09/26/2026
🏡 BIG CHANGES ARE COMING TO FANNIE MAE & FREDDIE MAC APPRAISALS!
If you’re a buyer, seller, lender, REALTOR®, or real estate professional, you’ll want to be aware of the upcoming changes to residential appraisal reporting.
📋 UAD 3.6 & the new appraisal report are here!
Fannie Mae and Freddie Mac are replacing the traditional appraisal forms with a new, data-driven Uniform Residential Appraisal Report (URAR) designed to provide more consistent and detailed property information.
Some important changes include:
🔹 New terminology and reporting standards
🔹 Updated Condition & Quality ratings
🔹 More detailed property and market data
🔹 Clearer reporting of inspection methods
🔹 New requirements surrounding market-condition analysis and time adjustments
🔹 Greater flexibility for traditional, desktop, and hybrid appraisal assignments
🔹 Updated photo and property-data requirements
📅 Important date: UAD 3.6 becomes mandatory for new appraisal reports submitted to the Uniform Collateral Data Portal (UCDP) on November 2, 2026. Existing UAD 2.6 reports can continue through the transition period under applicable rules. (Freddie Mac Single-Family)
For buyers and sellers, this means appraisal reports may look and feel different — and the information being reported will be more standardized and detailed.
The goal is to create a more consistent, transparent, and data-driven appraisal process across the industry.
If you have a transaction coming up and have questions about how these changes could affect your appraisal, let’s talk! 🏠
📱 330-681-1568
Send a message to learn more
