R.K. Johnson & Associates Insurance Agency Inc.

03/25/2026

As crews ramp up for spring starts, it’s important that construction projects are properly protected. Swipe to see a quick rundown of core construction coverages, what they do, and why skipping them can put the project and your balance sheet at risk.

Want to review your current coverage or explore additional policy needs? Call our office today.

03/17/2026

Feeling especially fortunate this St. Patrick’s Day 🍀 At R.K. Johnson & Associates Insurance Agency, we’re grateful for the clients who place their trust in us throughout the year.

Your support and partnership make our work meaningful. Here’s to continued protection, peace of mind, and a season filled with good fortune for you and your family.

Happy St. Patrick’s Day from all of us at R. K. Johnson Insurance!

03/05/2026

Daylight Saving Time begins Sunday, March 8th—so if you’re planning on sneaking in a Monday afternoon nap, you won’t be alone. The silver lining? We all gain an extra hour of daylight as we move closer to spring.

As the season shifts, it’s a great time to make sure your insurance coverage is up to date. Whether it’s reviewing your home, auto, business, or life policies, we’re here to help you get your “ducks” in a row for the warmer months ahead.

Reach out anytime—we’re always happy to assist.

03/03/2026

Many people assume their auto or homeowners insurance will fully protect them in a major accident or lawsuit — but that isn’t always the case.

Liability claims are larger, more frequent, and far more expensive than what standard policies were built to cover. When a serious claim exceeds your limits, the financial impact can be life‑changing.

This is why so many families are adding personal umbrella insurance:

✅ Liability payouts have surged nationwide over the past decade
✅ Umbrella claims have more than doubled, with average payouts rising sharply
✅ Jury awards in some states now exceed standard policy limits by hundreds of thousands
✅ Legal defense costs alone can exceed $50,000 before a case even settles
✅ $1 million in umbrella coverage can cost as little as $12–$25 per month

An umbrella policy provides an added layer of liability protection to safeguard your savings, home equity, investments, and future income.

If you’d like a review of your current coverage or want to explore adding an umbrella policy, we’re here to help.

02/26/2026

Spring is right around the corner—and summer won’t be far behind. With warmer months come family travel, busy schedules, and plenty of activity.

Now is an ideal time to make sure your insurance coverage still reflects the way you live.

Why an annual insurance review matters:

🌸 Ensures your policies stay aligned with life changes
🌸 Helps identify any gaps or unnecessary overlaps
🌸 May uncover opportunities for savings or new discounts
🌸 Provides peace of mind before travel and time away from home

Don’t wait until summer is in full swing. Schedule your annual review now to ensure you’re fully protected for the season ahead.

If you have questions about your coverage or want to discuss next steps, please give our office a call—we’re here to help.

02/18/2026

Spring is just around the corner—bringing new projects, new hires, and busy worksites across Central New York. Now’s the ideal time to make sure your construction insurance is ready for the season ahead.

Swipe through to review what to check before spring starts, then give our Camillus office a call to schedule your coverage review. We’re here to help you keep your business protected and prepared.

02/12/2026

As we celebrate this month of love, we want to extend our heartfelt thanks to our clients, partners, and supporters. Your trust is the foundation of our work, and we truly appreciate the opportunity to serve you.

If you need assistance this month—or any time throughout the year—please don’t hesitate to reach out. We’re always here to help protect what matters most.

02/11/2026

February is all about protecting what matters most — including the business you’ve worked hard to build. For construction business owners, that means safeguarding your team, your job sites, and the vision you're bringing to life.

Construction insurance helps shield you from delays, damage, liability, and unexpected setbacks. This Valentine’s season, show your business some love with coverage that supports you from the ground up.

We’re here to help you review your policies and ensure you have the protection you need. Give us a call to talk through your options.

AUTO, HOMEOWNERS, BUSINESS LIABILITY, WORKER'S COMP for all types of business, Restaurants, Stores (Retail & Wholesale), Contractor's, Garages, Auto Dealer's, Manufacturer's, Office's, Apartments, Mini-Storage Facilities

02/04/2026

Getting ready for the big game? We are too. Whether you're tuning in for the football, the commercials, or the food, it’s always a great time to gather with friends and family.

If you’re looking to elevate your game‑day spread, we’re sharing a crowd‑pleasing favorite: the Football Field Dip from “Delish.” It’s simple to prepare, fun to serve, and always a hit.

If you give it a try, we’d love to hear how it turned out for you!

01/29/2026

Winter is a great time to streamline your coverage. By keeping your home, auto, and life insurance under one roof, you can reduce paperwork, stay fully protected, and may even save on your premiums.

Swipe to explore smart coverage combinations, then give our Camillus office a call to review the options that fit your family best.

01/28/2026

We apologize for the inconvenience, our phones are not working this morning. Please be patient while technicians hope to have us up and running soon!!!!

Call now to connect with business.