Foote Capital Mortgage Company, Mortgage Lender

Foote Capital Mortgage Company, Mortgage Lender Financing Dreams...One Home at a Time! | Direct lending power. Better pricing. Smarter support. Now hiring MLOs in CO, FL, MD, PA, SC, TX, & VA. NMLS # 51029

www.SmartRetailMLO.com
Originate the SMART way Headquartered in historic downtown Carlisle, Pennsylvania, Foote Capital Mortgage Company is a boutique residential mortgage banking firm that was founded by veteran bankers Shaun R. Foote and Rebecca Howell Foote. Licensed as a direct lender, Foote Capital operates as both a mortgage banker and a mortgage broker. This gives us the flexibility to offe

r you the best of both worlds to ensure that you have the most loan options available for your unique situation...whether you are buying, refinancing or building your dream home. Contact our team of local mortgage advisors for your free consultation by either visiting us online or by telephone and learn how our team is "Financing Dreams...One Home at a Time!"

*** Specialties ***
First-Time Homebuyers, FHA, VA, USDA, FHA Streamline, VA IRRRL, Conventional, Portfolio, 1-4 Unit Investment, Renovation, FHA 203k, Move-Up Buyers, New Construction

Equal Housing Lender. Licensed by the Pennsylvania Department of Banking.

๐—ช๐—ฒโ€™๐—ฟ๐—ฒ ๐—ฒ๐˜…๐—ฝ๐—ฎ๐—ป๐—ฑ๐—ถ๐—ป๐—ด!!!Foote Capital Mortgage Company is now licensed in and serving ๐—ก๐—ผ๐—ฟ๐˜๐—ต ๐—–๐—ฎ๐—ฟ๐—ผ๐—น๐—ถ๐—ป๐—ฎ.From Blue Ridge mountain ...
01/05/2026

๐—ช๐—ฒโ€™๐—ฟ๐—ฒ ๐—ฒ๐˜…๐—ฝ๐—ฎ๐—ป๐—ฑ๐—ถ๐—ป๐—ด!!!
Foote Capital Mortgage Company is now licensed in and serving ๐—ก๐—ผ๐—ฟ๐˜๐—ต ๐—–๐—ฎ๐—ฟ๐—ผ๐—น๐—ถ๐—ป๐—ฎ.
From Blue Ridge mountain mornings to Outer Banks sunrises and every small town and skyline in between, weโ€™re proud to bring a mortgage process built on:
โ€ข Competitive pricing
โ€ข Fast in-house processing
โ€ข Transparent, relationship-driven service
North Carolina is a state that knows exactly what it cares about: family, community, BBQ debates, and college basketball.
If youโ€™re purchasing, refinancing, or simply looking for a lender who follows through, communicates clearly, and respects your time, weโ€™re here to help North Carolina families navigate the mortgage process the right way.
And whether your household yells Go Heels, Go Duke, or bans the topic entirely at dinner, weโ€™ll bring the same steady, calm approach to your mortgage that you bring on game day.

In a market where every deal, relationship, and follow up takes extra effort, we are especially grateful for the people ...
11/27/2025

In a market where every deal, relationship, and follow up takes extra effort, we are especially grateful for the people behind the numbers.

To the loan officers, support teams, and partners we work with every day, thank you for trusting Foote Capital Mortgage Company and our Smart Retail MLO platform. Your hard work, resilience, and commitment to serving borrowers mean more to us than you know.

This Thanksgiving, we are truly thankful for the chance to work alongside you.
Warm wishes from our family to yours.
Happy Thanksgiving from Foote Capital Mortgage Company. ๐Ÿฆƒ

Happy Thanksgiving! ๐Ÿฆƒ๐Ÿ‚ May today and all the days ahead remind us to be grateful for what truly matters.  Wishing you a ...
11/27/2025

Happy Thanksgiving! ๐Ÿฆƒ๐Ÿ‚
May today and all the days ahead remind us to be grateful for what truly matters.
Wishing you a heart full of gratitude and a home full of love.๐Ÿงก

๐—•๐—ถ๐—ด ๐—ป๐—ฒ๐˜„๐˜€ ๐—ณ๐—ผ๐—ฟ ๐—”๐—น๐—ฎ๐—ฏ๐—ฎ๐—บ๐—ฎ.Foote Capital Mortgage Company is officially licensed and serving homeowners all across the state.F...
11/18/2025

๐—•๐—ถ๐—ด ๐—ป๐—ฒ๐˜„๐˜€ ๐—ณ๐—ผ๐—ฟ ๐—”๐—น๐—ฎ๐—ฏ๐—ฎ๐—บ๐—ฎ.
Foote Capital Mortgage Company is officially licensed and serving homeowners all across the state.

