Dave Miller Insurance

Dave Miller Insurance Based in Carlsbad, Dave Miller Insurance is proud to serve the insurance needs of Carlsbad and all of CA.

When a contract asks one party to add another to their liability policy, it doesn’t always mean broad protection is incl...
06/04/2026

When a contract asks one party to add another to their liability policy, it doesn’t always mean broad protection is included. Additional insured status is much more specific, and understanding what this endorsement actually covers can help avoid surprises.

Swipe to learn what an additional insured endorsement is and how it typically works.

If you ever need help reviewing a contract requirement or figuring out how additional insured status may apply under your policy, our team at Dave Miller Insurance is here to help.

Summer projects are ramping up, and our team at Dave Miller Insurance is seeing more homeowners planning upgrades around...
06/01/2026

Summer projects are ramping up, and our team at Dave Miller Insurance is seeing more homeowners planning upgrades around comfort, efficiency, and protection.

If you’re tackling a home-improvement list this season, a few smart updates can boost long-term value, reduce energy costs, and even lower your insurance exposure.

Swipe for simple home prep ideas that make a big difference.

And if you ever need local contractor recommendations or want help deciding which upgrades offer the strongest ROI from an insurance standpoint, we’re always here to chat.

As Memorial Day approaches, our team pauses to honor the brave men and women who gave their lives serving our country. T...
05/25/2026

As Memorial Day approaches, our team pauses to honor the brave men and women who gave their lives serving our country. Their sacrifice is the reason we enjoy the freedoms we have today, and we’re grateful for the chance to remember them together as a community.

Our office will be closed on Monday, May 25th, in observance of the holiday. We’ll be back to normal hours on Tuesday, May 26th and will respond to any messages as soon as we return.

We wish you a meaningful Memorial Day as we reflect and pay our respects.

Summer plans stacking up fast? As the warm weekends roll in, it’s a great time to double-check that your summer toys are...
05/19/2026

Summer plans stacking up fast? As the warm weekends roll in, it’s a great time to double-check that your summer toys are properly insured. From jet skis to RVs, the right coverage helps keep those Carlsbad adventures fun—and stress-free.

Our team at Dave Miller Insurance knows how quickly summer flies by, and we’re here to make sure you’re protected before the season kicks into full gear.

Not sure if your coverage is up to date? Reach out anytime. We’re always happy to help you get the peace of mind you need for a safe and worry-free summer.

If you’ve got a vintage, antique, or collector car sitting in the garage, a standard auto policy won’t give it the prote...
05/12/2026

If you’ve got a vintage, antique, or collector car sitting in the garage, a standard auto policy won’t give it the protection it deserves. Classic car coverage is designed specifically for vehicles with unique value, limited mileage, and years of history behind them.

Whether you’re cruising around Carlsbad or keeping your collector car tucked away, our team can help you find the right coverage to protect your investment.

Thinking about adding a classic car policy or updating the one you already have? We’re here to help.

Customer satisfaction is at the heart of what we do. Here's what people are saying.
05/07/2026

Customer satisfaction is at the heart of what we do. Here's what people are saying.

Happy Star Wars Day from our Carlsbad insurance team! We couldn’t miss the chance to celebrate one of the galaxy’s great...
05/04/2026

Happy Star Wars Day from our Carlsbad insurance team! We couldn’t miss the chance to celebrate one of the galaxy’s greatest holidays.

May the 4th be with you — and your auto, home, and small business insurance, too. If you're a fellow fan, what’s your favorite part of the Star Wars universe?

Share yours below and let’s settle a very important debate: which trilogy reigns supreme? 🚀

Spring cleaning isn’t just for the office shelves — it’s a great time to clean up your digital space too. Our team sees ...
04/28/2026

Spring cleaning isn’t just for the office shelves — it’s a great time to clean up your digital space too. Our team sees how often cyber issues impact small businesses in Carlsbad and across San Diego County, and a few simple updates can make a big difference.

Updating software, strengthening passwords, and reviewing access permissions can help reduce your risk. What steps are you taking to keep your business protected this year?

And while these habits are important, they can’t eliminate cyber threats entirely. That’s where cyber insurance comes in. If you’d like help finding the right fit for your business, we’re here anytime.

Spring is a great time for landlords to give their rental properties a quick once-over — and that includes checking in o...
04/15/2026

Spring is a great time for landlords to give their rental properties a quick once-over — and that includes checking in on insurance. A little attention now can prevent headaches when the busy season hits.

Here are a few smart spring check-ins:
• Review your rental property insurance limits to be sure they match today’s rebuild costs.
• Take a second look at liability coverage so you’re protected if something happens on the property.
• Confirm your tenant agreements still require renters insurance.
• Look over recent maintenance activity to stay ahead of avoidable claims.
• Make sure any upgrades or improvements from the past year are reflected in your policy.

Staying proactive keeps your investment protected and makes surprises less likely. If you’d like help reviewing coverage, our team at Dave Miller Insurance is always here for Carlsbad landlords.

Christ the Lord is risen! May your spirits be lifted and your hearts filled with the warmth of God’s love. From our fami...
04/05/2026

Christ the Lord is risen! May your spirits be lifted and your hearts filled with the warmth of God’s love.

From our families to yours, Happy Easter!

Address

2318 Pio Pio Drive
Carlsbad, CA
92008

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17607171707

Website

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