Telco Community Credit Union has been providing financial services to communities in the Western North Carolina Area for over 80 years. We were organized in 1935 to serve the employees of the Southern Bell Telephone System. Today, we are a community chartered credit union serving in 21 counties. Telco Community Credit Union is a not-for-profit financial cooperative owned by its members. This means that as a credit union member, you are never a customer, but a full partner and owner. The credit union motto “People Helping People” is demonstrated in every transaction that takes place at Telco Community Credit Union. We promise each member personalized service and individualized financial attention. Telco Community Credit Union offers a full range of financial products and prides itself on offering the best possible rates and services to its member-owners. Choose from a wide variety of deposit services that include Savings Accounts, Checking Accounts, Money Market Accounts, IRA's and Share Certificates of Deposit (CD's) from 6 to 36 months. We offer Loans from New and Used Autos to First Mortgages, Home Equity, and Home Improvement to Mastercard and Signature Loans. Many other no cost or low cost services are offered, including ATM Cards, Mastercard Card Debit Cards, Money Orders, 24 Hour Teller, easy-to-use website and much more. You may become a member of Telco Community Credit Union if you Live, Work, Worship, or Attend School in Alexander County, Avery County, Buncombe County, Burke County, Caldwell County, Catawba County, Cleveland County, Haywood County, Henderson County, Iredell County, Jackson County, Lincoln County, Madison County, McDowell County, Mitchell County, Polk County, Rutherford County, Transylvania County, Watauga County, Wilkes County, Yancey County or if you are an employee of one of our Select Employee Groups (SEG). This can be done at any of our local branches, or you can learn more and apply online. You only need a minimum $5.00 deposit into a Savings Account. That first deposit provides you with immediate access to the many products and services available at Telco Community Credit Union. Membership has its privileges and you retain those privileges throughout your life. Once a member, always a member! In addition, all relatives of current members can become members regardless of residency. Telco Community Credit Union has a long history of embracing the Credit Union motto “People Helping People”. We go beyond helping members with financial services and proudly engage with our communities with charitable services. Over $10,000 raised and countless man-hours are contributed to local charities and individuals annually. Support to individual members for heating bills, medical expenses, short term housing, school supplies, Christmas gifts for children who otherwise would receive very little if anything. Local charities include Eblen Foundation, WNC Rescue Mission, Shriners, Fraternal Order of Police, Fire Fighters Associations, Community Centers, Health and Dental Ministry. Telco is a Seven-Time recipient of the Dora Maxwell Social Responsibility Community Service Award, recognizing outstanding activity in community support. In 2015 we won First Place in our category within the Carolinas Credit Union League.
