Zoe Higginson Mortgage 1 Inc. Florida Nmls#1859163

Zoe Higginson Mortgage 1 Inc. Florida Nmls#1859163 Helping individuals achieve the goal of homeownership. Whether buying/refinancing, give me a call!

03/19/2026
Great News!!!!
03/11/2026

Great News!!!!

Big privacy news for homeowners: a new federal law (the Homebuyers Privacy Protection Act) now restricts โ€œtrigger leads.โ€ In the past, when a lender pulled your credit for a mortgage inquiry, the credit bureaus could sell that information to other lendersโ€”often leading to a surplus of unsolicited calls and texts.

Now, your information is better protected and can no longer be sold to other lenders that you are not working with. If you have questions about the Mortgage 1 loan process, feel free to give me a call at 239.471.3696

โœจ ๐Ÿ’ŽDenim and Diamonds๐Ÿ’ŽโœจHad a great time at the Royal Palm Coast Realtor Association 2026 installation gala!
12/09/2025

โœจ ๐Ÿ’ŽDenim and Diamonds๐Ÿ’Žโœจ

Had a great time at the Royal Palm Coast Realtor Association 2026 installation gala!

๐Ÿก ๐™€๐™–๐™จ๐™š ๐™„๐™ฃ๐™ฉ๐™ค ๐™ƒ๐™ค๐™ข๐™š๐™ค๐™ฌ๐™ฃ๐™š๐™ง๐™จ๐™๐™ž๐™ฅ ๐™ฌ๐™ž๐™ฉ๐™ ๐˜พ๐™ค๐™–๐™จ๐™ฉ๐™ค๐™ฃ ๐™ƒ๐™ค๐™ข๐™š๐™จ &  ๐™ˆ๐™ค๐™ง๐™ฉ๐™œ๐™–๐™œ๐™š 1!Ready to make your dream of homeownership a reality? Coaston ...
10/22/2025

๐Ÿก ๐™€๐™–๐™จ๐™š ๐™„๐™ฃ๐™ฉ๐™ค ๐™ƒ๐™ค๐™ข๐™š๐™ค๐™ฌ๐™ฃ๐™š๐™ง๐™จ๐™๐™ž๐™ฅ ๐™ฌ๐™ž๐™ฉ๐™ ๐˜พ๐™ค๐™–๐™จ๐™ฉ๐™ค๐™ฃ ๐™ƒ๐™ค๐™ข๐™š๐™จ & ๐™ˆ๐™ค๐™ง๐™ฉ๐™œ๐™–๐™œ๐™š 1!

Ready to make your dream of homeownership a reality? Coaston Homes is making it easier than everโ€” and theyโ€™re covering the cost!

โœจ Enjoy lower monthly payments for your first 3 years
โœจ Plus, get additional closing cost assistance from Coaston Homes

Whether youโ€™re a first-time buyer or just looking for a smart way to save, this is your chance to lock in long-term stability with short-term savings. Reach out to me today, to get started!

๐Ÿ“ž Call or text at 239-849-0387
๐Ÿ“ง [email protected]

Letโ€™s get you into your new home today!

โญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธ"๐˜ ๐˜ธ๐˜ช๐˜ญ๐˜ญ ๐˜ข๐˜ฃ๐˜ด๐˜ฐ๐˜ญ๐˜ถ๐˜ต๐˜ฆ๐˜ญ๐˜บ ๐˜ฃ๐˜ฆ ๐˜ณ๐˜ฆ๐˜ค๐˜ฐ๐˜ฎ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ฅ๐˜ช๐˜ฏ๐˜จ ๐˜ก๐˜ฐ๐˜ฆ ๐˜ต๐˜ฐ ๐˜ฆ๐˜ท๐˜ฆ๐˜ณ๐˜บ๐˜ฐ๐˜ฏ๐˜ฆ ๐˜ ๐˜ฌ๐˜ฏ๐˜ฐ๐˜ธ. ๐˜ ๐˜ข๐˜ฎ ๐˜ข ๐˜ง๐˜ช๐˜ณ๐˜ด๐˜ต ๐˜ต๐˜ช๐˜ฎ๐˜ฆ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ๐˜ฃ๐˜ถ๐˜บ๐˜ฆ๐˜ณ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ ๐˜ฉ๐˜ข๐˜ฅ ๐˜ฏ๐˜ฐ ๐˜ช๐˜ฅ๐˜ฆ๐˜ข ๐˜ฉ๐˜ฐ๐˜ธ ๐˜ต...
10/21/2025

โญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธ

"๐˜ ๐˜ธ๐˜ช๐˜ญ๐˜ญ ๐˜ข๐˜ฃ๐˜ด๐˜ฐ๐˜ญ๐˜ถ๐˜ต๐˜ฆ๐˜ญ๐˜บ ๐˜ฃ๐˜ฆ ๐˜ณ๐˜ฆ๐˜ค๐˜ฐ๐˜ฎ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ฅ๐˜ช๐˜ฏ๐˜จ ๐˜ก๐˜ฐ๐˜ฆ ๐˜ต๐˜ฐ ๐˜ฆ๐˜ท๐˜ฆ๐˜ณ๐˜บ๐˜ฐ๐˜ฏ๐˜ฆ ๐˜ ๐˜ฌ๐˜ฏ๐˜ฐ๐˜ธ. ๐˜ ๐˜ข๐˜ฎ ๐˜ข ๐˜ง๐˜ช๐˜ณ๐˜ด๐˜ต ๐˜ต๐˜ช๐˜ฎ๐˜ฆ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ๐˜ฃ๐˜ถ๐˜บ๐˜ฆ๐˜ณ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ ๐˜ฉ๐˜ข๐˜ฅ ๐˜ฏ๐˜ฐ ๐˜ช๐˜ฅ๐˜ฆ๐˜ข ๐˜ฉ๐˜ฐ๐˜ธ ๐˜ต๐˜ช๐˜ณ๐˜ฆ๐˜ด๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฑ๐˜ณ๐˜ฐ๐˜ค๐˜ฆ๐˜ด๐˜ด ๐˜ฐ๐˜ง ๐˜ฑ๐˜ถ๐˜ณ๐˜ค๐˜ฉ๐˜ข๐˜ด๐˜ช๐˜ฏ๐˜จ ๐˜ข ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ค๐˜ฐ๐˜ถ๐˜ญ๐˜ฅ ๐˜ฃ๐˜ฆ. ๐˜๐˜ฐ๐˜ธ๐˜ฆ๐˜ท๐˜ฆ๐˜ณ, ๐˜ก๐˜ฐ๐˜ฆ ๐˜ฎ๐˜ข๐˜ฅ๐˜ฆ ๐˜ช๐˜ต ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ฎ๐˜ฐ๐˜ถ๐˜ฏ๐˜ต๐˜ข๐˜ฃ๐˜ญ๐˜บ ๐˜ฆ๐˜ข๐˜ด๐˜บ ๐˜ง๐˜ฐ๐˜ณ ๐˜ฎ๐˜ฆ. ๐˜๐˜ฆ๐˜ณ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฎ๐˜ถ๐˜ฏ๐˜ช๐˜ค๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜ธ๐˜ข๐˜ด ๐˜ถ๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ฑ๐˜ข๐˜ด๐˜ด๐˜ฆ๐˜ฅ. ๐˜š๐˜ฉ๐˜ฆ ๐˜ธ๐˜ฐ๐˜ถ๐˜ญ๐˜ฅ ๐˜ต๐˜ฆ๐˜น๐˜ต ๐˜ฎ๐˜ฆ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ถ๐˜ฑ๐˜ฅ๐˜ข๐˜ต๐˜ฆ๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜ข๐˜ฏ๐˜ด๐˜ธ๐˜ฆ๐˜ณ ๐˜ฎ๐˜บ ๐˜ญ๐˜ฐ๐˜ฏ๐˜จ-๐˜ธ๐˜ช๐˜ฏ๐˜ฅ๐˜ฆ๐˜ฅ ๐˜ฒ๐˜ถ๐˜ฆ๐˜ด๐˜ต๐˜ช๐˜ฐ๐˜ฏ๐˜ด ๐˜ฆ๐˜ท๐˜ฆ๐˜ฏ ๐˜ธ๐˜ฉ๐˜ช๐˜ญ๐˜ฆ ๐˜ฐ๐˜ฏ ๐˜ท๐˜ข๐˜ค๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ...๐˜š๐˜ฉ๐˜ฆโ€™๐˜ด ๐˜ด๐˜ถ๐˜จ๐˜จ๐˜ฆ๐˜ด๐˜ต๐˜ฆ๐˜ฅ ๐˜ฑ๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎ๐˜ด ๐˜ต๐˜ฉ๐˜ข๐˜ต ๐˜ข๐˜ญ๐˜ญ๐˜ฐ๐˜ธ ๐˜ต๐˜ฐ ๐˜ข๐˜ด๐˜ด๐˜ช๐˜ด๐˜ต ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ฅ๐˜ฐ๐˜ธ๐˜ฏ ๐˜ฑ๐˜ข๐˜บ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต/๐˜ค๐˜ญ๐˜ฐ๐˜ด๐˜ช๐˜ฏ๐˜จ ๐˜ค๐˜ฐ๐˜ด๐˜ต๐˜ด... ๐˜‰๐˜บ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฆ๐˜ฏ๐˜ฅ ๐˜ฐ๐˜ง ๐˜ช๐˜ต ๐˜ข๐˜ญ๐˜ญ, ๐˜ ๐˜ง๐˜ฆ๐˜ญ๐˜ต ๐˜ญ๐˜ช๐˜ฌ๐˜ฆ ๐˜ ๐˜ฅ๐˜ช๐˜ฅ๐˜ฏโ€™๐˜ต ๐˜ซ๐˜ถ๐˜ด๐˜ต ๐˜ฐ๐˜ฃ๐˜ต๐˜ข๐˜ช๐˜ฏ ๐˜ต๐˜ฉ๐˜ฆ ๐˜จ๐˜ณ๐˜ฆ๐˜ข๐˜ต๐˜ฆ๐˜ด๐˜ต ๐˜ฉ๐˜ฆ๐˜ญ๐˜ฑ๐˜ฆ๐˜ณ ๐˜ช๐˜ฏ ๐˜ต๐˜ฉ๐˜ช๐˜ด ๐˜ฑ๐˜ณ๐˜ฐ๐˜ค๐˜ฆ๐˜ด๐˜ด ๐˜ฃ๐˜ถ๐˜ต ๐˜ข๐˜ญ๐˜ด๐˜ฐ ๐˜ข ๐˜ง๐˜ณ๐˜ช๐˜ฆ๐˜ฏ๐˜ฅ..." I. Martinez

