08/21/2025
📉 Mortgage Rate Update – August 21st, 2025 📈
Hey Realtors & Future Homeowners! Let’s talk numbers—and opportunity.
According to Mortgage News Daily’s Rate Index, here’s where we stand today:
🔹 30-Year Fixed: 6.61%
🔹 15-Year Fixed: 5.97%
🔹 30-Year FHA: 6.19%
🔹 30-Year VA: 6.21%
🔹 30-Year Jumbo: 6.68%
🔹 7/6 SOFR ARM: 6.13%
Rates have ticked up slightly across the board, but they’re still within a historically favorable range compared to past. For buyers, this means locking in now could be a smart move before further increases. For agents, it’s a great time to re-engage those buyers who’ve been waiting for the “perfect” moment.
💡 As a loan officer, I’m here to help you navigate the numbers, strategize your timing, and make sure your financing fits your goals. Whether you're buying, selling, or just exploring options—let’s connect!
📲 DM me or drop a comment below to schedule a quick rate review or pre-approval chat.
View today's current mortgage rates with our national average index, calculated daily to bring you the most accurate data when purchasing or refinancing your home. Follow our daily market analysis with Mortgage Rate Watch and we'll tell you where and why rates are moving.