From Huntsville rockets to Gulf Coast sunsets and everywhere in between, weโ€™re excited to bring a mortgage process built on:

โ€ข Competitive pricing
โ€ข Fast in-house processing
โ€ข Transparent, relationship-driven service

Alabama has a way of doing things that just feels different. Family matters. Community matters. Food matters. And footballโ€ฆ well, that speaks for itself.

If youโ€™re looking to buy, refinance, or just want straight answers without the runaround, our team is here for you.

Roll Tide, War Eagle, and everything in between โ€” weโ€™re proud to serve you all.

On this Veterans Day, we honor those who have served and those who gave their lives in defense of our freedom.Your sacri...
11/11/2025

On this Veterans Day, we honor those who have served and those who gave their lives in defense of our freedom.

Your sacrifice and commitment remind us of the true cost of liberty and the strength it takes to protect it.

To every veteran and military family: thank you for your service, your courage, and your example. Our gratitude today and every day runs deep. ๐Ÿ‡บ๐Ÿ‡ธ

Broker or Retail? ๐Ÿค”That's been the question for years. Youโ€™re forced to choose:โžก๏ธ Broker freedom (but drowning in overla...
10/28/2025

Broker or Retail? ๐Ÿค”

That's been the question for years. Youโ€™re forced to choose:

โžก๏ธ Broker freedom (but drowning in overlays and awful pricing) โžก๏ธ Retail support (but paying for it through buried margins)

Hereโ€™s the thing: Real producers never fit neatly into either box.

At Foote Capital Mortgage Company, we asked a simple question: What if you could have both?

The result is the Smart Retail MLO model.

We built it for Loan Officers who demand: โœ… Full pricing control and transparency โœ… REAL in-house operational support (ops, systems, tools) โœ… Total ownership of your relationships and reputation

Itโ€™s not retail. Itโ€™s not broker.

Itโ€™s the best of bothโ€”without the 200+ lender gimmick and without the rigid corporate structure.

If you've spent your career feeling like you have to trade autonomy for structure, maybe it's time to stop choosing.

Learn more about our model in the comments! ๐Ÿ‘‡

For every loan you close, how much of your commission is actually yours?Broker MLOs are often hit with fees they don't s...
10/17/2025

For every loan you close, how much of your commission is actually yours?

Broker MLOs are often hit with fees they don't see coming: per-file processing charges, mandatory tech subscriptions, marketing fund contributions. It all adds up, and it all comes directly out of your pocket.

It's not a 'comp plan'. It's your business P&L. We built a platform that gives you the autonomy of a broker with the horsepower of a bank. In-house underwriting, processing, and tech are included. The upside is yours.

See the real math. Visit SmartRetailMLO.com or send a confidential DM to run your numbers.

Tired of shrinking commissions? Smart Retail MLO offers a revolutionary flat-fee compensation model designed to put more...
10/14/2025

Tired of shrinking commissions? Smart Retail MLO offers a revolutionary flat-fee compensation model designed to put more money in your pocket per deal. Offer highly competitive rates without sacrificing your hard-earned margin. It's time for transparency and greater profitability.

Tired of choosing between independence and support? Smart Retail MLO offers the best of both worlds. Access broker-level...
10/02/2025

Tired of choosing between independence and support? Smart Retail MLO offers the best of both worlds. Access broker-level autonomy, benefit from comprehensive retail infrastructure, and provide your clients with rates that outperform traditional broker options. Redefine your success. Learn more at www.SmartRetailMLO.com

Elevate Your Mortgage Business: Experience the Smart Retail MLO AdvantageIndependent Mortgage Loan Officers, imagine a m...
10/02/2025

Elevate Your Mortgage Business: Experience the Smart Retail MLO Advantage

Independent Mortgage Loan Officers, imagine a model that offers the freedom of a broker combined with robust retail support, all while delivering better-than-broker rates. Smart Retail MLO makes it a reality. Gain unparalleled efficiency and empower your growth. Discover the future of mortgage lending today.

Visit us at www.SmartRetilMLO.com

09/17/2025

You work hard for every deal. So why let your platform keep a chunk? At Foote Capital, your earnings go to you, not someone elseโ€™s pocket. No more leaving cash behind. Take back your income and your time.

SmartRetailMLO.com spells it out. You decide.

09/16/2025

Tired of chasing leads with no support? At Foote Capital, you run your deskโ€”no waiting, no micromanaging. In-house underwriting and tech that works mean faster closings and more income. You want control? Itโ€™s here.

See if you fit: SmartRetailMLO.com.

Address

20 N. Hanover Street, Suite 201
Carlisle, PA
17013

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+17172497500

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