Sophia Martinez-Smith I Financial Consultant

06/14/2026

CalPERS is making major changes to how it manages retirement money, and it serves as a good reminder of something important: your retirement shouldn’t depend on just one bucket.

CalPERS. Social Security. Retirement accounts. Savings. Investments.

The real question is: Do they all work together?

Too many people assume they’ll be fine in retirement without ever looking at the full picture. A quick review today could save a lot of stress tomorrow.

Retirement is a number, not an age. Know yours.

It’s the first US public pension to formally adopt the total portfolio approach used by about a dozen sovereign wealth funds in the Asia-Pacific region and Canada.

05/22/2026

Come support 👏🏻

Redhawk Auto Service invites the community to its ribbon-cutting ceremony at its new Canyon Lake location on Wednesday, May 27, from 5:30 to 7:30 p.m. at 31638 Railroad Canyon Rd., featuring delicious food, live music, and exciting raffle prizes. Guests will also enjoy a live performance by Spanish classical guitarist David Maldanado. Community members, local businesses, and families are all welcome to attend.

05/13/2026

🚗✂️ Get ready for an exciting Ribbon-Cutting Celebration with Redhawk Auto Service! ✂️🚗

Join the Canyon Lake Chamber of Commerce as we officially welcome Redhawk Auto Service to the community! Come meet the team, check out the shop, and celebrate another great local business investing in Canyon Lake.

📅 Wednesday, May 27, 2026
🕠 5:30 PM – 7:00 PM
📍 Redhawk Auto Service
31638 Railroad Canyon Rd.
Canyon Lake, CA 92587

This is more than a ribbon-cutting, it’s about building connections, supporting local businesses, and strengthening our community together. 💙

We look forward to seeing you there!

05/02/2026

I get the message about not quitting your job because it gives you leverage, and that’s real. But if you choose to stay home, that doesn’t mean giving up your power.

Build it differently.

If your income is stepping away, replace it with a plan:
– Contributions paid into your retirement account
– Agreements around long-term financial security
– Clear expectations, not just trust

Love is great. Partnership is better.

But protection? That’s power. 👏🏼👏🏼

05/01/2026

👏🏼👏🏼

🎉 You’re invited to our Grand Opening event! 🎉

Do you enjoy food, beverages, good music, and good times? Come join us at our Ribbon Cutting Grand Opening Event for our new Redhawk Canyon Lake location!

Event details:
😋 Food and Drinks
🎶 Live music from Spanish guitarist David Maldanado
🗓️ May 27th from 5:30pm-7pm
📍 31638 Railroad Canyon Road, Canyon Lake, CA 92587

Register for the event now → https://ow.ly/tozs50YKokE

Redhawk Auto Service has served Riverside, Orange, and San Diego counties for 20 years. We’re delighted to finally open a shop here in the owner’s town of Canyon Lake. We hope to see you at our Red Carpet Grand Opening!

04/17/2026

Women THIS is for YOU!

Let’s be real times have changed. Relying on someone else financially is a risk most women can’t afford anymore. If you don’t know where your money is, how it’s growing, or how you’d stand on your own… that’s the gap.

Ladies, this is your sign to learn, take control, and build your own security.

04/07/2026

Retention isn’t complicated… businesses just overthink it.

The #1 strategy? Competitive benefits. And no, this isn’t just about checking a box.

Retirement access is already becoming mandatory (HELLO, California 👀)… but here’s where most companies stop. That’s the mistake. You don’t just offer a plan… You activate it.

Pair your retirement plan with:

✔️ Financial wellness workshops

✔️ Real conversations with an advisor

✔️ Education around the #1 stressor in your employees’ lives: money

That’s where the shift happens.

Less stress → better focus

Better focus → stronger performance

Stronger performance → higher retention

And here’s the truth…

This is one of the easiest power moves you can make as a business owner. You already have the plan. Now make it work. This isn’t extra work. This is strategy.

Discover 10 proven employee retention strategies to reduce turnover costs and boost engagement. Learn what drives retention in 2026 and how to keep top talent.

04/06/2026

You’re not asking for too much. You just haven’t been valued correctly… yet.

Most employees don’t leave for no reason. They leave because they don’t feel seen, supported, or financially secure. The right employer will invest in your growth, not just your output. And here’s what most companies miss: financial wellness = retention.

When employees understand money, stress goes down, focus goes up, and loyalty increases. That’s a competitive advantage. And it doesn’t cost them anything to start. Know your value. The right environment will reflect it.

Financial wellness workshops are an undervalued advantage for your team. Let’s talk about how to bring this support to your employees.

04/05/2026

I’m telling you right now, this is NOT your typical networking event.

We’re bringing together 3 Chambers (Canyon Lake, Lake Elsinore, Menifee) which means real connections, real visibility, and real opportunities.

Date: April 13
Time: 5:30–7:00 PM
Location: Pepe’s Mexican Restaurant & Cantina

Here’s why you actually want to be there:

-You get the mic: about a minute to introduce your business (TBD based on attendees)

-You’re meeting a HIGH volume of people fast (not stuck in one convo all night)

-Food buffet is included

-Raffle prizes

And most importantly… opportunity in the room

For the price of your ticket, you’re getting:
-exposure
-connections
-food
-and a shot at walking away with prizes

Bring your business cards. Bring your energy. Come ready to TALK. Don’t overthink it just get in the room. 👏🏻

Grab your spot before it fills:
https://canyon-lake-chamber-of-commerce.square.site/product/speed-networking/SIUCTQMSV566WJ4QXDBG6ECN