Pro-Line Mortgage Inc.

Pro-Line Mortgage Inc. Proline Mortgage offers very competitive interest rates and loan programs. www.prolinemortgage.com

NMLS # 238904

During my years in this industry, I have had the pleasure of establishing relationships with many business managers, financial planners, Real Estate and Lending professionals. During this time, my experience and the knowledge I have gained has been an invaluable asset to me. It is not uncommon for me to successfully close a loan that had been previously declined by a competitor.

Earth Day is the perfect time to remember that small changes can make a big difference no matter what the context. There...
04/23/2022

Earth Day is the perfect time to remember that small changes can make a big difference no matter what the context.

There are a few tiny but manageable home sustainability tips you can make starting today that will impact our world for years to come:⁣
⁣
+ Switch to energy-efficient light bulbs.⁣
Reuse bags, water bottles, scrap paper, and glass jars.⁣
+ Plant a backyard garden or start composting.⁣
+ Replace appliances with energy-efficient models.⁣
+ Turn off lights when you leave a room.⁣
+ Repair drippy faucets.⁣
+ Lower the temperature on your water heater or thermostat.⁣
+ Use cloth instead of paper to clean your kitchen.⁣
⁣
Have any home sustainability tips to share? Comment below!⁣

03/23/2022

Too soon?

f u n d e d 📍 Beverly Hills , CA💰 Purchase Price 6,600,000.0012mo Bank Statement | No Tax Returns Huge thanks to and f...
03/03/2022

f u n d e d
📍 Beverly Hills , CA
💰 Purchase Price 6,600,000.00
12mo Bank Statement | No Tax Returns

Huge thanks to and for a smooth transaction 🤝

F U N D E D.📍 Calabasas , CA🏡 3Bed, 3 bath | 1850 sq ft💰 Purchase Price 1,500,000.00JUMBO LOAN | 24mo Bank StatementYes,...
01/19/2022

F U N D E D.
📍 Calabasas , CA
🏡 3Bed, 3 bath | 1850 sq ft
💰 Purchase Price 1,500,000.00
JUMBO LOAN | 24mo Bank Statement
Yes, that means no tax returns needed.

S/O to & for being great to work with and killing it by double ending this transaction

In a rapid-fire seller’s market, you need more than great finances and a quick-on-the-draw offer to land the home of you...
12/28/2021

In a rapid-fire seller’s market, you need more than great finances and a quick-on-the-draw offer to land the home of your dreams. You need guts, grit, and every advantage to edge out the competition—even if your offer is thousands above asking.

Enter appraisal gap coverage.

Appraisal gap coverage affords a middle ground between including an appraisal contingency in your offer (drag!) and waiving it completely (agh!).

It sounds like an insurance policy, but it's not. It's strategic language in your purchase contract that states you’re willing to pay the difference between the appraised value and the contract price, up to a certain amount.

If a seller is studying two equal offers and one has appraisal gap coverage but the other offer doesn’t, they’ll go with the one with the gap coverage.

Have hopes of buying soon but feel a tad hesitant? Let's have a conversation—I'd love the chance to guide you through the buying process, connect you with an awesome realtor, and make sure your offer is the one on top!

F U N D E D 📍 Los Angeles, CA💰 2,050,000Jumbo | Bank Statement+ Full Docgreat working with & on this one!🍻
12/28/2021

F U N D E D
📍 Los Angeles, CA
💰 2,050,000
Jumbo | Bank Statement+ Full Doc

great working with & on this one!🍻

Q: How far in advance should I apply for a mortgage?⁣A: Ideally, you want to start the process when you are shopping aro...
12/09/2021

Q: How far in advance should I apply for a mortgage?⁣

A: Ideally, you want to start the process when you are shopping around for a new home. Doing so will tell you exactly how much you can afford, what your monthly payments will be, and what your total monthly obligations are.

Questions about the home buying process? We’ve got your answers!

5 Mortgage Myths — DEBUNKED!MYTH: You have to have a 20% down payment to buy a house. TRUTH: Different loans require d...
12/07/2021



5 Mortgage Myths — DEBUNKED!

MYTH: You have to have a 20% down payment to buy a house.

TRUTH: Different loans require different down payments—some as low as 0%!

MYTH: Pre-qualified means the same thing as pre-approved.

TRUTH: A pre-qualification is a quick assessment of how much money you can borrow based on info you provide—no documentation necessary. A pre-approval letter indicates you’ve provided financial information to a lender and they have approved you for a designated loan amount. Serious about buying? Get pre-approved.

MYTH: You need a stellar credit score to get a mortgage.

TRUTH: For a conventional loan backed by Fannie Mae or Freddie Mac, the minimum score required is 620. The lowest credit score to buy a house with an FHA loan is 580. Mortgages are out there for folks with a wide range of credit scores. Plus, there are things you can do to improve it along the way.

MYTH: You don’t need to shop mortgage rates. They’re the same no matter where you go.

TRUTH: Just like any major purchase, shop around! Not all mortgage rates are the same. Closing costs and other fees can vary from one lender to another.

MYTH: It’s cheaper to rent a home than it is to own a home.

TRUTH: Owning builds equity, offers tax benefits, and gives you a predictable payment year after year. Not to mention, buying now allows you to lock in historically low rates.

Don’t be fooled by every mortgage myth you hear! Talk to folks who know the truth (helllo🙋🏻‍♂️ ) and can help make homeownership a reality for you.

to this beaut in !
12/07/2021

to this beaut in !

It's !! Is that a thing? Should we make it a thing? Whatever, we funded.
12/06/2021

It's !! Is that a thing? Should we make it a thing? Whatever, we funded.

3 things to know about down payments:The more cash you can scrape together towards a down payment, the better your inter...
12/06/2021

3 things to know about down payments:

The more cash you can scrape together towards a down payment, the better your interest rate may be. BUT don’t wipe out your entire savings. You’ll need some cash reserves as a new homeowner.

You can buy a home with less than 20% down, but a smaller down payment means paying Private Mortgage Insurance (PMI)—typically 0.5-1.5% of the original loan amount.

If you’ve been piling up cash for a down payment but can’t seem to make any headway, a down payment assistance program (like an FHA loan or VA loans) might help.

Down payment questions rolling around in your head? Let me help! DM us your questions, and we'll be in touch!

to this goregous home we funded back in September 💰 🏡 Purchase Price: $6,252,000Jumbo | 24 MO Bank Statement ProgramSh...
12/03/2021

to this goregous home we funded back in September 💰 🏡

Purchase Price: $6,252,000

Jumbo | 24 MO Bank Statement Program

Shoutout to this amazing team for a smooth transaction

Address

5016 N. Parkway Calabasas Suite 200
Calabasas, CA
91302

Telephone

+18185405626

Website

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