The Lender Guy

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The Lender Guy www.AntonioSkeeters.com
www.NEXAmortgage.com
NMLS Consumer Access link https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1660690

🏡 Before you renew that lease, let’s talk about owning instead.What if your next monthly payment went toward a place you...
10/18/2026

🏡 Before you renew that lease, let’s talk about owning instead.

What if your next monthly payment went toward a place you could call your own?

You might be closer to homeownership than you think. With loan options starting at a 580 FICO score and down payment assistance available, don’t count yourself out before knowing your options.

📲 Let’s get you pre-approved and see what’s possible BEFORE you sign that next lease!

Antonio Skeeters | The Lender Guy
Nexa Lending | Your path to homeownership starts with a conversation.

NexaLending

🏡 YOU DON’T NEED PERFECT CREDIT TO BUY A HOME.Think a 580 credit score automatically puts homeownership out of reach? Th...
10/16/2026

🏡 YOU DON’T NEED PERFECT CREDIT TO BUY A HOME.

Think a 580 credit score automatically puts homeownership out of reach? Think again.

A few questions worth asking yourself:

👉 What if you could become a homeowner sooner than you thought?

👉 What would it mean to stop renting and start building equity of your own?

👉 And if the down payment is what’s holding you back, have you explored the assistance programs that may be available to you?

An FHA loan may allow qualifying buyers to purchase with a 580 credit score and as little as 3.5% down. Depending on your eligibility, down payment assistance may also help reduce what you need to bring to closing.

You don’t have to have everything figured out before starting the conversation. You just need to know what options are available.

I’m Antonio Skeeters, The Lending Guy with NEXA Lending. Let’s look at where you stand and build a game plan around your situation.

📲 DM me the word “HOME” to get the conversation started. You might be closer than you think.

FHALoan DownPaymentAssistance MortgageTips HomeBuyingJourney CreditScore

All loans are subject to credit, income, underwriting, and program requirements. FHA’s minimum qualifying credit score and down payment requirements apply; down payment assistance eligibility varies by program and location.

WHY YOU MIGHT NOT WANT TO KEEP YOUR 3% MORTGAGE RATE. 👀🏡I know what you’re thinking: “Antonio, why would I give up my 3%...
10/16/2026

WHY YOU MIGHT NOT WANT TO KEEP YOUR 3% MORTGAGE RATE. 👀🏡

I know what you’re thinking: “Antonio, why would I give up my 3% rate?”

Fair question. But what if focusing on that rate is keeping you from seeing the bigger financial picture?

💰 Could a refinance improve your monthly cash flow?

🏡 Could you put your home’s idle equity to work?

📈 Could restructuring your debt create opportunities to acquire income-producing assets?

And could the right strategy improve your overall tax position? That’s a conversation worth having with your tax professional.

Don’t get me wrong. Sometimes, keeping that 3% rate is absolutely the right move.

But the lowest rate doesn’t always mean the strongest financial position.

I’m Antonio Skeeters, The Lending Guy with NEXA Lending. Let’s look beyond the rate and evaluate what makes the most financial sense for YOU.

📲 DM me “3% RATE” and let’s run the numbers.

Don’t refinance blindly. But don’t leave an opportunity unexplored.

— Antonio Skeeters | The Lending Guy
NEXA Lending | NMLS #1705030

HomeEquity CashFlowStrategy WealthBuilding RealEstateFinance FinancialStrategy NEXALending

Refinancing involves costs and risks. Using home equity creates additional debt secured by your home. Potential tax benefits depend on individual circumstances.

10/15/2026

Wednesday night. Take a breath. Reset. Refocus. Recharge. 💯

The workweek isn’t over, but that doesn’t mean you have to run on empty.

Tonight, unplug for a little while. Move your body. Put on some good music. Enjoy your own company. And take a few minutes to get your mind right for what’s next.

You don’t have to have everything figured out by Wednesday. Sometimes, you just need to slow down long enough to get back in your own rhythm.

Protect your peace. Reset your focus. Finish the week strong.

— The Lender Guy | Antonio Skeeters
Real People. Real Guidance. Real Solutions.

