"Experience has its rewards!"
I've been licensed in the real estate business since 1991 prior to transitioning to a mortgage loan officer and have lived in the Temecula Valley since 1993. This has allowed me to become very familiar with the trending real estate market and specialized loan programs available. As my client, I'm available to assist you 7 days a week and after regular business hours
with loan consulting and pre-approvals. To begin the process, we will discuss loan programs to fit your needs, payment options and closing cost scenarios. If you are in need of a real estate agent, I will refer you to one who is the best in the valley and comes highly recommended! Then I will equip you with a Desk-Top Underwriter Pre- Approval Package prior to submitting offers, which will highly increases the chances of your offer being accepted! Once your offer is accepted, I will spend the next 30 days walking you though the entire home purchase transaction form opening to closing of escrow! "Your financing needs deserve the care of a specialist!"
Inland Valley Home Loans is a "Full Service Mortgage Company" . We are direct lenders along with having the ability to broker out the more specialized loans to banks offering cutting edge loan programs. Our interest rates are extremely competitive and we offer first time buyer programs with $0 down and specialize in VA, FHA, USDA, Conventional, and Jumbo loan financing. We also offer lender credits to help offset closing costs, therefore our clients are able to purchase a home with the least amount of cash out of their pocket! Finally, we can assist clients in credit repair solutions to make your home purchase dream come true sooner rather than later! "My only purpose is to deliver successful results to the most important person...you!"
My clients are my first priority and I make it a point to work closely as a team with all parties involved in their transaction from the real estate agents, to escrow, title, and inspectors throughout the complete home buying process! This is what makes a smooth, successful, timely, and stress free closing! "If you are in need of increasing money into your pocket think REFI!"
Contact me for a consultation on refinancing your home. With current market values rising 30% in our valley over the past 18 months, many who were once upside down on their mortgage are now able to lower their interest rate and/or eliminate their PMI! Call me today for details! "A good loan officer doesn't disappear once the closing loan documents are signed". In closing, I stand behind this statement in my profession and plan on my clients being clients for life. My large number of repeat clients has proven this to be true. I'm always available, even after they officially receive their keys! I look forward to assisting you on your next home purchase or refinance!
