Richard Kosoff at Guaranteed Rate NMLS# 459585

06/11/2026

06/10/2026

Are you ready to nail your finances and own the home of your dreams? 🏀 Let's aim for more than just a slam dunk when it comes to your mortgage rate.

As a mortgage loan officer, I'm here to guide you every layup and jump shot of the way to your perfect home loan. My goal is to make the process as smooth and exciting as winning on the court.

Curious about your mortgage game plan or want to score the best rate? Send me a message or comment below with any questions.

Let’s turn your homeownership dreams into a champion reality!

https://myoc.io/epyn8ASR0dx

NMLS #459585

06/05/2026

Just a fun video I put together promoting Rate, Me and Bball! Enjoy!

Just a little video I put together to introduce myself and the area...

05/19/2026

Let’s talk timing. Rising home prices and relatively low inventory could affect the math on when it’s the right time to buy. If you’ve got a house in mind, let’s chat about how to use the market in your favor.

Learn more: http://ms.spr.ly/6180vp33q

05/14/2026

Fast, simple and designed for Veterans, a VA Interest Rate Reduction Refinance Loan (IRRRL) could help you refi in just days, while lowering your interest rate and skipping extra paperwork.

Connect with me to learn more: http://ms.spr.ly/6188vRHpO

05/13/2026

If your goal is a lower monthly payment, mortgage points might be part of the strategy. The key is knowing whether paying more now actually benefits you long term. That’s where I come in.

Let's connect: http://ms.spr.ly/6185vuerh

05/12/2026

Think you’ve found your dream home? I’ll help you make sure the numbers are in sync. The appraisal is where value gets verified and where strategy matters most. I’ll guide you through your options so nothing catches you off guard.

Let's connect: http://ms.spr.ly/6181vPNqH

05/11/2026

If you’re on the hunt for your next home, I’ve got some great news. In short, sales are shifting in buyers’ favor and mortgage rates are down from last year. The next step is to use these conditions to your advantage, and I’m here to help with that.

Let’s talk: http://ms.spr.ly/6182vPwJ6

05/07/2026

At Rate, we're committed to serving those who served, offering VA loan benefits including no minimum FICO and multiple loan options. You may have more opportunities than you think. Buy or refi** with us today.

Learn more: http://ms.spr.ly/6180vM7E6

05/06/2026

Most buyers don’t have 20% down, they just think they need it. That assumption keeps people waiting longer than they have to. If that’s what’s holding you back, let’s talk through what may actually be possible.

Learn more: http://ms.spr.ly/6182vMMUw