🚨 NOT THE USUAL LENDER. NOT THE USUAL SUSPECT.I’m a SoCal native with East Coast DNA who has called Ventura County home ...
10/13/2026

🚨 NOT THE USUAL LENDER. NOT THE USUAL SUSPECT.

I’m a SoCal native with East Coast DNA who has called Ventura County home for over 23 years. A local volunteer, football coach, executive chef, TV personality, business leader, and board member. From Guy’s Grocery Games on Food Network and cooking segments on Hallmark Channel to serving our local youth, I believe in serving up, showing up, and making a difference.

Now, let’s talk financing. My first loan was in 2004, and today I bring that experience to my role as an independent loan officer with NEXA Lending.

🏡 Home purchases and refinancing
💼 Business and investment financing
🤝 Solutions built around your goals

When you’re ready to explore your options, talk to someone who knows this community because he’s part of it.

Antonio Skeeters | The Lender Guy
NEXA Lending | NMLS #1705030
Company NMLS #1660690

Real People. Real Solutions. That’s Me.

Higher Rates and Home Prices? Let’s Talk About Your Options.Today’s housing market can make it difficult to know when to...
10/11/2026

Higher Rates and Home Prices? Let’s Talk About Your Options.

Today’s housing market can make it difficult to know when to buy, refinance, or explore the equity in your home. But you don’t have to figure it all out on your own.

I’m Antonio Skeeters, The Lender Guy. I help people explore mortgage options based on their individual goals and financial circumstances.

Whether you’re considering purchasing a home, reviewing your current mortgage, or exploring ways to use your home equity, let’s start with a conversation about what may make sense for you.

The right strategy starts with understanding the whole picture, not just the interest rate.

Don’t just look at your mortgage. Look at your entire financial picture.


Antonio Skeeters, The Lender Guy
NMLS #1705030 | NEXA Lending, NMLS #1660690

10/11/2026

A lil Gold Coast Youth Football League action on a Saturday evening Camarillo Stingers Youth Football & Cheer 🏈&📣 on a Saturday

10/10/2026

🏡 Thinking about buying your first home but waiting for the “right time”?

Don’t let interest rates alone make the decision for you. The first step is finding out where you stand today and what your options really look like.

You don’t have to predict the market. You just need a plan that makes sense for you.

Let’s have the conversation now. Find out what you qualify for, explore your options, and make an informed decision about your next move. You might be closer to homeownership than you think!

📲 The Lender Guy — Antonio Skeeters
Let’s talk about your options.

Which homeowner is actually in the better financial position?The one with the lower mortgage rate?Not necessarily.Imagin...
10/08/2026

Which homeowner is actually in the better financial position?

The one with the lower mortgage rate?

Not necessarily.

Imagine one homeowner with a 3% mortgage, a car payment and high-interest credit card debt.

Now imagine another homeowner with a higher mortgage rate, but who has used available home equity to restructure other expensive debt.

Which one has the better financial position?

You cannot answer that question by looking at the mortgage rate alone.

You have to look at:

• Total monthly obligations
• Interest rates across all debt
• Available home equity
• Cash flow
• How the debt is structured
• Long-term financial goals
• Potential tax implications

That is why I believe mortgage planning should be about more than finding the lowest rate.

The lowest mortgage rate does not automatically equal the strongest financial position.

Let’s run the numbers and see what actually makes sense for you.

Antonio Skeeters
The Lender Guy
NMLS #1705030
NEXA Lending, NMLS #1660690

Don’t just look at your mortgage. Look at your entire financial picture.
MortgageStrategy FinancialStrategy Homeowner

Saturday and Sunday are still two of the best days to get out, see homes in person, and get a real feel for what’s avail...
10/04/2026

Saturday and Sunday are still two of the best days to get out, see homes in person, and get a real feel for what’s available in your market.

If buying a home is on your radar, take a few minutes today to:

• Check your local listings
• Follow Realtors in the areas you’re interested in
• Look for open house posts on social media
• Save a few properties you want to tour

And if you’re serious about making a move, bring a copy of your pre-approval letter with you.

You never know when you’ll walk into the right house, and if the opportunity is there, you want to be ready to have a real conversation and negotiate from a position of strength.

Not pre-approved yet? That should be step one.

Antonio Skeeters | The Lender Guy
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