ARDRI - Simplified Non-QM Lending

ARDRI - Simplified Non-QM Lending ARDRI is a technology-forward non-QM and Business Purpose mortgage lender dedicated to simplifying the complexities of modern lending for TPO mortgage brokers.

⭐ Over 10 Five-Star Reviews and Counting ⭐At ARDRI, we believe great lending experiences are built by great people.A hug...
06/26/2026

⭐ Over 10 Five-Star Reviews and Counting ⭐

At ARDRI, we believe great lending experiences are built by great people.

A huge congratulations to Caroline Sabey, our Funder/Doc Specialist, for earning more than 10 five-star Google reviews from brokers and borrowers who have experienced her dedication firsthand. 👏

In an industry where communication, accuracy, and responsiveness can make or break a transaction, Caroline consistently delivers.

Her commitment to service reflects what ARDRI strives to provide every day:
✔️ Fast turn times
✔️ Exceptional communication
✔️ Common-sense underwriting
✔️ Competitive pricing
✔️ Innovative technology
✔️ Personalized support from submission to funding

Whether it's helping brokers navigate a challenging Non-QM scenario or ensuring a smooth closing experience, team members like Caroline help make the difference.

At ARDRI, our mission is simple: Work Smarter. Close Faster.

Thank you, Caroline, for representing our culture of service, partnership, and excellence. 🎉

What qualities do you value most in a lending partner when it comes to getting loans across the finish line?

© 2026 ARDRI LLC. NMLS #2495114. All rates, fees, and programs are subject to change without notice. Additional restrictions may apply. This information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. https://na2.hubs.ly/H06gRLV0.

What if qualifying an investor didn't require tax returns, W-2s, or stacks of income documentation?Many strong real esta...
06/25/2026

What if qualifying an investor didn't require tax returns, W-2s, or stacks of income documentation?

Many strong real estate investors have complex income situations that don't fit conventional lending guidelines. That doesn't mean the deal shouldn't get done.

ARDRI's No Ratio Program focuses on the property and overall loan profile instead of personal income verification, creating opportunities for investors who may otherwise hit a dead end.
🔹 No income or employment verification required
🔹 Up to 75% LTV Purchase & Rate/Term Refinance
🔹 Up to 70% LTV Cash-Out Refinance
🔹 Loan amounts up to $2 million
🔹 30-Year Interest-Only options available
🔹 First-time investors welcome
🔹 No reserve options available for qualifying borrowers

If you have an investor whose tax returns, write-offs, or documentation are making qualification difficult, don't assume the deal is dead.

ARDRI's No Ratio Program may be the solution that helps you close the loan and keep your borrower moving forward.

Have a challenging scenario? Send it our way. We'd love the opportunity to help.
👉 https://na2.hubs.ly/H06gLpw0

© 2026 ARDRI LLC. NMLS #2495114. All rates, fees, and programs are subject to change without notice. Additional restrictions may apply. This information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. https://na2.hubs.ly/H06gKTY0.

When brokers talk about what matters most, the answer is usually simple:✅ Fast responses✅ Reliable ex*****on✅ People who...
06/25/2026

When brokers talk about what matters most, the answer is usually simple:
✅ Fast responses
✅ Reliable ex*****on
✅ People who genuinely care about getting the deal done

That's why reviews like this mean so much to our team:
⭐️⭐️⭐️⭐️⭐️

"Wesley Olison, John DiGiacomo and Zsofia Hayden are all the best to work with! They are extremely helpful, responsive and knowledgeable. One of the best Non-QM lenders that I have worked with out there :)"
— Grant Fisher

At ARDRI, we believe great lending starts with great partnerships. We combine competitive pricing, common-sense underwriting, fast turn times, innovative technology, and personalized service to help brokers close more loans with confidence.

Whether it's a Bank Statement loan, DSCR, Foreign National, ITIN, Asset Depletion, or another challenging Non-QM scenario, our team is committed to providing the communication and support brokers deserve. 🚀

To Grant, thank you for the kind words and for trusting ARDRI as your lending partner.

Work Smarter. Close Faster.

