Roadway Insurance

06/23/2026

You're cruising through an intersection, the light turns yellow, and you make a split-second call. A few weeks later, an envelope shows up with a photo of your license plate and a fine. Now comes the real question: does this ticket make your car insurance rates go up?

Our latest article explains the answer. In most cases, a red light camera ticket in Maryland will NOT raise your insurance rates. But you still need to pay the fine. If you don't, the MVA will refuse to renew your vehicle registration. Drive on expired registration, and now you're looking at a moving violation, which definitely affects your insurance. A camera ticket is annoying but mostly harmless to your insurance rates. Keep reading to learn more. 📲

In most cases, a red light camera ticket in Maryland will NOT raise your insurance rates. But there's an important catch.

05/29/2026

Our latest article explains what an SR-22 actually is: a simple form your insurance company files with the Maryland MVA to prove you have the state-required liability coverage. You typically need one after a DUI, driving without insurance, driving on a suspended license, or accumulating too many points.

In Maryland, most drivers need to keep an SR-22 on file for three years. If your insurance lapses even one day during that time, the clock usually resets.

An SR-22 is not a punishment. It's not a special type of insurance, and it's not as complicated as it sounds. It's just a piece of paperwork.

05/01/2026

That first solo drive is a nerve-wracking milestone. Once the initial worry fades, a practical question takes its place: how do you afford to insure a teen driver in Maryland?

Our latest article offers a parent’s guide to navigating this step. For most families, adding your teen to your existing policy is cheaper and simpler than having them get their own separate policy, as they’ll benefit from your multi-car or multi-policy discounts. Practical rules help too: no friends for the first six months, no phones ever while driving, and having your teen cover part of the premium increase gives them skin in the game. Adding a new driver is a big deal, but with a clear plan and the right coverage, you’ll both sleep better at night.

Adding a teen driver in Maryland is a big step, but it doesn’t have to be a disaster for your budget. Here’s what actually works

04/15/2026

Drive safe and secure this Spring with auto insurance from Roadway. Visit our website to learn more. 📲