Baxter Hoover - NMLS# 430053

Baxter Hoover - NMLS# 430053 (636) 448-6695 I have been in the residential mortgage business for 30+ years and now work for a bank headquartered in St. Charles, Missouri.

I have vast knowledge of many different financial products that are available, which in turn leads me to forming and nurturing partnerships and business relationships that can last a lifetime. I diligently work with customers to meet both their short-term and long-term personal and financial goals. Because of my many highly satisfied clients, I'm able to gain many referrals and repeat customers th

at need my services. I work with many different customers, including people with excellent credit to those that have been turned down by other lenders who have CREDIT CHALLENGES. I offer our customers hope and advise them on what they need to do in order to obtain the American dream of home ownership. We offer credit score building programs for those that need to re-establish their credit or are just getting started. I am able to offer many of the following financing options::
-Conventional (10, 15, 20, 25 & 30 Yr.)
-JUMBO
-FHA - 203B
-FHA - 203K
-USDA/Rural Development
-VA
-First Time Home Buyer (MHDC)
-2nd Mortgages
-HELOC's (Home Equity Lines Of Credit)
-Portfolio Loans
-Portfolio Loans - Our own version of FHA 203K
-Bridge Loans

Purpose of Loan:
-Purchase
-Refinance-Cash Out and No Cash Out

Property Types:
-SFR (Single Family Residence
-Duplex
-Triplex
-Quadplex
-Condo's-Warrantable and Non-Warrantable.
-Co-Op's
-Townhouses
-Primary Residence
-Investment Property
-Second Homes
-New Construction
-Land
-Lot(s)

Amortization Type:
-Fixed
-ARM (Adjustable Rate Mortgages)
-Interest only

03/22/2023

Being our customer means you receive service tailored to you. You'll always be assisted by a real person whether you visit a banking center, send us a secure message, or give us a call. Contact us today to start getting the service you deserve: http://bit.ly/2JjGe0Q.

You can still apply online all weekend for a home loan with our secured direct link: https://bhoover.fsbfinancial.com/Do...
02/17/2023

You can still apply online all weekend for a home loan with our secured direct link: https://bhoover.fsbfinancial.com/
Down Payment Assistance available for first time homebuyers for those that qualify. Apply today and see if you qualify.

Our banking centers will be closed on Monday, February 20, in observance of Presidents' Day. Digital banking provides 24/7 access to your accounts: http://bit.ly/2nUPHmB.

You can still apply for a home loan with our secure direct link: https://bhoover.fsbfinancial.com/
02/17/2023

You can still apply for a home loan with our secure direct link: https://bhoover.fsbfinancial.com/

Our banking centers will be closed on Monday, February 20, in observance of Presidents' Day. Digital banking provides 24/7 access to your accounts: http://bit.ly/2nUPHmB.

Beautiful Ranch with W/O Basement. Apply online https://bhoover.fsbfinancial.com/ You may qualify for grant money for do...
02/07/2023

Beautiful Ranch with W/O Basement. Apply online https://bhoover.fsbfinancial.com/ You may qualify for grant money for down payment and closing costs.

Beautiful brick and vinyl (maintenance free) ranch house with walkout basement. House has 3 bedrooms and 3 full baths and over 3,900 square feet. House has a 2 car garage with additional off street parking. All of this sits on approximately .36 acres m/l. Call me today to look at this beauty that wo...

Free Appraisal. Possible grant money for 1st Time Home Buyers to purchase a home. Loans in all 50 States.Give me call or...
01/31/2023

Free Appraisal. Possible grant money for 1st Time Home Buyers to purchase a home. Loans in all 50 States.
Give me call or apply online at bhoover.fsbfinancial.com.

The Home Appraisal is an important step in the mortgage loan process. You’ll learn the value of the home from an impartial third party appraiser, and if you lock your home loan by Super Bowl Sunday, February 12, 2023, we’ll cover the cost of your home appraisal!

Catch this deal while you can by contacting a First State Bank Mortgage Loan Officer today! https://fsbfinancial.com/find-a-lender/





Offer available on purchase and refinance loans locked with First State Bank Mortgage between Jan 31-Feb 12, 2023. Offer has no monetary value and is not redeemable for cash. Appraisal amount will be credited to the borrower at the time loan closing.

01/19/2023

A 2/1 Buydown is a great option to keep your monthly mortgage payments down for the first two years. Offer is available on both primary and secondary residences, and there are no prepayment penalties.

To receive a quote based on your situation, contact a First State Bank Mortgage loan officer today! https://fsbfinancial.com/find-a-lender/

01/17/2023

Congratulations Isabella, Stephanie, and Ron! We’re glad you’re on our team!

01/16/2023

Our banking centers will be closed Monday, January 16, in observance of Martin Luther King Jr. Day. Digital banking and our mobile app provide convenient access to your accounts: https://bit.ly/3vhRNg3.

01/10/2023

Join the First State Bank team by applying for our open Float Teller/RSR position today: https://bit.ly/34plyhl!

01/10/2023

Get our best rate on your Cash-out Refinance!

A Cash-out Refinance allows you to borrow more than you currently owe on your home and pocket the cash for large purchases, such as:

- Home Improvements
- Debt Consolidation
- School Tuition
- Medical Expenses
- Retirement Investments

Contact a First State Bank Mortgage Loan Officer Today to learn more! https://fsbfinancial.com/find-a-lender/


Address

338 Broadway Street, Suite 326
Cape Girardeau, MO
63701

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30am
Saturday 8:30am - 9:15am

Telephone

+15734500838

Website

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