Tim Howard, Sr. Loan Officer NMLS #1328411

Tim Howard, Sr. Loan Officer NMLS #1328411 Sr.

Loan Officer & Reverse Mortgage Specialist

With over 20 years of experience in the mortgage industry, Tim Howard is a trusted Mortgage Loan Officer dedicated to helping clients navigate the home financing process with confidence and clarity.

5.0 star review received on Experience.com for Tim Howard by Megan C G - Great  communication,  easy  process,  had  no ...
11/19/2025

5.0 star review received on Experience.com for Tim Howard by Megan C G - Great communication, easy process, had no issues

Click to see all 252 reviews of Tim Howard, Loan Officer | NMLS # 1328411

5.0 star review received on Experience.com for Tim Howard by Kristin D W - Experience was  amazing
09/25/2025

5.0 star review received on Experience.com for Tim Howard by Kristin D W - Experience was amazing

Click to see all 251 reviews of Tim Howard, Loan Officer | NMLS # 1328411

5.0 star review received on Experience.com for Tim Howard by Madeline H - Tim  went  above  and  beyond  during  the  le...
08/16/2025

5.0 star review received on Experience.com for Tim Howard by Madeline H - Tim went above and beyond during the lending process, we faced several challenges and he always made sure to take care of the situation promptly and efficiently. we understood each step and even got to close a few days early! I highly recommend Tim Howard to anyone looking for lending services

Click to see all 250 reviews of Tim Howard, Loan Officer | NMLS # 1328411

4.0 star review received on Experience.com for Tim Howard by Nicole R D - Tim was  very  knowledgeable and the  whole pr...
08/03/2025

4.0 star review received on Experience.com for Tim Howard by Nicole R D - Tim was very knowledgeable and the whole process went very smoothly.

Click to see all 249 reviews of Tim Howard, Loan Officer | NMLS # 1328411

5.0 star review received on Experience.com for Tim Howard by Eric M - Very  on  top  of  all  items    stuck  with  the ...
07/01/2025

5.0 star review received on Experience.com for Tim Howard by Eric M - Very on top of all items stuck with the process all the way through

Click to see all 248 reviews of Tim Howard, Loan Officer | NMLS # 1328411

5.0 star review received on Experience.com for Tim Howard by Debra A C - Tim personalized my transaction and made it a s...
11/25/2024

5.0 star review received on Experience.com for Tim Howard by Debra A C - Tim personalized my transaction and made it a smooth transition

Click to see all 246 reviews of Tim Howard, Loan Officer | NMLS # 1328411

5.0 star review received on Experience.com for Tim Howard by Lisa C - Tim  has  extensive knowledge  of programs availab...
11/08/2024

5.0 star review received on Experience.com for Tim Howard by Lisa C - Tim has extensive knowledge of programs available . Timely follow up . Willing to take the time to explain everything you question until you are comfortable

Click to see all 244 reviews of Tim Howard, Loan Officer | NMLS # 1328411

5.0 star review received on Experience.com for Tim Howard by Alexis R - I was not ready to buy a home (credit score wise...
10/11/2024

5.0 star review received on Experience.com for Tim Howard by Alexis R - I was not ready to buy a home (credit score wise) but I still contacted Tim and he not only explained the whole process but got me on a plan to increase my credit score and after about 5-6 months I was moving into my new home. He was always respectful and professional when answering any of my questions or guiding me through the process. I recommend Tim to any home buyers new or experienced as he made the process as easy as possible.

Click to see all 244 reviews of Tim Howard, Loan Officer | NMLS # 1328411

5.0 star review received on Experience.com for Tim Howard by Austin L - You and your team are fantastic about communicat...
10/08/2024

5.0 star review received on Experience.com for Tim Howard by Austin L - You and your team are fantastic about communicating, leaving out the fluff, and getting the deal done! My wife and I appreciate everything very much!

Click to see all 243 reviews of Tim Howard, Loan Officer | NMLS # 1328411

09/18/2024

5.0 star review received on Experience.com for Tim Howard by Heather J - Tim was awesome! He explained things and options; he was very flexible when we had to back up a little. Also, when we found our home, he was quick to get us to the closing table!

5.0 star review received on Experience.com for Tim Howard by Leslie B - Clear and timely communication throughout the en...
08/14/2024

5.0 star review received on Experience.com for Tim Howard by Leslie B - Clear and timely communication throughout the entire process- I felt completely supported

Click to see all 241 reviews of Tim Howard, Loan Officer | NMLS # 1328411

5.0 star review received on Experience.com for Tim Howard by Tomer B - Tim made it very easy to get everything situated ...
08/07/2024

5.0 star review received on Experience.com for Tim Howard by Tomer B - Tim made it very easy to get everything situated and was awesome and honest about everything.

Click to see all 240 reviews of Tim Howard, Loan Officer | NMLS # 1328411

Address

2524 SE 24th Place
Cape Coral, FL
33904

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

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