Brian Z. Nations Lending

02/27/2024

12/04/2023

📣 Exciting News! 🎉 We're thrilled to announce that Nation's Lending has increased loan limits for 2024! 🏠💰 Now, even more people can access the financing they need to achieve their homeownership dreams. 🌟 Whether you're a first-time homebuyer or looking to upgrade, our expanded loan limits mean more opportunities for you. Don't miss out! Contact us today to learn how you can benefit from these increased loan limits.

11/20/2023

Introducing favorable changes in Loan-to-Value (LTV) percentages for owner-occupied multi-unit properties! Owner-occupied duplexes are now increasing from 85% to 95% and owner-occupied triplexes and fourplexes are increasing from 75% to 95%.

11/13/2023

A Cashout Refinance is a financial strategy that homeowners can utilize to tap into the equity they have built in their homes, providing an opportunity to reclaim financial freedom.

11/08/2023

🏡 Looking to buy your dream home but feeling a bit hesitant? 😌 Don't worry, we've got a solution! 💡 Seller concessions are here to save the day. 💰💫

Contact us today to learn more about how seller concessions can benefit you!

11/03/2023

Don't let credit card debt hold you back any longer. Embrace the power of a cash-out refinance and unlock the hidden potential in your home. By leveraging your home's equity and redirecting it towards clearing your credit card debt, you can achieve financial freedom.

10/26/2023

Interest Rate Buydown ⬇️ vs. Price Reduction 🏡📉: A 2023 Comparison

In a year where interest rates are on the rise, and home affordability seems to be taking a hit, it's essential to consider your options as a home seller. While reducing the listing price is a common strategy to attract more buyers, it may not always yield the desired results. Not only does it impact the seller's proceeds, but the reduction often doesn't significantly affect the buyer's new mortgage payment.

When you crunch the numbers, there's an alternative approach worth exploring. Instead of requesting a price reduction, you can negotiate for seller credits and allocate those funds to temporarily lower the interest rate for the initial years of your mortgage. Surprisingly, this has a MUCH larger impact on improving home affordability and reducing your monthly mortgage payment.

If you'd like to learn more, please don't hesitate to reach out. We can provide several examples of how we are making this a WIN-WIN for buyers, sellers, and realtors alike!

10/24/2023

Building equity through homeownership offers a significant advantage over renting. Reach out to learn more.

10/17/2023

Find your ultimate mortgage partner at Nations Lending—a company that stands out by offering unique loan options in this challenging market.

10/12/2023

Nations Lending is announcing favorable changes in LTV percentages for 2-unit and 3-4 unit properties. What does this mean for you, the buyer? Less cash is required for a down payment.