American One Mortgage Group

American One Mortgage Group Trusted Carlsbad mortgage broker offering home loans, refinances, and personalized solutions across

America One Mortgage Corporation is a trusted mortgage broker based in Carlsbad, CA, with over 30 years of industry expertise. Led by Mark Luciani, we have proudly served California since 2001, specializing in a wide range of mortgage solutions, including Conventional, FHA, VA, Jumbo Loans, and Reverse Mortgages. Our unique offerings, such as the HomeSafe Second, help clients achieve their homeown

ership and financial goals. Serving Carlsbad, San Diego County, Orange County, Los Angeles County, and all of California, we work with first-time buyers, investors, and clients with unique financial needs, including self-employed individuals and those with credit challenges. Our services include home purchase loans, refinancing, cash-out refinances, equity loans, second mortgages, and business purpose loans. At America One Mortgage, we believe in personalized service and expert guidance. Contact us today to explore mortgage solutions tailored to fit your needs and goals. Visit us in Carlsbad, CA, or reach out by phone at 888-942-5626 for more information. We offer a wide range of services, including Conventional Loans, FHA Loans, VA Loans, Jumbo Loans, Reverse Mortgages, HomeSafe Second, Home Equity Lines of Credit (HELOCs), Bank Statement Loans, Self-Employed Loans, DSCR Loans, Rental Income Loans, and Low Documentation Loans. We proudly serve Carlsbad, Encinitas, San Marcos, Oceanside, Vista, Escondido, San Diego County, Orange County, Los Angeles County, and all of California. Common questions we receive include: What is a HomeSafe Second mortgage? The HomeSafe Second is a type of reverse mortgage designed for clients who want additional funds without affecting their first mortgage. Another frequent question is: How can self-employed clients qualify for a mortgage? We offer Bank Statement and Assets as Income Loans that simplify qualification for self-employed borrowers. America One Mortgage Corporation is dedicated to providing clients with a seamless, customized mortgage experience from start to finish.

Bathtubs get used practically every day, but are often overlooked in weekly cleaning routines. The result? Dingy, unsigh...
06/07/2026

Bathtubs get used practically every day, but are often overlooked in weekly cleaning routines. The result? Dingy, unsightly stains. Luckily, freshening up a filthy tub is easier than you might think.

Discover how to clean a bathtub, from the best tub cleaner to handling cast iron, fiberglass, and acrylic materials. Plus, learn how to keep it pristine.

If you like my service or have feedback to share, don't forget to leave a review on my site.
06/05/2026

If you like my service or have feedback to share, don't forget to leave a review on my site.

If we’ve worked together in the past and you had a great experience, would you pay it forward with a review? Thanks so much in advance.

Considering home improvements? Building a deck can produce big returns. From relaxation to resale value, this popular ou...
06/04/2026

Considering home improvements? Building a deck can produce big returns. From relaxation to resale value, this popular outdoor amenity can pay off in more ways than one.

Homeowners often look for ways to improve their living space while adding long-term value. Adding a deck is one of the most effective ways to achieve both...

Homeowners often fail to notice foul odors that can drive buyers away. Here are some ways you can ensure a clean-smellin...
06/01/2026

Homeowners often fail to notice foul odors that can drive buyers away. Here are some ways you can ensure a clean-smelling space before potential buyers walk in.

Real estate pros say one of the biggest buyer turnoffs during home showings comes down to lingering odors.

Submitted an offer on a home? You can still change your mind, but it just might cost you. Here's what you need to know a...
05/29/2026

Submitted an offer on a home? You can still change your mind, but it just might cost you. Here's what you need to know about withdrawing your offer.

If you have second thoughts, you may have options.

This kitchen upgrade proves that a few changes can completely transform a room. If you're thinking of renovating soon, r...
05/26/2026

This kitchen upgrade proves that a few changes can completely transform a room. If you're thinking of renovating soon, reach out to discuss your loan options.

If you didn't believe in the transformative power of paint, this project will convince you.

In the case of an emergency, knowing how to shut off your gas, power and water could save your house (or even your life)...
05/24/2026

In the case of an emergency, knowing how to shut off your gas, power and water could save your house (or even your life).

I’m sharing the first things every homeowner should know in an emergency—how to shut off water, gas, and electricity fast.

You've sprayed repellents and burned candles. So why won't the mosquitos go? Are you simply irresistible? Maybe. But the...
05/21/2026

You've sprayed repellents and burned candles. So why won't the mosquitos go? Are you simply irresistible? Maybe. But there's a more likely cause -- and a simple solution.

Mosquitos feel inevitable in summer. You light a candle. You spray your arms. You swat the air. They return. I tried the usual fixes. Citronella torches.

If passed, the First Home Savings Opportunity Act would create tax-deductible savings accounts for aspiring homebuyers, ...
05/18/2026

If passed, the First Home Savings Opportunity Act would create tax-deductible savings accounts for aspiring homebuyers, helping them save for a down payment faster and cover closing costs.

The American dream of homeownership starts with a down payment, but many Americans don’t have the savings. Here’s what lawmakers are doing to fix that.

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1902 Wright Place
Carlsbad, CA
92008

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