โœจ๐Ÿ  Helping first-time buyers feel confident, informed, and cared for is what I do best. Whether itโ€™s your first home or your forever home, Iโ€™ll guide you through every step!

Letโ€™s make homeownership happen- reach out to me today!
๐™๐จ๐ž ๐‡๐ข๐ ๐ ๐ข๐ง๐ฌ๐จ๐ง, ๐‹๐จ๐š๐ง ๐Ž๐ซ๐ข๐ ๐ข๐ง๐š๐ญ๐จ๐ซ
๐Ÿ๐Ÿ‘๐Ÿ—-๐Ÿ–๐Ÿ’๐Ÿ—-๐ŸŽ๐Ÿ‘๐Ÿ–๐Ÿ•
๐™๐‡๐ข๐ ๐ ๐ข๐ง๐ฌ๐จ๐ง@๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐จ๐ง๐ž.๐œ๐จ๐ฆ
๐๐Œ๐‹๐’ #๐Ÿ๐Ÿ–๐Ÿ“๐Ÿ—๐Ÿ๐Ÿ”๐Ÿ‘

๐Ÿšจ What a Government Shutdown Means for Home Loans ๐ŸšจIf youโ€™re in the process of buying a home or getting pre-approved, it...
10/08/2025

๐Ÿšจ What a Government Shutdown Means for Home Loans ๐Ÿšจ

If youโ€™re in the process of buying a home or getting pre-approved, itโ€™s important to know how a government shutdown could impact your loan. For the most part it is business as usual, however there are some minor impacts.

If youโ€™re not sure how this could affect your home purchase or refinance, Iโ€™m happy to walk you through your options.