What qualities do you value most in a lending partner? Let us know in the comments. 👇

© 2026 ARDRI LLC. NMLS #2495114. All rates, fees, and programs are subject to change without notice. Additional restrictions may apply. This information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section http://1026.2 of Regulation Z, which implements the Truth-In-Lending Act. https://na2.hubs.ly/H06j5Qm0.

🚀 Meet Brad Johnson, Senior Account Executive at ARDRI!We're excited to spotlight Brad Johnson, a seasoned mortgage prof...
06/24/2026

🚀 Meet Brad Johnson, Senior Account Executive at ARDRI!

We're excited to spotlight Brad Johnson, a seasoned mortgage professional who brings a unique combination of retail origination and wholesale lending experience to the ARDRI team.

Brad understands the challenges mortgage brokers and loan officers face because he's been in their shoes. His expertise in Non-QM, Investor, and Business Purpose lending helps brokers uncover opportunities that traditional lending solutions often miss.

What sets Brad apart is his commitment to helping partners succeed. Whether it's navigating a complex loan scenario, identifying new lending opportunities, or helping brokers expand into new niches, Brad is focused on delivering solutions that help his partners close more loans and grow their businesses.

Known for his problem-solving mindset, responsiveness, and dedication to creating value, Brad is a trusted resource for brokers looking to win more often in today's evolving lending environment.

When he's not helping brokers structure deals, you'll find him reading, traveling, and exploring new destinations that fuel the curiosity and determination he brings to every client relationship.

If you're looking for a lending partner who is invested in your success, connect with Brad today.

👉 Learn more about Brad and visit his page: https://na2.hubs.ly/H06gLH60

© 2026 ARDRI LLC. NMLS #2495114. All rates, fees, and programs are subject to change without notice. Additional restrictions may apply. This information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. https://na2.hubs.ly/H06gH-m0.

Self-employed. Real estate investors. Foreign Nationals. Business owners. High-net-worth clients with complex income.The...
06/24/2026

Self-employed. Real estate investors. Foreign Nationals. Business owners. High-net-worth clients with complex income.

These aren't bad borrowers. They're underserved opportunities. 💡 That's where Non-QM comes in.

At ARDRI, we help mortgage brokers turn challenging scenarios into closed loans with flexible solutions including:
✔️ DSCR and No Ratio Investor Loans
✔️ Bank Statement, 1099, and P&L Only Programs
✔️ One-Year Self-Employed Options
✔️ Foreign National Financing
✔️ ITIN Programs
✔️ Business Purpose and Investor Solutions

And because products alone don't close loans, we back them with:
🔹 Competitive pricing
🔹 Common-sense underwriting
🔹 Fast turn times
🔹 Exceptional communication
🔹 Technology-driven solutions
🔹 Personalized support from experienced Non-QM professionals

When other lenders say "no," there may be a smarter path forward.

The brokers winning in today's market aren't waiting for perfect borrowers. They're finding solutions for real-world borrowers.

What borrower scenario are you seeing most often right now that doesn't fit the traditional box?
👉 https://na2.hubs.ly/H06gJwX0

© 2026 ARDRI LLC. NMLS #2495114. All rates, fees, and programs are subject to change without notice. Additional restrictions may apply. This information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. https://na2.hubs.ly/H06gJQF0.

Every broker has seen it. A strong borrower. A solid property. A loan that makes sense.But the guidelines say no. That's...
06/23/2026

Every broker has seen it. A strong borrower. A solid property. A loan that makes sense.

But the guidelines say no. That's where Non-QM expertise makes all the difference. 💡

At ARDRI, we've built our platform around helping brokers qualify more borrowers and close more loans with flexible solutions like:
🔹 DSCR from 1.50 down to No Ratio
🔹 1099 Only, K-1 Only, P&L Only, and Bank Statement programs
🔹 One-Year Self-Employed options
🔹 Re-Entry Workforce programs
🔹 Foreign National financing with no U.S. credit or visa requirements
🔹 Select Business Purpose programs with no reserves, source, or seasoning requirements

Pair these niches with competitive pricing, common-sense underwriting, fast turn times, and responsive communication, and you have a lending partner focused on helping you win more business.

Technology-driven. Broker-focused. Built for today's borrowers.

🚀 Work Smarter. Close Faster.

