3% down.

05/28/2021

Thank you to the brave men and women who have made the ultimate sacrifice.

05/24/2021

No need to spend all weekend comparing rates. We have hundreds of mortgage options available that we’ll evaluate to meet your specific needs! Call us today and let us be your personal loan shoppers.

05/18/2021

Shopping for your next home without being pre-approved is a rookie mistake! Let us help you start the mortgage process today!