๐Ÿ“ž Questions? Letโ€™s chat!
Call or text me at (239) 849-0387

When other lender's canโ€™t get your deal done, I will find a way to make it work!๐Ÿ ๐Ÿ”‘ This buyer was initially turned down ...
09/30/2025

When other lender's canโ€™t get your deal done, I will find a way to make it work!๐Ÿ ๐Ÿ”‘ This buyer was initially turned down by the preferred lender at a local builder, but I was able to step in and provide the financing with no issues. Thereโ€™s nothing more rewarding than when Realtors trust me to help their own family members. Congratulations to the new homeowner and her family on this exciting milestone!

๐Ÿšจ ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฑ ๐—›๐—ข๐— ๐—˜๐—ง๐—ข๐—ช๐—ก ๐—›๐—˜๐—ฅ๐—ข๐—˜๐—ฆ ๐—จ๐—ฃ๐——๐—”๐—ง๐—˜!๐ŸšจThe Florida Legislature has just approved $50 MILLION in new funding for the Hometown Her...
06/24/2025

๐Ÿšจ ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฑ ๐—›๐—ข๐— ๐—˜๐—ง๐—ข๐—ช๐—ก ๐—›๐—˜๐—ฅ๐—ข๐—˜๐—ฆ ๐—จ๐—ฃ๐——๐—”๐—ง๐—˜!๐Ÿšจ

The Florida Legislature has just approved $50 MILLION in new funding for the Hometown Heroes Program โ€“ designed to help first-time homebuyers & Veterans with down payment and closing cost assistance! ๐Ÿ’ฐ๐Ÿก

๐Ÿ’ฅ What's New for 2025?๐Ÿ’ฅ

โœ… Program returns to an occupation-based structure
โœ… Up to 5% of your loan amount (max $35,000) for down payment & closing costs
โœ…Must be a full-time employee in one of the following:

๐Ÿ‘ฉโ€โš•๏ธ Healthcare worker
๐Ÿ‘ฉโ€๐Ÿซ School staff
๐Ÿš“ First responder & public safety
โš–๏ธ Court employee
๐Ÿ‘ถ Childcare worker
๐Ÿ‡บ๐Ÿ‡ธ Military service members, reserves & veterans employed full-time in Florida

We are still waiting for the official release date and final details. Now is the time to start planning and get pre-approved! Contact me today to learn if you qualify so you are ready to go once the funds are released!

๐—ญ๐—ผ๐—ฒ ๐—›๐—ถ๐—ด๐—ด๐—ถ๐—ป๐˜€๐—ผ๐—ป
๐Ÿ“ฒ๐Ÿฎ๐Ÿฏ๐Ÿต-๐Ÿด๐Ÿฐ๐Ÿต-๐Ÿฌ๐Ÿฏ๐Ÿด๐Ÿณ
๐Ÿ“จ๐—ญ๐—ต๐—ถ๐—ด๐—ด๐—ถ๐—ป๐˜€๐—ผ๐—ป@๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ๐—ข๐—ป๐—ฒ.๐—ฐ๐—ผ๐—บ
NMLS #1859163

Turning "What even is a mortgage?" into "๐™’๐™€ ๐™‚๐™Š๐™ ๐™๐™ƒ๐™€ ๐™ƒ๐™Š๐™ˆ๐™€ and we are loving every second of it!" ๐Ÿ ๐Ÿ”‘๐—ญ๐—ผ๐—ฒ ๐—›๐—ถ๐—ด๐—ด๐—ถ๐—ป๐˜€๐—ผ๐—ป๐Ÿ“ฒ๐Ÿฎ๐Ÿฏ๐Ÿต-๐Ÿด๐Ÿฐ๐Ÿต-...
06/16/2025

Turning "What even is a mortgage?" into "๐™’๐™€ ๐™‚๐™Š๐™ ๐™๐™ƒ๐™€ ๐™ƒ๐™Š๐™ˆ๐™€ and we are loving every second of it!" ๐Ÿ ๐Ÿ”‘

๐—ญ๐—ผ๐—ฒ ๐—›๐—ถ๐—ด๐—ด๐—ถ๐—ป๐˜€๐—ผ๐—ป
๐Ÿ“ฒ๐Ÿฎ๐Ÿฏ๐Ÿต-๐Ÿด๐Ÿฐ๐Ÿต-๐Ÿฌ๐Ÿฏ๐Ÿด๐Ÿณ
๐Ÿ“จ๐—ญ๐—ต๐—ถ๐—ด๐—ด๐—ถ๐—ป๐˜€๐—ผ๐—ป@๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ๐—ข๐—ป๐—ฒ.๐—ฐ๐—ผ๐—บ
โžก๏ธ[email protected]" rel="ugc" target="_blank">https://myloan.mortgageone.com/homehub/signup/[email protected]

