Desiree Gardner NMLS# 378590

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Cape Coral, FL
Desiree Gardner NMLS# 378590

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Desiree Gardner Your Local Loan Originator NMLS #139304 | 2495647
Offering Equal Housing Opportunity

10/19/2026

Looking to buy or refinance? First home, forever home, investment, new build, or somewhere in between? I've got you! Let's chat.

10/09/2026

Mortgage rates continued to edge higher during the week ending October 9, 2026, as elevated bond yields kept upward pressure on rates. Desiree Gardner Team - My City Home Loans is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

10/02/2026

Rates pushed higher during the week ending October 2, 2026, as bond yields hit the highest level since 2002 and oil prices remained elevated. Desiree Gardner Team - My City Home Loans is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

09/29/2026

Real clients. Real experiences.

We’re so grateful for the kind words from the homebuyers we’ve had the opportunity to help! ❤️

When you’re ready to start your homebuying journey, let’s talk! 🏡

09/25/2026

Mortgage rates moved higher as longer dated Treasury yields hit the highest level since 2007 during the week ending September 25, 2026. Desiree Gardner Team - My City Home Loans is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

09/18/2026

Higher oil prices, inflation concerns, and expectations for more Fed rate hikes pushed mortgage rates higher during the week ending September 18, 2026. Desiree Gardner Team - My City Home Loans is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

Address

Cape Coral, FL
33904, 33909, 33914, 33990, 33991, 33993

Website

https://www.zillow.com/lender-profile/DesireeGardnerNMLS378590/, https://www.desiree-gardner.com/, https://maps.app.goo.

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