Celenia V. Terry, MLO #254464

Celenia V. Terry, MLO #254464 Mortgage Real Estate Financing. Various programs available. Please call to schedule a personal app Looking to buy or refinance your HOME.

I am here to answer your questions. Various programs available Please call to schedule a personal appointment: 805-983-7400 HighTechLending #7147 Main Office: 2030 Main St. #350, Irvine CA 92614 License:

03/11/2026

📚 KNOW THE TERMS: Earnest Money Deposit

The earnest money deposit, also known as a ‘good faith deposit’ is the money you put down when making an offer to show the seller you are serious about purchasing their home. The deposit is typically 1-3% of the purchase price. This money is placed in an escrow account for protection and:
✔️Is applied toward your down payment at closing
✔️Returned if the seller backs out of the deal
✔️Returned if the contingencies are not met

02/15/2026

Fair housing isn’t about charity— it’s about justice. It’s about policies, systems, and access that create real opportunities. NFHA doesn’t just respond to housing crises—we work to prevent them.

Join us in the fight for lasting, proactive solutions to the nation’s fair and affordable housing crisis: https://bit.ly/4qS3jJj.

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Carlsbad, CA

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