Monica Bowman - Mortgage Lender

Monica Bowman - Mortgage Lender Your 1st CHOICE preferred home lender! The Bowman Team wants you as a lifetime customer, not just a one-time deal.

I will continue to monitor interest rates and let you know when opportunities arise to improve your current situation. We will also stay in touch so that we can be your ultimate resource for mortgage financing and industry information. We are a correspondent lender with most major banks in the US! NMLS #230667 | CA CA-DOC230667
Corp NMLS #3113 | Corp State Lic CA #4170013 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act

5.0 star review received on Experience.com for Monica Bowman by Amanda H - Monica held my hand (virtually) through ...
05/19/2026

5.0 star review received on Experience.com for Monica Bowman by Amanda H - Monica held my hand (virtually) through the whole process, from getting my credit score up to shopping around for the best rate, and following up with money saving tips after the deal was done. She has many helpful contacts in town, an excellent reputation, and a low pressure approach, making my comfort paramount. Monica Bowman is also a kind and empathic person who cares about her clients, and shows it by being responsive and encouraging if and when challenges arise. I highly recommend Monica as a mortgage broker.

Click to see all 216 reviews of Guild Mortgage - Monica Bowman, Sales Manager | NMLS # 230667

5.0 star review received on Experience.com for Monica Bowman by Ted M - Your Kindness and your attitude and so much more...
05/18/2026

5.0 star review received on Experience.com for Monica Bowman by Ted M - Your Kindness and your attitude and so much more.

Click to see all 214 reviews of Guild Mortgage - Monica Bowman, Sales Manager | NMLS # 230667

5.0 star review received on Experience.com for Monica Bowman by Cleta K - Monica was professional, personable, and ...
04/28/2026

5.0 star review received on Experience.com for Monica Bowman by Cleta K - Monica was professional, personable, and made things as easy as possible. After working with Monica I wouldn't want to work with anyone else.

Click to see all 212 reviews of Guild Mortgage - Monica Bowman, Sales Manager | NMLS # 230667

5.0 star review received on Experience.com for Monica Bowman by Daniel K - She is the best!!
04/28/2026

5.0 star review received on Experience.com for Monica Bowman by Daniel K - She is the best!!

Click to see all 210 reviews of Guild Mortgage - Monica Bowman, Sales Manager | NMLS # 230667

5.0 star review received on Experience.com for Monica Bowman by Celso C - Very surprised how Moinca cared and helped us ...
04/21/2026

5.0 star review received on Experience.com for Monica Bowman by Celso C - Very surprised how Moinca cared and helped us a lot, very friendly and always with a smile. The loan aproval was very fast, I got my new house less than a month. I believe she is the best loan officer. I definitely recommed her.

Click to see all 209 reviews of Guild Mortgage - Monica Bowman, Sales Manager | NMLS # 230667

5.0 star review received on Experience.com for Monica Bowman by Joanne G - Monica took really great care of us and the p...
03/29/2026

5.0 star review received on Experience.com for Monica Bowman by Joanne G - Monica took really great care of us and the process was very easy!

Click to see all 207 reviews of Guild Mortgage - Monica Bowman, Sales Manager | NMLS # 230667

5.0 star review received on Experience.com for Monica Bowman by Rachael D - Monica is a ROCKSTAR. She will be the...
03/16/2026

5.0 star review received on Experience.com for Monica Bowman by Rachael D - Monica is a ROCKSTAR. She will be the only person I use when buying a home!

Click to see all 208 reviews of Guild Mortgage - Monica Bowman, Sales Manager | NMLS # 230667

5.0 star review received on Experience.com for Monica Bowman by Lee B - I felt like Monica had my best interests in mind...
02/26/2026

5.0 star review received on Experience.com for Monica Bowman by Lee B - I felt like Monica had my best interests in mind as she worked to make my refi a success. She kept me informed and was sympathetic to my situation.
She made me feel that I was a priority and I appreciated her empathy.

Click to see all 207 reviews of Guild Mortgage - Monica Bowman, Sales Manager | NMLS # 230667

5.0 star review received on Experience.com for Monica Bowman by Clayton C - Monica is a seasoned professional with years...
01/21/2026

5.0 star review received on Experience.com for Monica Bowman by Clayton C - Monica is a seasoned professional with years of experience. She provided invaluable information at every step of the process, and I could not have navigated the process without her.

Click to see all 205 reviews of Guild Mortgage - Monica Bowman, Sales Manager | NMLS # 230667

5.0 star review received on Experience.com for Monica Bowman by Shawndy L - Monica is the best in the business. Her expe...
01/15/2026

5.0 star review received on Experience.com for Monica Bowman by Shawndy L - Monica is the best in the business. Her expertise, professionalism, and care make it always a wonderful experience working with her.

Click to see all 204 reviews of Guild Mortgage - Monica Bowman, Sales Manager | NMLS # 230667

Address

1500 41st Avenue, # 100
Capitola, CA
95010

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