Calusa Solutions, Inc.

08/10/2024

‼️Important updates to private health insurance are coming 9/1/24!‼️

If it has been on your mind to shop/enroll in a private health plan make sure you put that as a priority on your to-do list THIS MONTH.

Starting 9/1/24, all private short term insurance plans will only be able to be sold in three month terms, with an optional additional fourth month added on. This means that every three months, you will have to redo an application and go back through medical underwriting. On top of that, you cannot re-sign up with the same insurance company more than once in a 12 month period of time. The purpose of the government imposing these new rules is to try and shift everyone over to Marketplace insurance. While Marketplace may be a good option for some, it is not a once size fits all which is why private plans have been a great alternative for a lot of people.

I am currently preparing all of my clients to ensure they remain covered as well as possible through all of this, and if anyone out there needs assistance, get with an agent as soon as possible because by the end of the month we will no longer have access to as many options as we have now. I am not one at all to rush anyone or try and use fear as a tactic, but this is important and has a fast approaching deadline and I want everyone to be informed and be aware of what is happening.

Here is a link explaining the new rule in more detail:

On March 28, 2024, the Departments of Health and Human Services (HHS), Labor, and the Treasury (collectively, the Departments) released final rules regarding short-term, limited-duration insurance (STLDI) and independent, noncoordinated excepted benefits coverage.

10/18/2023

I’ve always said October is my favorite month in FL! Beautiful weather and it’s the calm before the storm with busy season and holidays.

Also, one of my FAVORITE things that I do is helping our local seniors with Medicare, and October is the beginning of Annual Enrollment. Looking forward to a productive day of Medicare!

Cheers to a prosperous Wednesday! ☕️

10/13/2023

Annual Enrollment for Medicare begins October 15th! This is an awesome event for seniors to not only get educated on insurance and Medicare, but to also see all of the other opportunities provided by local business. Our vendors have so much information on different things that support our senior population such as retirement choices, real estate/mortgage solutions, health and wellness, entertainment and so much more. Definitely worth a visit!

06/29/2023

Office buddy for the day!

05/18/2023

Perks of the days I get to work from home 🐾♥️

05/02/2023

We have a dental product with NO waiting period and NO ANNUAL MAXIMUM!

Most dental plans make you wait months before you are covered. Meanwhile you are still paying a premium for something you can’t use yet!

If you find yourself in a situation where a dental plan may help you, give us a call or visit calusasolutionsinc.com and enter your information to get a quote.

11/01/2022

Today is the first day of Open Enrollment for Marketplace plans! When looking at plans, make sure you are thorough and ask yourself these questions.

So many people just sign up for a plan because the price tag looks good, however you want to make sure all of your needs are being met and that you are getting the best coverage for your dollar! Best way to do that is to get with a broker. As a broker, I work for YOU, not the insurance company. We take a different approach and filter through your doctors, research your medications, compare private plans with marketplace plans, etc. and take that hassle away from you.

If you need help making sure you are in the right plan, it doesn’t cost you anything extra to have a professional help you! I am a phone call away 😊

Emily Blinn
(239) 313-8548
[email protected]

10/26/2022

It’s that time of year! If you or a loved one is on Medicare, it is extremely important to take advantage of the Annual Enrollment period. Talk to a local broker and make sure you are in the plan that best fits your needs. I am a phone call away and ready to help!

06/06/2022

Both Marketplace and Private options have their pros and cons, but how do you know which plan type is best tailored to your needs?

Here are some questions to ask yourself when choosing a plan:

🩺 Do you anticipate seeing the doctor often? Or do you mostly use insurance for preventative/routine services and to have a safety net if something major happens?

👨‍💼Are you self-employed or have a hard time projecting your exact annual income?

🏥 Do you have any medical conditions/medications that are a priority when it comes to choosing a health plan?

👨‍👩‍👧‍👦 Are you looking to grow your family?

💸 Are you interested in reporting your household income to see if you qualify for a tax credit?

These are all things to be taken into consideration when discussing your options for health plans! Make sure you are with a professional that will help make the best decision for you. Nothing is a one-size-fits-all!

02/24/2022

😂

02/22/2022

⭐️⭐️⭐️ Testimonial Tuesday! ⭐️⭐️⭐️

My business is founded on education… it is so important to understand your coverages whether it is health or life insurance. It is my job to educate you and allow you to make an informed decision. Nothing is a one size fits all and no one knows your needs better than you!

If you are looking for someone you can trust to evaluate your personal and financial situation and guide you to make the best choice for you and your family, give me a call! I love making my clients happy ♥️