Mortgages PNW

06/17/2026

You may be closer than you think.
Join us June 25th for a free Zoom class covering low down payment options, ways to lower out-of-pocket costs, and how to build a real plan to buy a home.

Most buyers need less money upfront than they think.

Whether you’re ready now, 6 months out, or just exploring — clarity is the first step.

Register free today.

June 25th at 6:30 PM

06/16/2026

Realtors — I’m hosting a free Zoom workshop tomorrow on June 17 at 4pm covering Meta ads basics.

We’ll walk through campaign setup, housing ad category restrictions, local visibility strategy, and practical ad ideas for listings, open houses, buyers, and sellers.

Nothing overly complicated. Just a clear breakdown of how to think about Meta ads as a Realtor.

Message me “WORKSHOP” and I’ll send you the registration link.

06/12/2026

A pre-qualification can be a helpful starting point.

But a pre-approval usually gives you and your Realtor a much stronger position when it’s time to write an offer.

The difference comes down to documentation, review, and confidence in the numbers.

If you’re thinking about buying, getting clear early can make the whole process smoother.

06/10/2026

Before you start scrolling homes, it helps to know what your numbers actually look like.

A strong pre-approval gives you clarity around budget, loan options, estimated payment range, and what the next steps should look like.

The goal isn’t pressure.

It’s clarity.

Thinking about buying this year? Let’s start with a conversation.

06/06/2026

Realtors — Meta ads do not have to be intimidating.
They also don’t have to be expensive, overly complicated, or only useful if you’re spending thousands per month.

When used right, Facebook and Instagram ads can help you build local visibility, promote listings, support open houses, generate buyer/seller opportunities, and turn the content you’re already creating into more exposure.

Imagine walking into a listing appointment and being able to say:

“I don’t just list your home and hope people see it. I can help put your property in front of thousands of local people every single week.”

That changes the conversation.

That gives you another way to show value.

That helps separate you from the agent who is only relying on the MLS, a sign in the yard, and organic social posts.

That’s why I’m hosting a free live Zoom workshop for Realtors:

Meta Ads Workshop for Realtors
Wednesday, June 17th
4:00 PM PT
Live on Zoom

I’ll cover:
• Basic setup
• Campaign structure
• Housing ad category rules
• Listing and open house promotion
• Buyer/seller lead opportunities
• Content and education exposure

This will be simple, practical, and built for agents who want to better understand how Facebook and Instagram ads can fit into their business.

Register here:
https://us04web.zoom.us/meeting/register/OFyoa-FLTX2C5jINGCEeMA

05/27/2026

Investor property with an ADU?

This could make a big difference.

Some DSCR loan options may allow income from a permitted ADU to be counted in the rental income calculation.

Why does that matter?

Let’s say you’re looking at a duplex with a permitted ADU. Instead of only using the two main units for rental income, the ADU may be able to count as a third income stream.

That can potentially strengthen the DSCR and help a deal work that may not fit with a more standard approach.

A few key things matter:

• The ADU needs to be permitted and legally zoned
• Rental income may need to be supported by a market rent survey / 1007
• Purchase and refinance scenarios may require different documentation
• The appraisal needs to support the value and use of the ADU

This could be a helpful option for investors looking at duplexes, small multifamily properties, or investment properties with legal ADU income potential.

If you’re looking at a property with an ADU and want to see what options may be available, send me the scenario and I’m happy to review it.

05/26/2026

Another buyer pre-approved and ready to make an offer 🏡

05/15/2026

Always comes down to the strategy 👇
Happy to help you explore what makes the most sense for you.

05/11/2026

A lot of buyers assume the only thing that matters is the interest rate. In reality… the best mortgage strategy often comes down to what helps your specific situation the most.

Sometimes that’s lowering the monthly payment early on.
Sometimes it’s reducing upfront cash needed at closing.
Sometimes it’s a completely different loan structure altogether.

One of the biggest advantages of working with a mortgage broker is having access to multiple lenders, programs, and incentives instead of forcing every buyer into the same solution.

That’s why I’m always paying attention to what different lenders are rolling out and helping buyers structure a plan that actually fits their goals.

If you’re thinking about buying and want to better understand your options, feel free to reach out anytime.