AE Health Insurance Options is a Broker Service where you can get quotes from several of the major health insurance carriers in California.
There is never a fee to use our service since we are paid by the insurance company.
06/20/2023
Medicare Advantage Plans are contracted with the government to provide health services to Medicare beneficiaries, and these plans receive payments from the government to help cover the cost of care. They are also called Medicare Part C and do not require medical underwriting to get the plan. These plans are rated up to Five Stars that measure their effectiveness in addressing their members' health concerns....
Medicare Advantage Plans are contracted with the government to provide …
02/14/2023
Blue Shield's Medicare Supplemental plans give you the freedom to go to any doctor or hospital that accepts Medicare. Learn more at https://bsca1.destinationrx.com/PC/2022/u/MzA2NzgzMzE4Uw and discover health coverage that gives you choices.
01/14/2023
Signing up for Medicare Part B when you are still working. If you are working for a company with 20 or more employees when you turn 65 and covered under group health insurance, you can delay enrolling in Medicare until you retire without incurring any penalties. You have the option of going on Medicare or staying on your employee health plan....
Signing up for Medicare Part B when you are still …
10/04/2022
The standard monthly premium for Medicare Part B will decrease in 2023 to$164.90, a savings of $5.20 from 2022's premium of $170.10. The Part B deductible will also decrease to $226.00, a savings of $7 form the 2022 deductible of $233. The change was precipitated by a May 2022 report from the Centers for Medicare and Medicaid Services (CMS) that recommended excess reserves in the Supplementary Medical Insurance Trust Fund (SMI) be passed on to Part B beneficiaries....
The standard monthly premium for Medicare Part B will decrease …
09/15/2022
If you have a Medicare Advantage Plan and want to get back into a Supplemental Plan without going through medical underwriting, Blue Shield is having an Underwriting Holiday from now until November 30, 2022. Why is this the perfect time to switch? Since the Underwriting Holiday overlaps with AEP (Medicare's Annual Enrollment Period), you would be able to get a Stand-Alone Part D drug plan to go with your Supplemental plan (since supplemental plans don't include drug coverage)....
If you have a Medicare Advantage Plan and want to …
08/05/2022
As Annual Enrollment for Medicare Advantage and Prescription Drug plans approaches, it is time for Medicare beneficiaries to take stock of their current plans to determine if a change would benefit them. Plan members should be receiving their Annual Notice of Changes in the mail to see what modifications (if any) are being made for 2023. But with the influx of new Medicare Advantage plans with myriad benefits, how do you choose the right one for you?...
As Annual Enrollment for Medicare Advantage and Prescription Drug plans …
04/15/2022
The proposed White House Budget for 2023 has some key healthcare considerations the Biden administration has long wanted to address. Paramount among them is a five-year $81.7 billion investment in pandemic preparedness. The focus would be in research of vaccines and treatments for biological threats like COVID-19. Prevention and technology to combat new illnesses that might arise in the future are also targeted for increased funding....
The proposed White House Budget for 2023 has some key …
03/29/2022
The No Surprises Act went into effect January 2022 as part of the Consolidated Appropriations Act of 2021. The purpose of the Act is to address surprise or balance billing that health plans charge when you use out-of-network providers. It prohibits insurers from charging higher rates or denying claims for care obtained from out-of-network providers for emergency services, and in some cases, certain services provided by out-of-network clinicians at in-network facilities. ...
The No Surprises Act went into effect January 2022 as …
02/15/2022
Most people sign up for Medicare to begin the first day of their 65th birthday month. You can get Medicare prior to your 65th birthday if you are disabled or have permanent kidney failure. If you are still working and have a group employee health plan, you can postpone signing up for Medicare until you retire. You won't be charged a penalty on your Part B premium as long as your group plan is creditable (or coverage that is as good or better than Medicare). ...
Most people sign up for Medicare to begin the first …
01/11/2022
Most people know that the Medicare Annual Enrollment Period is October 15 through December 7. The barrage of commercials featuring aged sports icons and actors not seen on television in decades starts in early October and doesn’t end until well after the holidays. But there is another enrollment period called the Open Enrollment Period (OEP) from January 1 through March 31 in which you can still change your Advantage Plan if you are not happy with your previous choice. ...
Most people know that the Medicare Annual Enrollment Period is …
10/15/2021
Medicare recipients are facing more choices than ever before this Annual Enrollment Period (AEP) as carriers roll out plans with rich benefits, zero dollar premiums, and even reimbursements on Part B premiums. So how should you narrow down the many options? Here are some things to look for when contemplating a plan change. Look beyond the gimmicks. A plan might have a lot of benefits, but if your doctor isn’t in the network, or if the network is so skinny you will have trouble finding providers, it might not be worth all the “extras”....
Medicare recipients are facing more choices than ever before this …
08/27/2021
If you have made the decision that you want to go with a Supplemental Plan to help cover the gaps in Medicare rather than an Advantage Plan, how do you narrow down your choices to get the plan that best fits your needs? Here is some information that might help. There are ten basic supplemental plans you can choose from lettered A, B, C, D, F, G, K, L, M and N. ...
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AE Health Insurance Options is a Broker Service that can give you quotes from several of the major health insurance carriers in California. There is never a fee to use our service since we are paid by the insurance company. You can use the on-line tools to get a quote and apply for the plan you want, make an appointment for an experienced broker to come to your home or office, or schedule a meeting at our office. Our goal is to make buying insurance easy and transparent, and to get you the plan that best fits your needs.
Our Team
Lisa Campbell has been a health and life insurance agent since 2002, specializing in Medical for Individuals and Groups and Medicare-related products including Advantage, Supplemental and Part D Drug Plans. She assists clients by comparing plan rates and coverage options from a wide variety of companies, keeping in mind their specific health and financial needs.
Michael Quintana has over twenty years of experience working in the technical sales engineering field for Hewlett-Packard Company and Agilent Technologies, completing annual sales objectives and goals. He has over ten years of experience in the insurance industry, working in group and individual sales. Currently he specializes in the sales of Medical, Supplemental, and Life insurance plans for individuals and group business clientele.
Tessa Goetz-Munster, a native of Chicago, moved out to San Diego in 2000 to start her career in the health and life insurance industry. Her expertise lies in helping individuals cover the "gaps" that regular health insurance doesn't cover and helping employers provide the insurance that many employees seek.
