Phil Torchon - Insurance Specialist

02/06/2023

https://www.yahoo.com/news/magnitude-7-8-earthquake-turkeys-191047204.html

You no doubt have heard how vulnerable CA is to Earthquakes up and down the state. But are you aware just how much damage it could really do and what is really at stake? Homeowners Insurance will not cover earthquakes. If you have a home and live in CA, make sure you have the proper earthquake insurance and coverage to protect your home and your assets! Message me anytime to discuss the options available to you.

Such a quake would be 'so powerful that it causes widespread damage and consequently affects lives and livelihoods of all southern Californians,' a report says.

01/11/2023

Great article about what California homeowners should know about the current property and casualty marketplace.

There is a hard market for property insurance in CA due to the severe fire hazards and amount of claims that arose over the last few years. You or someone you know have most likely seen rate increases or non renewals in your area.

However, there are still great carriers and rates available as the market is changing constantly. Make sure to give yourself plenty of time to discuss, review, and remarket your policies with a trusted insurance advisor.

If you have any questions, wish to review your policies, or to learn what carriers and rates are available to you and your home, please feel free to contact me anytime!

https://www.bizjournals.com/sanfrancisco/news/2021/04/02/what-california-homeowners-should-know.html

02/07/2019

With advances in medicine and people living longer, Long Term Care protection is an essential tool in protecting your hard-earned savings. But what if you don't use it? There are now Linked Benefit solutions that can provide valuable LTC benefits if you need them, Death Benefit if you don't, and guarantee you get all your money back if you change your mind!

Give us a call today at (818) 718-4780 or leave a comment below to learn more!

01/08/2019

Will my rates increase if my car is equipped with these features...?

06/04/2018

Motivation Monday...

Don't wait for great things to happen. Make them happen. Being proactive will allow you to create the opportunities that will propel you forward in your career. The same goes for your insurance. Be proactive and make sure you are getting the right coverage and policies to protect what matters most to you before any claim can happen. Call me today to schedule a free policy audit, to make sure you have the right policies in place.