What's the most challenging borrower scenario you've seen recently that traditional lending couldn't solve? https://na2.hubs.ly/H06fb460

© 2026 ARDRI LLC. NMLS #2495114. All rates, fees, and programs are subject to change without notice. Additional restrictions may apply. This information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. https://na2.hubs.ly/H06fb-Q0.

🔥 When a broker has a deadline and another lender can't get the job done, that's when the right lending partner matters ...
06/22/2026

🔥 When a broker has a deadline and another lender can't get the job done, that's when the right lending partner matters most.

Congratulations to William Boucher, Senior Account Executive, on helping a broker bring this deal across the finish line:
🔹 4 Days Clear-to-Close
🔹 $308,000 Loan Amount
🔹 80% LTV
🔹 Business Purpose DSCR
🔹 Single-Family Investment Property
🔹 Henrico, VA

This file was transferred to ARDRI from another lender after the appraisal had already been completed. With a strict closing deadline in place, our team moved quickly, communicated proactively, and executed.

At ARDRI, we understand that speed alone isn't enough. Brokers need a lending partner that combines competitive pricing, common-sense underwriting, responsive communication, innovative technology, and personalized service to help get deals closed.

Whether it's a straightforward DSCR loan or a challenging scenario that needs a fresh set of eyes, our team is committed to helping brokers Work Smarter. Close Faster. 🚀

Have a loan that's stuck with another lender or facing a tight closing deadline? Let's talk.

👉 Connect with William Boucher https://na2.hubs.ly/H06dKbn0

© 2026 ARDRI LLC. NMLS #2495114. All rates, fees, and programs are subject to change without notice. Additional restrictions may apply. This information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. https://na2.hubs.ly/H06dJmb0.

💪 The best teams aren't just built. They're reunited.Today we're celebrating the return of Senior Account Executive Trip...
06/22/2026

💪 The best teams aren't just built. They're reunited.

Today we're celebrating the return of Senior Account Executive Tripp Adams to ARDRI.

When talented people find their way back home, it says a lot about the culture, vision, and momentum of an organization.

Tripp's passion for helping brokers succeed, combined with ARDRI's commitment to speed, service, communication, and innovative lending solutions, creates a winning combination for our broker partners.

The next chapter starts now, and we're excited to see what Tripp accomplishes as he helps brokers close more Non-QM and Business Purpose loans.

🤝 Welcome back, Tripp. Let's get after it.

Learn more about Tripp: https://na2.hubs.ly/H05VhrX0

© 2026 ARDRI LLC. NMLS #2495114. All rates, fees, and programs are subject to change without notice. Additional restrictions may apply. This information is intended solely for mortgage bankers, mortgage brokers, financial institutions and correspondent lenders. Not intended for distribution to consumers, as defined by Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. https://na2.hubs.ly/H05Vh5s0.

Today, we celebrate the fathers, grandfathers, stepfathers, mentors, and father figures who have helped shape our lives ...
06/21/2026

Today, we celebrate the fathers, grandfathers, stepfathers, mentors, and father figures who have helped shape our lives in ways both big and small.

Many of the lessons that guide us every day didn't come from a classroom or a textbook. They came from watching someone work hard, keep their word, put family first, overcome challenges, and lead by example.

Fatherhood isn't measured by titles. It's measured by presence, sacrifice, guidance, and love.
On this Father's Day, take a moment to reach out, share a memory, say thank you, or simply spend time with the people who matter most.

What's the best piece of advice your father or a father figure ever gave you?

Happy Father's Day to all the incredible dads and role models out there. 💙


As we head into Father's Day weekend, it's a great reminder that some of life's most important lessons come from the dad...
06/19/2026

As we head into Father's Day weekend, it's a great reminder that some of life's most important lessons come from the dads, father figures, mentors, and role models who helped shape us along the way.

Whether it's the value of hard work, integrity, perseverance, leadership, or simply showing up when it matters most, their influence often extends far beyond what they realize.

To all the fathers balancing family, careers, businesses, and everything in between, thank you for the example you set every day.

From all of us at ARDRI, we wish you a relaxing, meaningful, and well-deserved Father's Day weekend filled with family, laughter, and great memories.

Happy Father's Day! 💙

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27001 Agoura Road, Suite 100
Calabasas, CA
91301

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Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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