Patteson Insurance Agency

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Patteson Insurance Agency Specialist in all Insurance Lines, including Group & Individual Medical, Medicare, Dental, Life, Dis We are here to help you, your family and your business.
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At Patteson Insurance Agency, we are dedicated to you and all your different insurance needs. We have been around for over 25 years and our agents have won several awards. But, our most important win is making you a happy, life-long customer. We are on your side and will always keep your best interests in mind, whether that means you choose coverage through us or you stay where you are. We're your one-stop shop for all things Insurance-related.

Not sure where to start with Medicare Open Enrollment now that it's here? Start with anything that caught you by surpris...
10/16/2026

Not sure where to start with Medicare Open Enrollment now that it's here? Start with anything that caught you by surprise this year.

Maybe a prescription cost more than you expected, or you had trouble finding a specialist who accepted your plan. Write those things down before your review. They help us understand what needs a closer look as we compare your options for 2027.

You don’t need to know which plan you want or have all the right questions ready. That’s what we’re here to help with. Call us at 803-432-8044, and we’ll work through it together.

Medicare's Annual Enrollment Period is OFFICIALLY OPEN, and it runs through December 7. This is the one time each year w...
10/15/2026

Medicare's Annual Enrollment Period is OFFICIALLY OPEN, and it runs through December 7. This is the one time each year when everyone on Medicare can make changes to their coverage for the coming year.

During this window, you can switch from one Medicare Advantage plan to another, move from Original Medicare to Medicare Advantage or back again, and join, switch or drop a Part D prescription drug plan. Any change you make starts January 1.

If you love your plan, that's great. It's still worth a quick look, because premiums, copays, drug lists and networks can change every year. Staying put is a perfectly good choice when you know it still fits. Don't guess, review, so whatever you decide, you decide with confidence.

Seven weeks sounds like plenty, but with Thanksgiving in the middle, appointment calendars fill up fast. Call us at 803-432-8044 or visit PattesonInsurance.com and let's get your review on the books.

Think back to when you bought your term life policy. Maybe the kids were still in car seats, or you'd just gotten the ke...
10/14/2026

Think back to when you bought your term life policy. Maybe the kids were still in car seats, or you'd just gotten the keys to the house. Twenty or thirty years felt like forever. Then life happened, the way it does, and your policy sat in a drawer quietly doing its job the whole time.

If that "forever" is now only a few years away, it's worth pulling the policy back out. Here's why.

When a term policy reaches the end of its term, the coverage simply stops. Some policies let you keep going year to year, but the price usually climbs sharply with every renewal. The part many people don't realize is the conversion option. A lot of term policies let you switch some or all of your coverage to permanent life insurance without a new medical exam. That matters if your health has changed at all since you first signed up. The catch is that this option often has its own deadline, sometimes tied to your age, and it can close years before the policy itself ends.

If you miss that window, getting coverage again means applying for a new policy, priced on your age and health today. You may still need the same coverage. You may need less now that the kids are grown and the mortgage is smaller. Either way, the decision is much easier while every door is still open.

Not sure where your policy stands? Bring it by and we'll read through it with you. No pressure, just clear answers. Call us at 803-432-8044 or visit PattesonInsurance.com.

Medicare's Annual Enrollment Period opens this Thursday, October 15, and the most useful thing you can do this week take...
10/13/2026

Medicare's Annual Enrollment Period opens this Thursday, October 15, and the most useful thing you can do this week takes about ten minutes. Before you look at a single plan, write down three things.

First, every medication you take, with the dose and how often. Each plan has its own drug list and pricing tiers, so the same prescription can cost very different amounts from one plan to the next. Second, the doctors and specialists you want to keep seeing. Networks change, and seeing a doctor outside your plan's network can cost more or not be covered at all. Third, the pharmacy you use. Many plans have preferred pharmacies, and the copay at one can be lower than at the one down the street.

With that list, we can check each plan against your real life instead of guessing what sounds good. If your Annual Notice of Change came in September, keep it with your list, because it shows exactly what your current plan is changing for 2027. Once enrollment opens, bring it all in and we'll go through your options together. Call 803-432-8044 or visit PattesonInsurance.com to set up a time.