๐Ÿก๐—ช๐—ต๐—ฎ๐˜ ๐—ฆ๐˜๐—ฎ๐˜๐—ฒ๐˜€ ๐—–๐—ฎ๐—ป ๐—œ ๐—›๐—ฒ๐—น๐—ฝ ๐—ฌ๐—ผ๐˜‚ ๐˜„๐—ถ๐˜๐—ต ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—›๐—ผ๐—บ๐—ฒ ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ป๐—ด?๐Ÿก๐Ÿ“ All of Florida๐Ÿ“ All of OhioWhether you're buying a new home or r...
06/12/2025

๐Ÿก๐—ช๐—ต๐—ฎ๐˜ ๐—ฆ๐˜๐—ฎ๐˜๐—ฒ๐˜€ ๐—–๐—ฎ๐—ป ๐—œ ๐—›๐—ฒ๐—น๐—ฝ ๐—ฌ๐—ผ๐˜‚ ๐˜„๐—ถ๐˜๐—ต ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—›๐—ผ๐—บ๐—ฒ ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ป๐—ด?๐Ÿก

๐Ÿ“ All of Florida
๐Ÿ“ All of Ohio

Whether you're buying a new home or refinancing your current one, Iโ€™m here to guide you every step of the way!

โœจ Plus, Mortgage 1, Inc. is also licensed in:
CA โ€ข CT โ€ข IL โ€ข IN โ€ข KS โ€ข KY โ€ข MI โ€ข MN โ€ข MT โ€ข TX

We've got you covered! Letโ€™s turn your homeownership dreams into reality. ๐Ÿ”‘
Reach out today to get started!

๐—ญ๐—ผ๐—ฒ ๐—›๐—ถ๐—ด๐—ด๐—ถ๐—ป๐˜€๐—ผ๐—ป
๐Ÿ“ž๐Ÿฎ๐Ÿฏ๐Ÿต-๐Ÿด๐Ÿฐ๐Ÿต-๐Ÿฌ๐Ÿฏ๐Ÿด๐Ÿณ
๐Ÿ“จ๐—ญ๐—ต๐—ถ๐—ด๐—ด๐—ถ๐—ป๐˜€๐—ผ๐—ป@๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ๐—ข๐—ป๐—ฒ.๐—ฐ๐—ผ๐—บ
NMLS #1859163

โœจ๐“’๐“ธ๐“ท๐“ฐ๐“ป๐“ช๐“ฝ๐“ผ ๐“ฝ๐“ธ ๐“ฝ๐“ฑ๐“ฎ ๐“›๐“ธ๐”€๐“ป๐”‚'๐“ผโœจ I love when I get to help good friends with their home purchases. Iโ€™m so happy for you both an...
06/09/2025

โœจ๐“’๐“ธ๐“ท๐“ฐ๐“ป๐“ช๐“ฝ๐“ผ ๐“ฝ๐“ธ ๐“ฝ๐“ฑ๐“ฎ ๐“›๐“ธ๐”€๐“ป๐”‚'๐“ผโœจ

I love when I get to help good friends with their home purchases. Iโ€™m so happy for you both and grateful you trusted me with your financing journey. Wishing you all the best as you settle into your new home. ๐Ÿฅ‚โค๏ธ๐Ÿ”‘

๐—ญ๐—ผ๐—ฒ ๐—›๐—ถ๐—ด๐—ด๐—ถ๐—ป๐˜€๐—ผ๐—ป
๐Ÿ“ž๐Ÿฎ๐Ÿฏ๐Ÿต-๐Ÿด๐Ÿฐ๐Ÿต-๐Ÿฌ๐Ÿฏ๐Ÿด๐Ÿณ
๐Ÿ“จ๐—ญ๐—ต๐—ถ๐—ด๐—ด๐—ถ๐—ป๐˜€๐—ผ๐—ป@๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ๐—ข๐—ป๐—ฒ.๐—ฐ๐—ผ๐—บ
NMLS #1859163

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Cape Coral, FL
33904

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