Dave Parkes at Parkes Financial

09/08/2026

🎉Happy Labor Day!

Today, we celebrate the dedication, hard work, and contributions of every worker who helps make our communities stronger.

Take a moment to rest, recharge, and appreciate how far your hard work has brought you.

Here's to the hands that build, the hearts that serve, and the dreams that keep us moving forward.

09/05/2026

🏡 Does your family have a financial plan—or are you just paying bills and hoping everything works out?

A family financial plan isn't about having everything figured out. It's about making intentional decisions about where your money is going and what you're building together.

A strong family financial plan should consider:

💰 Cash Flow: Know what comes in, what goes out, and where you can improve.

🛡️ Protection: Make sure your family has appropriate life, disability, and other insurance coverage.

📈 Investing: Create a strategy for building long-term wealth.

🎓 Education: Plan ahead for future education expenses if that's a family goal.

🏖️ Retirement: Don't sacrifice your future while taking care of today's needs.

🌳 Legacy: Think about what you want to leave behind and how you want your wealth transferred.

The goal isn't perfection.

The goal is alignment—making sure your money is working toward the life and future your family wants.

Because when everyone understands the plan, financial decisions become more intentional.

Your family's future deserves more than a collection of financial accounts. It deserves a plan.

08/28/2026

Would you pass this financial checkup? 🤔

Without looking, can you answer these questions?

✅ How much did you save last year?
✅ How much do you have in savings right now?
✅ How much life insurance do you have?
✅ What do you still owe on your mortgage?
✅ Can you quickly find your important financial documents?

If any of those made you think twice, you're not alone.

One of the biggest barriers to financial success isn't income. It's organization.

When you know exactly where you stand financially, you can make smarter decisions about saving, debt, protecting your family, and building long-term wealth.

Financial confidence starts with clarity.

If you'd like help getting organized and creating a plan built around your goals, let's connect.

08/14/2026

📊 **We're halfway through the year. Is your financial plan still on track?**

Most people wait until December to think about their finances.

But a mid-year financial checkup gives you an opportunity to make adjustments **before the year gets away from you.**

Here are a few things worth reviewing:

✅ Are you saving enough for retirement?
✅ Has your income or spending changed?
✅ Is your emergency fund where it needs to be?
✅ Have your investment goals or risk tolerance changed?
✅ Are your life insurance and beneficiaries still appropriate?
✅ Have you made progress toward your financial goals?

Your financial plan should change as your life changes.

You don't have to wait until January to make a new financial decision.

**The middle of the year is a great time to pause, review, and reset.**

If you haven't reviewed your financial plan this year, consider this your reminder. 📅

08/07/2026

Can AI predict the next market winner? Not quite. While artificial intelligence offers powerful analytical tools, building long-term wealth still relies on thoughtful planning and sound investment principles. This article explores why.

amazonaws.com

08/06/2026

I'm honored to have been spotlighted by an organization that teaches and embodies ethics in business, family values, and faith - Go BYU!

byu.edu

07/27/2026

⏰ The most powerful force in investing isn't luck...it's time.

Many people believe they need a lot of money to become successful investors.

The truth?

Time often matters more than the amount you start with.

When you begin investing early, your money has more time to grow, earn returns, and potentially generate returns on those returns. Even modest, consistent contributions can add up over the years.

The biggest mistake I see isn't choosing the wrong investment.

It's waiting.

Whether you're saving for retirement, your children's future, or building long-term wealth, getting started today can make a meaningful difference tomorrow.

Remember: The best time to start investing was years ago. The second-best time is today.

If you'd like to discuss how to begin investing or review your current strategy, we'd be happy to help.

07/24/2026

🚨 Is your term life insurance running out of time?

If you purchased a term life insurance policy several years ago, you may have an important option that many people don't realize exists—the ability to convert your policy to permanent whole life insurance.

Why does this matter?

✔️ Lifetime protection that doesn't expire.
✔️ The potential to build cash value over time.
✔️ Premiums that are generally guaranteed to remain level.
✔️ In many cases, you can convert without taking another medical exam.

The key is knowing when your conversion period ends. Once that deadline passes, the opportunity may be gone.

Life changes. Families grow. Financial goals evolve. That's why it's important to review your coverage before your options disappear.

If you have a term life insurance policy and aren't sure whether it's convertible, we'd be happy to help you review it.