Terry Wealth Management

09/02/2026

What is the market rewarding right now? Increasingly, the answer is cash flow.

After years of growth-stock dominance, investors are placing greater emphasis on companies that generate strong free cash flow, the cash remaining after a business funds its operations and continued growth.

In an environment with higher capital costs and significant AI-related spending, reported earnings may not tell the entire story. Cash flow can provide a clearer picture of whether growth is translating into lasting economic value.

The takeaway: Growth still matters, but investors are becoming more selective about how much they are willing to pay for it.

https://www.lpl.com/research/weekly-market-commentary/the-cash-flow-case-for-value.html

09/01/2026

Yesterday was a special day for Nadia! 🥳

She took the day off to celebrate her birthday with family and friends and had the sweetest little helper blowing out her candle. This birthday feels especially meaningful as she gets ready to welcome another baby boy in just a few short weeks.

Wishing Nadia a wonderful year ahead filled with family, happiness, and plenty of special moments!

08/28/2026

College planning is about more than covering tuition.

Families should also consider housing, meals, transportation, books, financial aid, and how college savings are invested, all while keeping retirement and other financial priorities on track.

Starting the conversation early can provide more time to prepare, greater flexibility, and more options when important decisions arise.

A thoughtful college funding strategy can help support your child’s education without losing sight of your family’s broader financial plan.

08/26/2026

Shane spent last week in beautiful Estes Park, Colorado, for a family reunion!

The week included hiking through Rocky Mountain National Park, a family pickleball tournament, game nights, plenty of fresh mountain air, and most importantly quality time together.

It was a wonderful opportunity to reconnect, enjoy the outdoors, and make some great family memories! 💙

08/24/2026

Markets had a lot to digest last week. 📊

Rising Treasury yields and oil prices put pressure on stocks, while gold gained ground as investors weighed what comes next for inflation and interest rates.

With key inflation data and the Jackson Hole symposium ahead, short-term market swings may continue. But moments like these are a reminder that thoughtful diversification and a long-term perspective matter more than reacting to every headline.

At Terry Wealth Management, we’re watching the markets so you can stay focused on what matters most.

08/21/2026

You’re saving, investing, paying down debt, and planning for the future, but where should your next dollar go?

The answer isn’t always about doing more. Sometimes, it’s about doing things in the right order.

Our latest article walks through a practical financial order of operations to help you prioritize each dollar with greater clarity and purpose.

Read more: https://www.terrywealth.com/blog-01/what-do-your-next-dollar-financial-order-operations

What do you do when you earn well and have generally dialed in the fundamentals: save, invest, reduce debt, stay protected? The challenge was never knowing what to do. It's knowing what to do first, and in what order.That's a harder question than it looks. Each of these priorities is sound on its ow...

08/19/2026

Nadia and her family are soaking up the last bits of summer with a trip to the Santa Monica Pier! 🎡☀️ Nothing beats sunshine, ocean air, and a few rides with the people you love most. We hope everyone is enjoying these final weeks of summer and making time for a little fun along the way!

08/17/2026

The global economy may be stabilizing, but the countries and forces driving growth are beginning to change. 🌎

As economic momentum shifts and central-bank policies move closer together, investors may increasingly look beyond interest rates to fundamentals such as growth, productivity, and fiscal strength.

This week’s commentary explores what this changing global landscape could mean for markets and the movement of capital around the world.

Read more:
https://www.lpl.com/research/weekly-market-commentary/shifting-leadership-in-global-growth.html

08/12/2026

Municipal bonds may not always make the biggest headlines, but today’s elevated yields could offer meaningful income opportunities for investors.

This week’s market commentary explores why a patient approach may be rewarded, including the potential benefits of intermediate-term bonds, strong reinvestment demand, and focusing on quality as credit conditions become more selective.

Read the full commentary from LPL Research:
https://www.lpl.com/research/weekly-market-commentary/municipal-bond-outlook-why-carry-is-the-strategy.html

08/10/2026

A little summer fun from the Terry family! ☀️

Shane, Krista, Emily, and Kaitlyn made a whirlwind trip to Colorado over the weekend to see Noah Kahan live. It was a quick getaway filled with great music, family time, and special memories! 🎶⛰️