Prince Agency

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Prince Agency Experienced local personal-benefit consultant. Health Insurance, Medicare, Life insurance & Long Te

We are local personal-benefit consultants for Health Insurance, Medicare, Life insurance & Long-Term Care located in Caledonia, Michigan. As experienced and knowledgeable licensed insurance agents, we want to be your trusted source of information. We offer residents of Michigan professional guidance at no cost. As your trusted advisors, we will work personally with you to identify your insurance needs and budget. We can offer you a variety of options from multiple carriers that address your needs to help protect your health, wealth, and wellness in order to give you peace of mind. If you’re looking for Health, Medicare, Life, Supplemental, or Long-Term Care options, please contact us today for a free consultation and no-obligation quote or a review of your current coverage. We are also certified to provide help on or off the Federal Marketplace “Exchange.”

It can write other words too!..though mostly it just signs sea-crets. 😉✒️
10/16/2026

It can write other words too!
..though mostly it just signs sea-crets. 😉✒️

10/15/2026

Q&A in the comments!

Planning a summer getaway?A safe journey starts at home. Before you zip up your suitcase, take a moment to make sure you...
10/14/2026

Planning a summer getaway?

A safe journey starts at home. Before you zip up your suitcase, take a moment to make sure your health is ready to travel, too. Not all insurance plans cover out-of-state or international care, so it’s smart to know what your policy includes. If you're not sure, we can help you double-check before you go.

Here are 5 quick ways to get your wellness routine travel-ready:

📂Know your coverage—especially for care outside your plan’s network or state.
🖊️Consider a travel policy or supplemental evacuation insurance for peace of mind.
💊Bring the basics, including meds, a list of prescriptions, and emergency contacts.
🩺Get your shots and take care of any preventive care before you go.
🥦Stay healthy on the move—hydrate, stretch, sleep, and don’t skip the veggies!

A little planning now means fewer headaches later in case you run into any hiccups. Wishing you safe—and healthy—travels!

⚠️ Still contributing to an HSA after age 65? Medicare enrollment could create an unexpected tax issue.Simply turning 65...
10/13/2026

⚠️ Still contributing to an HSA after age 65? Medicare enrollment could create an unexpected tax issue.

Simply turning 65 doesn’t automatically make you ineligible to contribute to an HSA. But once you’re enrolled in Medicare, you generally can’t make or receive HSA contributions, even if you’re still working and covered by an HSA-eligible employer health plan.

Here’s where it can get tricky: If you’re already receiving Social Security benefits when you become eligible for Medicare, you’re generally automatically enrolled in Medicare Part A and Part B.

And if you delay Medicare while working past 65, and then enroll later, premium-free Part A coverage may be retroactive for up to six months. HSA contributions made for months covered retroactively by Medicare could become excess contributions and may have tax consequences if not corrected.

If you plan to work past 65 and keep contributing to an HSA, it’s important to coordinate your HSA contributions with the timing of Medicare and Social Security.

A little planning can help prevent an unexpected tax headache.

Confused by this whole issue? We get it! Give us a call and we can help.

At the beginning! George always knew how to start things off right—with a capital W. 😎
10/09/2026

At the beginning!

George always knew how to start things off right—with a capital W. 😎

Pop a pill? Not always the answer.Next time a headache hits, try these pill-free relief hacks:Tall glass of water30 minu...
10/07/2026

Pop a pill? Not always the answer.

Next time a headache hits, try these pill-free relief hacks:

Tall glass of water

30 minutes in a dark, quiet room

Cold washcloth on the forehead

Gentle massage or heat therapy

Skip the side effects. Treat your headache, not your medicine cabinet.

Medicare’s new GLP-1 Bridge program is creating another pathway for eligible beneficiaries to access certain weight-mana...
10/06/2026

Medicare’s new GLP-1 Bridge program is creating another pathway for eligible beneficiaries to access certain weight-management medications.

The temporary program began July 1, 2026, and is scheduled to run through December 31, 2027. As of August 2026, it includes Wegovy, Foundayo and Zepbound (KwikPen only) for a $50 monthly copay. Ozempic and Mounjaro are not included.

Eligibility depends on both Medicare drug coverage and health criteria. Beneficiaries may qualify with a BMI of 35 or higher, or with a lower BMI plus certain conditions, such as prediabetes, uncontrolled high blood pressure, chronic kidney disease, certain heart conditions, or a previous heart attack or stroke.

A standalone Part D plan isn’t required. Members of eligible Medicare Advantage plans with prescription drug coverage can qualify as well.

There are additional eligibility requirements and exclusions, so the best place to start is with a health care provider, who can determine whether the clinical requirements are met.

Have questions about how the GLP-1 Bridge fits with your Medicare coverage? We’re happy to help you understand your options.

A towel!Just when you thought it was the chlorine... it was the towel all along! 🏖️😂Stay dry, stay punny!
10/02/2026

A towel!

Just when you thought it was the chlorine... it was the towel all along! 🏖️😂
Stay dry, stay punny!

🕺 It’s never too late to start moving! Staying active is one of the best ways to boost your energy, protect your health,...
09/30/2026

🕺 It’s never too late to start moving! Staying active is one of the best ways to boost your energy, protect your health, and feel better every day—at any age.

Here’s how to keep it simple and sustainable:
🚶 Walk, swim, or dance—whatever you enjoy
💪 Add light strength training for bones & muscles
🧘‍♀️ Try yoga or stretching to improve balance
🎯 Set small, realistic goals and build gradually

You don’t need to be an athlete—just consistent. Movement is medicine. 💥

📬 Keep an eye on your mailbox this September! If you have a Medicare Advantage or Part D prescription drug plan, you sho...
09/29/2026

📬 Keep an eye on your mailbox this September! If you have a Medicare Advantage or Part D prescription drug plan, you should be receiving your Annual Notice of Change (ANOC) letter by September 30th. This letter explains what's changing with your plan starting January 1st — things like your premium, deductible, drug coverage, which doctors or pharmacies are in network, and how benefit coverage is changing.

It's easy to set this letter aside, but taking a few minutes to read through it can save you from surprises come the new year. And if something in your ANOC catches your attention, remember that Medicare's Annual Enrollment Period runs from October 15th through December 7th, giving you time to compare plans and make a change if you need to.

If you have questions about what your ANOC means for you, we're always happy to help walk through it with us and discuss plan options starting October 1. Send us a message or give us a call!

Address

8980 N Rodgers Court SE Ste A
Caledonia, MI
49316

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(616) 433-6636

Website

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