There's a first time for everything. The first set of house keys. The first car in the driveway. The first morning the d...
10/12/2026

There's a first time for everything. The first set of house keys. The first car in the driveway. The first morning the doors open on a brand new business.

Columbus Day is about the courage it takes to set out into something new, and every one of those firsts takes a little of that same courage. Happy Columbus Day from all of us at Patteson Insurance.

You may have heard the Medicare Part D deductible is going up to $700 in 2027. Before that number worries you, know that...
10/09/2026

You may have heard the Medicare Part D deductible is going up to $700 in 2027. Before that number worries you, know that $700 is the maximum a plan can charge, not what everyone pays. Some plans have a lower deductible, and some don't have one at all.

There's good news too: the yearly out-of-pocket cap for covered drugs is $2,400 in 2027. Once you hit it, your covered prescriptions cost $0 for the rest of the year.

What matters most is how your medications are covered next year. Open Enrollment starts October 15, so grab your prescription list and call us at 803-432-8044. We'll compare your options together.

💗 If you're over 40 and your mammogram keeps getting pushed to "next month," consider this your friendly reminder. Octob...
10/08/2026

💗 If you're over 40 and your mammogram keeps getting pushed to "next month," consider this your friendly reminder. October is Breast Cancer Awareness Month, and booking that screening is one of the kindest things you can do for yourself and the people who count on you.

If cost is part of what's holding you back, here's some good news. Screening mammograms count as preventive care. Medicare covers one a year for women 40 and older, and most employer and marketplace plans cover them at no cost when you stay in network. Follow-up imaging can be billed differently, so if you're not sure what your plan covers, give us a call at 803-432-8044 and we'll help you check.

Book yours, then remind someone you love to book hers.

We know. It's thick, the print is small, and it looks a lot like junk mail. But if you have a Medicare Advantage or Part...
10/07/2026

We know. It's thick, the print is small, and it looks a lot like junk mail. But if you have a Medicare Advantage or Part D plan, the Annual Notice of Change that came in September is one of the most important things you'll get all year.

It's your plan telling you exactly what's different in 2027. That could be your premium, your copays, which drugs are covered, which pharmacies are preferred, or whether your doctor is still in network. And here's the catch: if you don't do anything, you usually just roll into next year's version of the plan, changes and all.

Pour a cup of coffee and give it 15 minutes before Open Enrollment opens on October 15. If anything in there surprises you, that's a good reason to give us a call before December 7. Call 803-432-8044 or visit PattesonInsurance.com

We see this happen every year. Someone gets a letter from their employer about "Creditable Coverage," figures it's just ...
10/06/2026

We see this happen every year. Someone gets a letter from their employer about "Creditable Coverage," figures it's just more benefits paperwork, and throws it away. Then, a few years later, it turns out that letter really mattered.

If you're on Medicare and you still have drug coverage through work, your employer has to send this notice before October 15. It tells you whether your prescription coverage is as good as standard Medicare Part D. If it is, you can keep it and sign up for Part D later without a penalty. If it isn't, or if you go 63 days or more without creditable coverage, Medicare adds a penalty to your Part D premium for as long as you have it.

So when it shows up, put it in the folder with your important papers. And if you're not sure what yours says, bring it by and we'll read through it with you.

Quick question: when's the last time you actually pressed the test button on your smoke alarm? If you had to think about...
10/05/2026

Quick question: when's the last time you actually pressed the test button on your smoke alarm? If you had to think about it just now, this is your sign. It's Fire Prevention Week, and that little beep only takes a second.

While you're up and walking around, pull out your phone and take a slow video of each room. Open the closets, get the TV, the tools in the garage, the jewelry box. It feels silly while you're doing it, but if you ever have a fire or a break-in, you'll be so glad you don't have to rebuild your whole house from memory.

One more thing from this year's campaign: charge your phone on the nightstand, not under your pillow. Hard surfaces only, and unplug once it's full. Stay safe, Camden.

Address

947 Broad Street
Camden, SC
29020

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(803) 432-8044

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