Diana McGurk NMLS 377018

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Carlsbad, CA
Diana McGurk NMLS 377018

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Whether you are self employed, w-2 employee, Foreign National, or credit challenge, I will work wit Credit and collateral are subject to approval.

Diana McGurk, Sales Manager, NMLS ID 377018
We offer home loan solutions to clients that are looking to either buy or refinance a home. From its early beginnings, the company has grown steadily over the years, and now operates from its main office in Rancho Cucamonga, California; serving clients from all walks of life. We arrange a variety of mortgages for our clients that suit their particular needs, preferences and requirements. So whether you are just looking for a more competitive interest rate, or have a complex set of circumstances that have prevented you from getting a mortgage elsewhere, we can help. Licensed by the Department of Corporation under the California Financing Law. Some products and services may not be available in all states. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. EZ Fundings is an Equal Housing Lender and is prohibited from discriminating on the basis of race, color, religion, national origin, s*x, handicap, or familial status. NMLS ID #1156892

11/02/2026

🏡💰 DON’T JUST NEGOTIATE THE PRICE… NEGOTIATE THE PAYMENT!

Buying a home? 🏠✨

A lower purchase price isn’t the only way to save!

💚 Let’s talk SELLER CREDITS!

Did you know you may be able to negotiate for the seller to help cover:

✅ Closing costs
✅ Prepaid expenses
✅ Discount points
✅ A 2-1 mortgage rate buydown 📉

💡 What’s a 2-1 buydown?

It can lower your mortgage payment for the first TWO years!

🔥 Year 1: Rate reduced by 2%
🔥 Year 2: Rate reduced by 1%
🏡 Year 3: Full note rate applies

You must still qualify for and be comfortable with the full payment.

✨ Smart homebuying isn’t just about the PRICE. It’s about the STRATEGY!

Every loan is different, and seller credits are subject to negotiation and program limits.

📲 Thinking about buying? Let’s create a mortgage strategy that works for YOU!

Diana Gomez-McGurk
📞 310.986.1901
NMLS #377018
EZ Fundings, Inc. | NMLS #1156892

💚 Save this post for your homebuying journey and SHARE it with someone looking to buy! 🏡

21Buydown FirstTimeHomeBuyer MortgageStrategy EZFundings CaliforniaRealEstate HomeBuyerTips

11/02/2026

🏡 Mortgage Market Watch!

This week’s jobs report could influence where mortgage rates go next. Weaker-than-expected results may help rates ease, while stronger results could put upward pressure on them. Market reactions are never guaranteed.

Buying or refinancing? Let’s review your options and build a plan that fits your budget and goals. 📲

Diana McGurk
310.986.1901
NMLS #377018
EZ Fundings, Inc. | NMLS #1156892
Equal Housing Opportunity

HomeBuying Refinance CaliforniaRealEstate

11/02/2026

The sound of nature! Beautiful fall day in the north of England ❤️🐾

10/27/2026

🎃👻 DON’T LET THE MARKET SCARE YOU! 🏡🦇

Buying a home doesn’t have to be spooky! Even when the housing market feels unpredictable, having the right mortgage professional by your side can make all the difference.

🔑 Understand your financing options
💰 Know your buying power
🏡 Explore loan programs that fit your needs
✨ Create a plan to make your homeownership dreams come true!

The only thing scary about buying a home should be the Halloween decorations! 🎃

📲 Let’s take the fear out of financing!

📞 310.986.1901
📧 [email protected]

EZ Fundings, Inc. | NMLS #1156892

MortgageTips FirstTimeHomeBuyer HomeownershipDreams MortgageLender RealEstateTips

10/27/2026

Happy birthday my boy. I miss you so much. Until we meet again and we can both run side by side on the beach again, I will keep your memory alive in my heart. ❤️ It hurts like crazy to no have you here but I know you are not in pain anymore…

10/23/2026

🏡 REAL ESTATE INVESTORS — THIS ONE’S FOR YOU! 🔑

Looking to purchase an investment property, refinance, or access your property’s equity?

Our DSCR Loan Program offers flexible financing options designed for real estate investors!

✅ No Reserves Required
✅ No Leases Required (1007 Accepted)
✅ No Investor Experience Required
✅ Vacant Properties Allowed*
✅ Flexible Prepayment Options
✅ Up to 6% Seller Concessions

💰 PROGRAM HIGHLIGHTS

🏠 Loan Amounts: $100K–$2.5MM
📊 Minimum FICO: 660
🔑 Up to 80% LTV on Purchases & Rate/Term Refinances
💵 Up to 75% LTV on Cash-Out Refinances

With DSCR financing, qualification focuses primarily on the investment property’s cash flow rather than your personal income.

📲 Let’s discuss how this program could help you grow your real estate portfolio!

Diana McGurk | EZ Fundings
📧 [email protected]
🌐 ezfundings.com/diana/

Program eligibility, vacant-property requirements, seller concessions, and loan terms are subject to underwriting guidelines. Not all borrowers or properties will qualify.

CashOutRefinance EZFundings DianaMcGurk InvestorLoans

10/18/2026

Our beautiful Bentley. 🐾❤️🌈

You came into our lives when we were broken and somehow made us whole again. You brought us laughter, joy, and a love we never knew was possible.

We weren’t ready to say goodbye. Almost six years was simply not enough.

Epilepsy may have taken you from us, but it could never take away your beautiful spirit or the love you gave us.

Run free, my sweet boy. Chase the waves, steal all the socks, and know that you will forever be our whole heart.

You may have only been part of our lives for a short time, but we were your whole world, and you were ours.

Forever our golden boy. 💔🐾❤️

Address

5857 Owens Avenue Suite 300
Carlsbad, CA
91730

Opening Hours

Monday

9am - 6:30pm

Telephone

+13109861901

Website

https://www.ezfundings.com/

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