12/06/2024
Fall has a whole different meaning for health insurance agents 💛🧡
Open enrollment is a time when the entire country is looking at plan options. Today, I was able to save a family over $1000 a month on their monthly premium and it just has me thinking…
Some people are blessed with good employer coverage but for most of the country, over 6 weeks, people see their monthly premiums go up or feel stuck renewing their plan when they didn’t like their coverage because they think there aren’t any other options. In reality, the only reason you would need to be on an ACA plan is if you are low income and need a low premium and qualify for subsidies. That is the only way to have “cheap” full coverage. But that also comes with smaller networks and high deductibles. That means you are limited where you can go, you need referrals and you pay thousands if anything happens.
For people who make “too much money” to get subsidies, those are not your only options!!
I wish I could yell from the rooftops that you aren’t stuck!
There are Private plan options you don’t see on marketplace 🤯
PPO nationwide network
No referrals needed
No/low deductibles
Accident/critical illness/telemedicine
Max OOP
Dental/vision
That family I mentioned earlier… now saving over $12,000 a year in the monthly premium alone! For a bigger network and lower deductible 😳🤯 that’s money for a car, for your kids education, for groceries or for saving for your future. Bottom line is money SAVED. And for something better?! No brainer!!
If you are-
Self employed
Own a business with super high group rates
Have a crazy deductible
Have a high premium
Hate your employer plan
It’s super expensive to have your family on your employer plan
Or you’ve been without coverage but it’s time to stop gambling with your health and financial security ❤️ -
Please send me a message or comment! I want to help and I’m happy to review your options 😊