C.Arne Sten,LUTCF Financial Professional at Equitable Advisors

05/05/2026

Did you know that 1 in 5 Americans have inactive 401(k)s worth thousands of dollars? Don't let your hard-earned money go to waste! Here's how to reclaim yours.

How to find a lost 401(k):
1. Contact your old employer's HR department
2. Check old 401(k) statements for account details
3. Use look-up databases like the National Registry of Unclaimed Retirement Benefits or the National Association of Unclaimed Property Administrators
4. Check the Department of Labor's abandoned plan database

Once you've located your plan, you can:
🔁 Request a direct rollover to your new employer's plan
💼 Transfer the funds into an existing IRA
🤔Cash it out (but beware of taxes and penalties)


Source:

Rolling over an old 401(k) into a new plan can be a pain, but it's typically worth the hassle.

04/30/2026

You already know the importance of saving and planning for the future. With our latest guide you'll learn tips and strategies to help you get ready for your children’s potential education expenses. Watch now, then reach out and let's continue building a brighter tomorrow together. https://www.youtube.com/watch?v=_1XOewtkYCw&feature=youtu.be

04/24/2026

Check out LPL's monthly client letter.
https://static.fmgsuite.com/media/documents/dc18d641-772a-48b2-bec7-cc7c01cf0361.pdf

04/22/2026

Let’s work together to maximize after-tax returns and tax-free retirement income by strategically placing investments across accounts with varying tax treatments. See how it works: https://assetlocation.com?utm_medium=social-media&utm_source=MarketingSuite&utm_campaign=MS_0326_Asset_Location&utm_content=a-smarter-way-to-invest-video

04/03/2026

🌟 April is Financial Literacy Month! 🌟💡

Let's take a moment to celebrate the importance of understanding our finances and making smart money choices. 💪💡

Whether you're a finance wizard or just starting to dip your toes into the world of money management, this month is the perfect time to enhance your financial knowledge and skills. 📚💡

From budgeting and saving to investing and preparing for the future, there's much to learn and explore! 💡✨

Consider spreading the word and tag your friends who might benefit from this financial journey. Together, we can build a community that rocks at managing our money! Happy Financial Literacy Month, everyone! 🎉💡

03/20/2026

A new season is a good time for a fresh look forward! Spring offers an opportunity to revisit goals and refresh plans for the year ahead. Reach out if you'd like to review and refresh your finances.

03/17/2026

Happy St. Patrick's Day! Wishing you a year of good fortune and opportunity.

02/25/2026

Thinking about rolling over your 401(k) or other employer-sponsored retirement plan into an IRA? Here are some compelling reasons to consider this move:

* Greater Investment Options: IRAs typically offer a wider range of investment choices, allowing for a more tailored strategy to meet your retirement goals.

* Account Consolidation: Simplify your financial life by consolidating multiple retirement accounts, making it easier to manage and track your progress.

* Potential for Lower Fees: IRAs can often have lower administrative fees compared to employer plans, potentially enhancing your returns over time.

* Improved Estate Planning: Enjoy more flexibility with beneficiary designations and distribution options, beneficial for estate planning.

* Continued Tax Advantages: Like your current plan, IRAs offer tax-deferred growth, allowing investments to compound without immediate tax impact.

Considerations:

* Employer Plan Benefits: Some plans have unique perks worth considering, such as institutional options or loan provisions.

* Withdrawal Penalties: Be cautious of penalties and tax implications for early withdrawals.

* Potential Expenses: Rolling a 401(k) or other employer-sponsored retirement plan into an IRA could come with higher fees or charges.

Consider expenses before making a decision.

Let’s connect to explore if a rollover aligns with your financial strategy!

02/18/2026

Join us online TODAY at 12 or 4 PM. Register now: https://www.ascentpgh.com/events

02/14/2026

Wishing you a happy Valentine's Day! May it be a reminder of the importance of caring for the people who matter most.