Medicare | LTC | Group & Individual Health | Group & Individual Life | Disability | Buy-Sell Insurance | Key-Employee FFL Insurance Agency, LLC (FFLIA), CA License No. 0G83980, is a local Independent Insurance Broker/Agency. We have been a licensed independent non-captive insurance broker for over 23 years and have been appointed with many insurance carriers. We offer health, LTC, Disability, Life
insurance, Buy-Sell, and Key-Employee. We represent you. This means that we provide the information for your needs and goals so you can make an informed decision rather than telling you to go with a specific insurance carrier. This is how we are different from other brokers. Brokers or Agencies that are captive or employed by insurance carriers will present you with their company products only, which may not be suitable for you. Our only goal is to ensure that your needs are taken care of and met. Some examples of the insurance carriers we represent are Blue Shield of California, Aetna, National Life Group, Sharp Health Plan, California Choice, and United Healthcare.