Dave Parkes at Parkes Financial

Home
United States
Campbell, CA
Dave Parkes at Parkes Financial

Call Directions Website Contact the business

We serve driven individuals and families by simplifying their financial landscape and providing clarity for the future.

We offer an innovative and personal approach to planning that allows you to balance your life and focus on what matters most. Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 2875 Michelle Dr, Ste 110, Irvine CA 92606, 909-399-1100. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Parkes Financial is not an affiliate or subsidiary of PAS or Guardian. Insurance products offered through One Pacific Financial & Insurance Solutions LLC, DBA of Pacific Advisors LLC. Pacific Advisors LLC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. CA Insurance License Number - 0F68784, AR Insurance License Number - 9378260. The annual Forbes ranking of Top Financial Security Professionals Best-in-State 2023 is based on criteria developed and obtained by SHOOK Research, LLC. No compensation was provided in connection with obtaining this rating; however, advisors may choose to pay fees to Forbes and Shook for premium listing features; including, usage rights of the ranking logo. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Links to external sites are provided for your convenience. This material is intended for general use and not intended as investment advice.
/COMPLIANCE:2024-1702/

11/02/2026

💰 Your Money Has a Story. Are You Paying Attention?

Track your spending because clarity is the foundation of control.

Have you ever checked your bank account and wondered where your money went? Those morning coffees, online purchases, subscriptions, and everyday expenses can add up faster than you think.

Tracking your spending helps you:
✔️ Understand where your money goes.
✔️ Identify spending habits and patterns.
✔️ Discover opportunities to save.
✔️ Make better financial decisions.

Remember, it's not about giving up everything you enjoy. It's about making sure your spending reflects your priorities.

Here's a challenge: Track every dollar you spend this week. You might be surprised by what you discover!

10/30/2026

💪 Don't wait to get stronger; start lifting your financial future today!

Building financial strength takes commitment, consistency, and a plan.

Whether you're saving for the future, managing debt, growing your investments, or preparing for retirement, the steps you take today can help build a stronger tomorrow.

Remember, you don't have to do everything at once. Small, intentional decisions can make a meaningful difference over time.

What's one thing you're doing today to strengthen your financial future?

10/23/2026

💰 Your First Nine Months: What Has Your Money Taught You?

October is the perfect time to reflect on your financial progress. Are you saving consistently, managing debt, and staying on track with your goals?

There's still time to make meaningful changes before year-end! Remember, progress isn't about perfection, it's about intentional decisions.

💬 What's one financial lesson you've learned this year?

10/08/2026

💰 Your Income Increased. Did Your Savings?

Getting a raise, earning a bonus, or growing your business is exciting! 🎉 But before you upgrade your lifestyle, take a moment to think about your financial future.

Lifestyle creep happens when your spending increases as your income grows. A nicer car, more dining out, or a bigger home may seem manageable individually, but over time, those expenses can leave little room for saving and investing.

Here are 4 ways to keep your finances on track:

✅ Pay yourself first. Increase your savings and retirement contributions when your income rises.

✅ Be intentional with spending. Enjoy your success without feeling the need to upgrade everything.

✅ Keep your goals in focus. Prioritize building an emergency fund, paying down debt, and preparing for retirement.

✅ Create a balance. You can enjoy the rewards of your hard work while still building long-term financial security.

Remember, the goal isn't just to make more money. It's to make your money work harder for you.

💬 What would you do with an extra $500 a month: save it, invest it, pay down debt, or spend it?

09/23/2026

Understanding Required Minimum Distributions (RMDs)

Retirement planning doesn't end when you retire. For many people, there comes a point when the IRS requires you to begin taking withdrawals from certain retirement accounts. These are called Required Minimum Distributions (RMDs).

Why do RMDs matter?

🔹 They can affect your taxable income
🔹 They may impact your overall retirement income strategy
🔹 Missing an RMD deadline can result in significant tax consequences
🔹 The rules can vary depending on your age, account type, and circumstances

The key is not to wait until an RMD is due to start thinking about it.

A well-planned retirement strategy considers when you need income, how much you may need to withdraw, and how those withdrawals fit into your broader financial plan.

📌 If you're approaching RMD age or already taking RMDs now is a good time to review your strategy with your financial professional.

Your retirement income should have a plan behind it.

09/17/2026

🎯 Planning for retirement? Think of target-date investing like planning a road trip.

You choose your destination, the year you expect to retire and the fund adjusts its investment mix as you get closer to that date.

📈 When retirement is farther away, the fund generally has more growth-oriented investments.

🛡️ As retirement gets closer, it typically shifts toward a more conservative mix.

The goal is to make retirement investing simpler without requiring you to constantly rebalance your portfolio yourself.

But remember: a target date is not a guarantee. These investments can still lose money.

Do you know what target-date fund you have and what it's invested in today?

09/11/2026

What if we've been asking the wrong question?

Most people ask: "Should I pay off debt first, or save first?"

But maybe the better question is: "Am I financially prepared for life's unexpected moments?"

Too often, people work hard to become debt-free… only to hit a job loss, illness, car repair, or surprise expense — and end up right back where they started. 😔

A stronger approach might look like this:
✅ Protect your income and your family
✅ Build consistent savings
✅ Create an emergency fund you can actually access
✅ Then tackle non-deductible debt

Financial success isn't just about owing less. It's about building resilience, so life's curveballs don't derail your progress.

09/08/2026

🎉Happy Labor Day!

Today, we celebrate the dedication, hard work, and contributions of every worker who helps make our communities stronger.

Take a moment to rest, recharge, and appreciate how far your hard work has brought you.

Here's to the hands that build, the hearts that serve, and the dreams that keep us moving forward.

09/05/2026

🏡 Does your family have a financial plan—or are you just paying bills and hoping everything works out?

A family financial plan isn't about having everything figured out. It's about making intentional decisions about where your money is going and what you're building together.

A strong family financial plan should consider:

💰 Cash Flow: Know what comes in, what goes out, and where you can improve.

🛡️ Protection: Make sure your family has appropriate life, disability, and other insurance coverage.

📈 Investing: Create a strategy for building long-term wealth.

🎓 Education: Plan ahead for future education expenses if that's a family goal.

🏖️ Retirement: Don't sacrifice your future while taking care of today's needs.

🌳 Legacy: Think about what you want to leave behind and how you want your wealth transferred.

The goal isn't perfection.

The goal is alignment—making sure your money is working toward the life and future your family wants.

Because when everyone understands the plan, financial decisions become more intentional.

Your family's future deserves more than a collection of financial accounts. It deserves a plan.

08/28/2026

Would you pass this financial checkup? 🤔

Without looking, can you answer these questions?

✅ How much did you save last year?
✅ How much do you have in savings right now?
✅ How much life insurance do you have?
✅ What do you still owe on your mortgage?
✅ Can you quickly find your important financial documents?

If any of those made you think twice, you're not alone.

One of the biggest barriers to financial success isn't income. It's organization.

When you know exactly where you stand financially, you can make smarter decisions about saving, debt, protecting your family, and building long-term wealth.

Financial confidence starts with clarity.

If you'd like help getting organized and creating a plan built around your goals, let's connect.

Address

910 E Hamilton Avenue #150
Campbell, CA
95008

Telephone

+14083927846

Website

http://www.parkesfinancialgroup.com/

Alerts

Be the first to know and let us send you an email when Dave Parkes at Parkes Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.